• Link to Facebook
  • Link to X
  • Link to Instagram
  • Link to LinkedIn
800 222 8711| Contact Us| Submit a Claim| Pay My Bill| Client Portal
Murphy Insurance
  • Get A Quote
    • Auto Insurance Quote
    • Homeowners Quote
    • Condominium Quote
    • Renters Insurance Quote
    • Umbrella Liability Quote
    • Boat Insurance Quote
    • Valuables Coverage Quote
    • Life Insurance Quote
    • Term Life Insurance Quote – Instant
    • Disability Insurance Quote
    • Long-Term Care Quote
    • Business Insurance Quote
    • Employee Benefits Quote
    • Other Insurance Quote
  • Personal
    • Overview
    • Auto Insurance
      • Overview
      • Auto Insurance Discounts
      • Auto Insurance Coverage Options
      • Auto Insurance Rating Factors
      • Change of Garaging
      • Registry Service
    • Motorcycle Insurance
    • Recreational Vehicle Insurance
    • Homeowners Insurance
      • Overview
      • Earthquake Insurance
      • Mobile Home Insurance
      • Homeowner’s Manual
    • Condominium Insurance
      • Condo Owner’s Manual
    • Renters Insurance
    • Personal Umbrella Insurance
    • Flood Insurance
    • Boat Insurance
    • Financial Insurance
    • Life Insurance
    • Term Life Insurance
    • Disability Insurance
    • Long-Term Care Insurance
    • Event & Specialized Insurance
      • Event Insurance
      • Wedding Insurance
  • Business
    • Overview
    • Commercial Property Insurance
      • Commercial Package Policy
      • Business Owner Policy
      • Business Interruption Insurance 
      • Ordinance or Law
    • Business Liability Insurance
    • Commercial Auto Insurance
    • Workers’ Compensation Insurance
    • Business Insurance Bonds
    • Employee Benefits
      • Group Health Insurance
      • Group Dental Insurance
      • Group Life, Disability & Long-Term Care Insurance
      • Voluntary Employee Benefits
    • Business Continuation Planning
    • Industry Specialties
      • Antique Dealer Insurance
      • Banking & Financial Institution Insurance
      • Contractor Insurance
      • Construction Insurance
      • Farm & Agriculture Insurance
      • Manufacturing Insurance
      • Restaurant Insurance
      • Religious Institution Insurance
      • Solar Contractor Insurance
      • Technology Business Insurance
    • Business Spotlight Series
  • Resources
    • Overview
    • Business Spotlight Series
    • Claims Center
    • Certificate of Insurance Request
    • Condominium Owner’s Manual
    • FAQs (Frequently Asked Questions)
    • Forms Center
    • Insurance Tips
    • Helpful Links
    • Homeowner’s Manual
    • Insurance Companies
    • Insurance Myths
    • Murphy Insurance 24 | Client Portal
    • Pay My Bill
  • Blog
  • About
    • Why Choose Us?
    • Locations
      • Bolton, MA Office
      • Groton, MA Office
      • Harvard, MA Office
      • Hudson, MA Office
      • Marlborough, MA Office
      • Medway, MA Office
    • Careers
      • Business Sales Executive
      • Business Acct Mgr (Harvard)
      • Business Acct Mgr (Hudson)
      • Financial Insurance Manager
    • Communities Served
    • Meet the Team
    • Our Values
    • We’re A Five Star Agency
    • Trusted Choice Agency
    • Donation and Sponsorship Requests
    • Customer Reviews
    • Share A Review Of Us
  • Contact
  • Click to open the search input field Click to open the search input field Search
  • Menu Menu
  • Home Page
  • Contact Us
  • Locations
  • Get A Quote
  • Claims Center
  • Personal Insurance
  • Business Insurance
  • Certificate of Insurance Request
  • About Us
  • Careers
  • Blog
  • Resources
  • Pay My Bill
  • Forms Center
  • Murphy Insurance 24 | Client Portal
  • Auto Insurance
  • Homeowners Insurance
  • Renters Insurance
  • Share a Review

Our Blog

Welcome to the Murphy Insurance blog, your trusted source for insurance insights. Our posts will simplify the complex world of insurance for you, whether you’re a homeowner, business owner, or an individual looking for the right coverage. Join us on this journey to peace of mind.

Driver and passenger

Don’t Drink and Drive

December 1, 2025
Driving while under the influence is not only dangerous for the impaired driver; passengers, other motorists and pedestrians are put at serious risk, too. That’s why it’s important to avoid getting behind the wheel after drinking too much. One drink can change your night — one decision can change a life. Choose wisely. Don’t drink and drive. Read more about guidance on preventing drinking and driving.
Read more
https://www.dfmurphy.com/wp-content/uploads/Driver-and-a-passenger-scaled.jpg 1340 2560 Murphy Insurance https://dfmurphy.wpenginepowered.com/wp-content/uploads/Murphy-Insurance-Logo-Header.jpg Murphy Insurance2025-12-01 08:42:232026-07-27 12:53:10Don’t Drink and Drive
10 Tips for Holiday Safety

10 Ways to Stay Safe and Protected This Holiday Season

November 25, 2025
The holidays are a time for joy, gatherings, and festive décor—but a few simple precautions can make all the difference. From checking your lights and keeping walkways clear, to kitchen safety, winter preparedness, and looking out for pets, these ten tips help you enjoy the season safely and stress-free. Make this holiday your safest yet!
Read more
https://www.dfmurphy.com/wp-content/uploads/Holiday-Personal-10-tips-1200.jpg 628 1200 Wayne Texeira https://dfmurphy.wpenginepowered.com/wp-content/uploads/Murphy-Insurance-Logo-Header.jpg Wayne Texeira2025-11-25 09:11:092026-08-14 13:10:1110 Ways to Stay Safe and Protected This Holiday Season
10 Business Holiday Safety Tips

10 Ways to Keep Your Business Safe and Running Smoothly This Holiday Season

November 24, 2025
The holiday season brings extra demands for businesses of all kinds. From increased traffic and seasonal staffing to year-end projects, it’s a busy time for operations. Here are ten practical tips to help keep your workplace safe, employees supported, and your business running smoothly through the season.
Read more
https://www.dfmurphy.com/wp-content/uploads/Holiday-Business-10-Tips-1200.jpg 628 1200 Wayne Texeira https://dfmurphy.wpenginepowered.com/wp-content/uploads/Murphy-Insurance-Logo-Header.jpg Wayne Texeira2025-11-24 08:11:392026-08-14 13:10:2710 Ways to Keep Your Business Safe and Running Smoothly This Holiday Season
Terrific Thanksgiving and Holiday Travel Tips

Terrific Thanksgiving and Holiday Travel Tips

November 21, 2025
Holiday travel is one of the busiest times of the year, and a little preparation can make all the difference. From planning your route and preparing your vehicle to staying alert, flying smart, and protecting your home, these simple tips can help you enjoy a safer, smoother trip this Thanksgiving and holiday season.
Read more
https://www.dfmurphy.com/wp-content/uploads/Terrific-Thanksgiving-and-Holiday-Travel-Tips.jpg 628 1200 Murphy Insurance https://dfmurphy.wpenginepowered.com/wp-content/uploads/Murphy-Insurance-Logo-Header.jpg Murphy Insurance2025-11-21 15:08:522026-08-14 13:10:46Terrific Thanksgiving and Holiday Travel Tips
Thanksgiving Kitchen Safety Tips to Keep Your Holiday Safe and Stress-Free

Thanksgiving Kitchen Safety Tips to Keep Your Holiday Safe and Stress-Free

November 20, 2025
Thanksgiving is a time for family, food, and celebration, but it is also the leading day for home cooking fires. Our Thanksgiving Kitchen Safety Guide shares simple tips to keep your kitchen safe, from staying focused at the stove to deep frying a turkey safely. Make this year’s holiday warm, joyful, and worry free.
Read more
https://www.dfmurphy.com/wp-content/uploads/Thanksgiving-Kitchen-Safety-Tips-1200.jpg 628 1200 Murphy Insurance https://dfmurphy.wpenginepowered.com/wp-content/uploads/Murphy-Insurance-Logo-Header.jpg Murphy Insurance2025-11-20 15:04:102026-08-14 13:11:06Thanksgiving Kitchen Safety Tips to Keep Your Holiday Safe and Stress-Free
Safety Goggles 1200

Five Strategies for Reducing Workers’ Compensation Costs

November 17, 2025
Saving money on workers’ compensation premiums goes beyond preventing a few accidents—it starts with a strong safety program that focuses on continuous improvement. A program that meets or exceeds OSHA standards can help reduce injuries and illnesses, ultimately lowering workers’ compensation costs and protecting your team.
Read more
https://www.dfmurphy.com/wp-content/uploads/Safety-Goggles-1200.jpg 628 1200 Murphy Insurance https://dfmurphy.wpenginepowered.com/wp-content/uploads/Murphy-Insurance-Logo-Header.jpg Murphy Insurance2025-11-17 16:26:292025-11-17 21:36:32Five Strategies for Reducing Workers’ Compensation Costs
Driver 1200 (1)

On the Road Alone: Essential Safety Tips for Long Solo Drives

November 10, 2025
Heading out on a long drive alone can be empowering, but it also calls for a little extra preparation. From planning safe rest stops to staying aware of your surroundings, these essential tips will help you feel confident and secure on every mile of your solo journey.
Read more
https://www.dfmurphy.com/wp-content/uploads/Driver-1200-1.jpg 628 1200 Murphy Insurance https://dfmurphy.wpenginepowered.com/wp-content/uploads/Murphy-Insurance-Logo-Header.jpg Murphy Insurance2025-11-10 15:39:022026-08-14 13:11:17On the Road Alone: Essential Safety Tips for Long Solo Drives
Business Spotlight Welly's and Wemmy's Restaurants

Business Spotlight: Welly’s & Wemmy’s Delivering a Delicious Local Story

November 4, 2025
Since opening their first restaurant in Marlborough in 2009, Welly’s & Wemmy’s have grown into community favorites known for hearty meals and warm hospitality. With Murphy Insurance by their side, these local restaurants have expanded to Hudson and beyond, continuing to bring people together while we help protect what matters most.
Read more
https://www.dfmurphy.com/wp-content/uploads/Business-Spotlight-Wellys-and-Wemmys-Restaurants.jpg 628 1200 Murphy Insurance https://dfmurphy.wpenginepowered.com/wp-content/uploads/Murphy-Insurance-Logo-Header.jpg Murphy Insurance2025-11-04 09:00:212026-08-14 13:05:56Business Spotlight: Welly’s & Wemmy’s Delivering a Delicious Local Story
Halloween Safety Tips with a Side of Insurance Wisdom

Halloween Safety Tips with a Side of Insurance Wisdom

October 22, 2025
Because spooky surprises are only fun when they’re part of the costume. From tripping hazards on dark walkways to costume mishaps and party liability, Halloween fun can come with hidden risks. Murphy Insurance Agency shares practical safety and insurance tips to help you keep your night frightfully fun and claim-free.
Read more
https://www.dfmurphy.com/wp-content/uploads/Halloween-Safety-Tips-with-a-Side-of-Insurance-Wisdom.jpg 628 1200 Murphy Insurance https://dfmurphy.wpenginepowered.com/wp-content/uploads/Murphy-Insurance-Logo-Header.jpg Murphy Insurance2025-10-22 12:44:382025-10-22 13:14:03Halloween Safety Tips with a Side of Insurance Wisdom
October is Cybersecurity Awareness Month Are You Cyber-Smart at Home and at Work

October is Cybersecurity Awareness Month: Are You Cyber-Smart at Home and at Work?

October 16, 2025
October is Cybersecurity Awareness Month — the perfect reminder to stay vigilant about your digital safety. From phishing scams to hacked home devices, cyber threats can affect anyone. Learn practical tips to protect yourself at home and work, and see how personal cyber insurance can help safeguard your finances and identity.
Read more
https://www.dfmurphy.com/wp-content/uploads/October-is-Cybersecurity-Awareness-Month-Are-You-Cyber-Smart-at-Home-and-at-Work.jpg 628 1200 Murphy Insurance https://dfmurphy.wpenginepowered.com/wp-content/uploads/Murphy-Insurance-Logo-Header.jpg Murphy Insurance2025-10-16 12:20:422025-10-16 12:31:25October is Cybersecurity Awareness Month: Are You Cyber-Smart at Home and at Work?
Cybersecurity Awareness Month How Businesses Can Stay Protected in a Digital World

Cybersecurity Awareness Month: How Businesses Can Stay Protected in a Digital World

October 14, 2025
October is Cybersecurity Awareness Month—a reminder that cybersecurity is more than an IT issue; it’s essential to business survival. From phishing scams to ransomware, digital threats can disrupt operations and erode customer trust. Murphy Insurance helps businesses strengthen defenses and recover quickly with customized cyber liability insurance coverage.
Read more
https://www.dfmurphy.com/wp-content/uploads/Cybersecurity-Awareness-Month-How-Businesses-Can-Stay-Protected-in-a-Digital-World.jpg 628 1200 Murphy Insurance https://dfmurphy.wpenginepowered.com/wp-content/uploads/Murphy-Insurance-Logo-Header.jpg Murphy Insurance2025-10-14 21:56:352025-10-14 22:09:53Cybersecurity Awareness Month: How Businesses Can Stay Protected in a Digital World
Candle on table

Candle Safety Considerations

October 8, 2025
Candles provide a warm ambiance for an intimate dinner, a sparkling decoration for a birthday cake or a nice scent for your home. Ambiance aside, candles can be a fire hazard if they are left unattended or placed where they can start other objects on fire. If you enjoy candles, be sure to follow these tips to use them safely.
Read more
https://www.dfmurphy.com/wp-content/uploads/Candle-on-table-scaled.jpg 1340 2560 Murphy Insurance https://dfmurphy.wpenginepowered.com/wp-content/uploads/Murphy-Insurance-Logo-Header.jpg Murphy Insurance2025-10-08 12:40:532025-06-27 16:14:28Candle Safety Considerations
Page 7 of 46«‹56789›»

Search Our Site

Search Search

Recent Posts

  • Should You Put Your Teen on Your Car Policy or Get Them Their Own? August 25, 2026
  • Cybersecurity Essentials | Password Management Best Practices August 20, 2026
  • Electrical Safety | Homeowner’s Manual Blog Series August 17, 2026
  • Your Guide to Fall Festivals in MetroWest Massachusetts and Beyond (2026) August 14, 2026
  • Home Inventory Made Simple | The 30-Minute Method That Helps Claims Go Faster August 13, 2026
  • The Time Is Now to Kick-start Open Enrollment Efforts August 10, 2026
  • Gaining Real-World Business Experience Through Assabet Valley’s Co-op Program August 6, 2026
  • Do College Students Need Renters Insurance? August 3, 2026
  • Certificates of Insurance: The Costly Mistakes Many Businesses Don’t Catch July 30, 2026
  • 5 Ways to Stay Cool Under Summer Pressure July 24, 2026
  • Safe Internet Browsing Practices July 21, 2026
  • Massachusetts Launches 2026 Low-Number License Plate Lottery With 237 Plates Up for Grabs July 15, 2026
  • Business Interruption Insurance: The Coverage That Keeps Your Business Alive When You Can’t Open Your Doors July 14, 2026
  • Outdoor Maintenance | Homeowner’s Manual Blog Series July 9, 2026
  • A Safer Start to Summer: Simple Habits for a Fun and Worry-Free Fourth of July July 1, 2026
  • What Counts as a Home-Based Business (and When Your Home Policy Isn’t Enough) June 30, 2026
  • Workers’ Comp 101 for Massachusetts Employers June 25, 2026
  • Why Disaster Planning Matters: Protecting Your Business from Supply Chain Disruptions June 22, 2026
  • Tropical Storm Arthur—a Reminder That Hurricane Season Has Begun June 18, 2026
  • What to Do When Your Home Insurance Company Requires Repairs June 16, 2026
  • Swimming Pool Safety | Homeowner’s Manual Blog Series June 11, 2026
  • Cyber Insurance for Small Businesses | What It Actually Covers and What It Does Not June 8, 2026
  • National Safety Month: Building a Safer Workplace and a Stronger Business June 4, 2026
  • Home Insurance “Rebuild Cost” vs. Market Value, Why it Matters June 2, 2026
  • HVAC System Care & Energy Efficiency | Homeowner’s Manual Blog Series May 28, 2026

Blog Posts By Category

  • Auto Insurance (31)
  • Business Insurance (211)
  • Community (13)
  • Condominium Insurance (3)
  • Homeowners Insurance (35)
  • Personal Insurance (399)
  • Renters Insurance (9)

Blog Posts by Topic

auto auto accident auto insurance business business insurance car insurance claims commercial auto insurance commercial insurance condo insurance cyber liability insurance deductibles driving safety driving tips fire safety flood insurance general business insurance general safety holiday travel home home insurance home maintenance homeowners insurance home repairs home safety home tips house safety tips hurricane season liability insurance life insurance murphy insurance personal insurance personal liability personal umbrella policy premiums property damage renters insurance rmv road rules road safety safety Small Business Tips winter workers comp workers compensation insurance

Contact Us

  • Contact Us
  • toll-free: 800 222 8711
  • Bolton, MA: 978 779 5566
  • Groton, MA: 978 448 3900
  • Harvard, MA: 978 772 0070
  • Hudson, MA: 978 568 8711
  • Marlborough, MA: 508 485 8211
  • Medway, MA: 508 422 9277
  • Opt-out preferences
  • Disclaimer

Communities

Murphy Insurance Agency provides insurance solutions across Massachusetts and New England. Where you live is not a barrier to our assisting you. We are proud to serve the communities where our customers live and work, including Acton, Ashland, Ayer, Bellingham, Berlin, Blackstone, Bolton, Boston, Boxborough, Boylston, Chelmsford, Clinton, Concord, Devens, Dunstable, Fitchburg, Foxborough, Framingham, Franklin, Groton, Harvard, Holliston, Hopedale, Hopkinton, Hudson, Lancaster, Leominster, Littleton, Lunenburg, Marlborough, Maynard, Medfield, Medway, Mendon, Milford, Millis, Millville, Natick, Norfolk, Northborough, Northbridge, Pepperell, Sherborn, Shirley, Shrewsbury, Southborough, Sterling, Stow, Sudbury, Townsend, Upton, Uxbridge, Wayland, Westborough, Westford, Weston, Whitinsville, Worcester, and last but not least, Wrentham.

About Us

  • Overview
  • Why Choose Us?
  • Locations
  • Careers
  • Communities Served
  • Meet Our Team
  • Our Values
  • Trusted Choice Agency
  • We’re A Five Star Agency
  • Customer Reviews
  • Share a Review of Us
  • Your Opinion Matters

Get A Quote

  • Quote Overview
  • Auto Insurance Quote
  • Homeowners Insurance Quote
  • Condominium Insurance Quote
  • Renters Insurance Quote
  • Umbrella Liability Quote
  • Valuables Coverage Quote
  • Boat Insurance Quote
  • Business Insurance Quote
  • Employee Benefits Quote
  • Life Insurance Quote
  • Term Life Insurance Quote – Instant
  • Disability Insurance Quote
  • Long-Term Care Insurance Quote
  • Other Insurance Quote

Resources

  • Overview
  • Business Spotlight Series
  • Certificate of Insurance Request
  • Claims Center
  • Client Portal
  • Condominium Owner’s Manual
  • FAQs (Frequently Asked Questions)
  • Forms Center
  • Helpful Links
  • Homeowner’s Manual
  • Insurance Companies
  • Insurance Myths
  • Insurance Tips
  • Pay My Bill

Personal Insurance

  • Overview
  • Auto Insurance
  • Motorcycle Insurance
  • Homeowners Insurance
  • Condominium Insurance
  • Renters Insurance
  • Flood Insurance
  • Personal Umbrella Insurance
  • Boat Insurance
  • Recreational Vehicle Insurance
  • Financial Insurance
  • Life Insurance
  • Term Life Insurance
  • Disability Insurance
  • Long-Term Care Insurance

Business Insurance

  • Overview
  • Business Continuation Planning
  • Business Insurance Bonds
  • Business Liability Insurance
  • Business Owner Policy
  • Business Spotlight Series
  • Commercial Auto Insurance
  • Commercial Package Policy
  • Commercial Property Insurance
  • Employee Benefits
  • Industry Specialties
  • Workers’ Compensation Insurance

Legal

  • Accessibility Statement
  • Privacy Policy
  • Terms and Conditions of Use
  • Site Map

Read Our Blog

See all our posts

Recent Posts

  • Should You Put Your Teen on Your Car Policy or Get Them Their Own? August 25, 2026
  • Cybersecurity Essentials | Password Management Best Practices August 20, 2026
  • Electrical Safety | Homeowner’s Manual Blog Series August 17, 2026
  • Your Guide to Fall Festivals in MetroWest Massachusetts and Beyond (2026) August 14, 2026
  • Home Inventory Made Simple | The 30-Minute Method That Helps Claims Go Faster August 13, 2026
  • The Time Is Now to Kick-start Open Enrollment Efforts August 10, 2026
  • Gaining Real-World Business Experience Through Assabet Valley’s Co-op Program August 6, 2026
  • Do College Students Need Renters Insurance? August 3, 2026
  • Certificates of Insurance: The Costly Mistakes Many Businesses Don’t Catch July 30, 2026
  • 5 Ways to Stay Cool Under Summer Pressure July 24, 2026
  • Safe Internet Browsing Practices July 21, 2026
  • Massachusetts Launches 2026 Low-Number License Plate Lottery With 237 Plates Up for Grabs July 15, 2026
  • Business Interruption Insurance: The Coverage That Keeps Your Business Alive When You Can’t Open Your Doors July 14, 2026
  • Outdoor Maintenance | Homeowner’s Manual Blog Series July 9, 2026
  • A Safer Start to Summer: Simple Habits for a Fun and Worry-Free Fourth of July July 1, 2026
© Copyright 2026 D. F. Murphy Insurance 50 Main Street Hudson, MA 01749 (800) 222-8711 | Website Designed by Elbow Grease Marketing
  • Link to Facebook
  • Link to X
  • Link to Instagram
  • Link to LinkedIn
Scroll to top Scroll to top Scroll to top
Manage Consent
To provide the best experiences, we use technologies like cookies to store and/or access device information. Consenting to these technologies will allow us to process data such as browsing behavior or unique IDs on this site. Not consenting or withdrawing consent, may adversely affect certain features and functions.
Functional Always active
The technical storage or access is strictly necessary for the legitimate purpose of enabling the use of a specific service explicitly requested by the subscriber or user, or for the sole purpose of carrying out the transmission of a communication over an electronic communications network.
Preferences
The technical storage or access is necessary for the legitimate purpose of storing preferences that are not requested by the subscriber or user.
Statistics
The technical storage or access that is used exclusively for statistical purposes. The technical storage or access that is used exclusively for anonymous statistical purposes. Without a subpoena, voluntary compliance on the part of your Internet Service Provider, or additional records from a third party, information stored or retrieved for this purpose alone cannot usually be used to identify you.
Marketing
The technical storage or access is required to create user profiles to send advertising, or to track the user on a website or across several websites for similar marketing purposes.
  • Manage options
  • Manage services
  • Manage {vendor_count} vendors
  • Read more about these purposes
View preferences
  • {title}
  • {title}
  • {title}