• Link to Facebook
  • Link to X
  • Link to Instagram
  • Link to LinkedIn
800 222 8711| Contact Us| Submit a Claim| Pay My Bill| Client Portal
Murphy Insurance
  • Get A Quote
    • Auto Insurance Quote
    • Homeowners Quote
    • Condominium Quote
    • Renters Insurance Quote
    • Umbrella Liability Quote
    • Boat Insurance Quote
    • Valuables Coverage Quote
    • Life Insurance Quote
    • Term Life Insurance Quote – Instant
    • Disability Insurance Quote
    • Long-Term Care Quote
    • Business Insurance Quote
    • Employee Benefits Quote
    • Other Insurance Quote
  • Personal
    • Overview
    • Auto Insurance
      • Overview
      • Auto Insurance Discounts
      • Auto Insurance Coverage Options
      • Auto Insurance Rating Factors
      • Change of Garaging
      • Registry Service
    • Motorcycle Insurance
    • Recreational Vehicle Insurance
    • Homeowners Insurance
      • Overview
      • Earthquake Insurance
      • Mobile Home Insurance
      • Homeowner’s Manual
    • Condominium Insurance
      • Condo Owner’s Manual
    • Renters Insurance
    • Personal Umbrella Insurance
    • Flood Insurance
    • Boat Insurance
    • Financial Insurance
    • Life Insurance
    • Term Life Insurance
    • Disability Insurance
    • Long-Term Care Insurance
    • Event & Specialized Insurance
      • Event Insurance
      • Wedding Insurance
  • Business
    • Overview
    • Commercial Property Insurance
      • Commercial Package Policy
      • Business Owner Policy
      • Business Interruption Insurance 
      • Ordinance or Law
    • Business Liability Insurance
    • Commercial Auto Insurance
    • Workers’ Compensation Insurance
    • Business Insurance Bonds
    • Employee Benefits
      • Group Health Insurance
      • Group Dental Insurance
      • Group Life, Disability & Long-Term Care Insurance
      • Voluntary Employee Benefits
    • Business Continuation Planning
    • Industry Specialties
      • Antique Dealer Insurance
      • Banking & Financial Institution Insurance
      • Contractor Insurance
      • Construction Insurance
      • Farm & Agriculture Insurance
      • Manufacturing Insurance
      • Restaurant Insurance
      • Religious Institution Insurance
      • Solar Contractor Insurance
      • Technology Business Insurance
    • Business Spotlight Series
  • Resources
    • Overview
    • Business Spotlight Series
    • Claims Center
    • Certificate of Insurance Request
    • Condominium Owner’s Manual
    • FAQs (Frequently Asked Questions)
    • Forms Center
    • Insurance Tips
    • Helpful Links
    • Homeowner’s Manual
    • Insurance Companies
    • Insurance Myths
    • Murphy Insurance 24 | Client Portal
    • Pay My Bill
  • Blog
  • About
    • Why Choose Us?
    • Locations
      • Bolton, MA Office
      • Groton, MA Office
      • Harvard, MA Office
      • Hudson, MA Office
      • Marlborough, MA Office
      • Medway, MA Office
    • Careers
      • Business Sales Executive
      • Financial Insurance Manager
      • Personal Acct Mgr – Hudson
    • Communities Served
    • Meet the Team
    • Our History
    • Our Values
    • We’re A Five Star Agency
    • Trusted Choice Agency
    • Donation and Sponsorship Requests
    • Customer Reviews
    • Share A Review Of Us
  • Contact
  • Click to open the search input field Click to open the search input field Search
  • Menu Menu
  • Home Page
  • Contact Us
  • Locations
  • Get A Quote
  • Claims Center
  • Personal Insurance
  • Business Insurance
  • Certificate of Insurance Request
  • About Us
  • Careers
  • Blog
  • Resources
  • Pay My Bill
  • Forms Center
  • Murphy Insurance 24 | Client Portal
  • Auto Insurance
  • Homeowners Insurance
  • Renters Insurance
  • Share a Review

Our Blog

Welcome to the Murphy Insurance blog, your trusted source for insurance insights. Our posts will simplify the complex world of insurance for you, whether you’re a homeowner, business owner, or an individual looking for the right coverage. Join us on this journey to peace of mind.

Cyberrisk: Threat and Opportunity

Cyber Risk: Threat & Opportunity

November 3, 2016
A recent white paper by Robert P. Hartwig, Ph.D., and Claire Wilkinson highlights the growing demand for cyber insurance as attacks increase in frequency and cost, with the U.S. market exceeding $3.25 billion in 2016. While insurers are expanding coverage and improving risk assessment, some experts warn that the scope of cyber threats may outpace the industry’s ability to underwrite them alone.
Read more
https://www.dfmurphy.com/wp-content/uploads/Untitled-design-2024-05-08T085418.614.jpg 628 1200 Murphy Insurance https://dfmurphy.wpenginepowered.com/wp-content/uploads/Murphy-Insurance-Logo-Header.jpg Murphy Insurance2016-11-03 09:00:352025-04-15 15:10:41Cyber Risk: Threat & Opportunity
All Electronic Tolling on Mass Pike - October 28

All Electronic Tolling on Mass Pike – October 28

October 21, 2016
Effective October 28, 2016, the Massachusetts Turnpike (Route 90) ceased accepting cash for tolls, eliminating toll booths at exits. For those who don't frequently travel on the Turnpike, here's a summary to ensure you stay informed about these changes.
Read more
https://www.dfmurphy.com/wp-content/uploads/Untitled-design-17-1.jpg 628 1200 Murphy Insurance https://dfmurphy.wpenginepowered.com/wp-content/uploads/Murphy-Insurance-Logo-Header.jpg Murphy Insurance2016-10-21 09:00:442024-07-18 18:25:04All Electronic Tolling on Mass Pike – October 28
Summer Storm Resources to Help Mitigate Risks

Summer Storm Resources to Help Mitigate Risks

August 11, 2016
Summer across the United States often brings a range of severe weather conditions, from hailstorms and thunderstorms to high winds, flooding, lightning, and tornadoes. Taking proactive steps to mitigate damage is essential, and ensuring you have appropriate insurance coverage can provide protection for both personal and business needs in unavoidable loss situations.
Read more
https://www.dfmurphy.com/wp-content/uploads/Untitled-design-18-1.jpg 628 1200 Murphy Insurance https://dfmurphy.wpenginepowered.com/wp-content/uploads/Murphy-Insurance-Logo-Header.jpg Murphy Insurance2016-08-11 09:00:472024-07-29 14:54:28Summer Storm Resources to Help Mitigate Risks
Pokémon Go App Takes Millions of Players to Exciting New Worlds

Pokémon Go App Takes Millions of Players to Exciting New Worlds; Insurance Can Help Make Those Worlds (and This One) Safer

July 19, 2016
Pokémon Go quickly gained global popularity, surpassing Twitter's user count in a matter of days, while also causing unintended consequences such as injuries and property damage, most of which are reportedly covered by insurance, according to the Insurance Information Institute (I.I.I.).
Read more
https://www.dfmurphy.com/wp-content/uploads/Untitled-design-19-1.jpg 628 1200 Murphy Insurance https://dfmurphy.wpenginepowered.com/wp-content/uploads/Murphy-Insurance-Logo-Header.jpg Murphy Insurance2016-07-19 09:00:142024-07-23 19:22:36Pokémon Go App Takes Millions of Players to Exciting New Worlds; Insurance Can Help Make Those Worlds (and This One) Safer
MA RMV Announces myRMV Web Feature 1200x628

MA RMV Announces myRMV Web Feature

July 13, 2016
As part of the Massachusetts RMV’s Summer of Success campaign, the RMV launched myRMV on July 6 at www.massrmv.com. This new online feature provides a user-friendly central page where customers can access their RMV information and complete transactions in one convenient location.
Read more
https://www.dfmurphy.com/wp-content/uploads/Untitled-design-59-1.jpg 628 1200 Murphy Insurance https://dfmurphy.wpenginepowered.com/wp-content/uploads/Murphy-Insurance-Logo-Header.jpg Murphy Insurance2016-07-13 09:00:422025-04-02 11:49:54MA RMV Announces myRMV Web Feature
Cover Personal Injury Loss Exposures

Cover Personal Injury Loss Exposures

July 13, 2016
Homeowners policies typically exclude personal injury claims like defamation unless a personal injury endorsement is attached. Manage these risks by monitoring social media activity, educating family members on online conduct, and considering additional coverage options like personal umbrella policies for comprehensive protection.
Read more
https://www.dfmurphy.com/wp-content/uploads/Untitled-design-134.jpg 628 1200 Murphy Insurance https://dfmurphy.wpenginepowered.com/wp-content/uploads/Murphy-Insurance-Logo-Header.jpg Murphy Insurance2016-07-13 09:00:032026-07-02 15:55:21Cover Personal Injury Loss Exposures
Laptop

Massachusetts 2016 Low Number License Plate Lottery Applications Now Being Accepted

June 27, 2016
Learn about the Massachusetts Lottery for Low License Plate Numbers, including how to enter online, available plates, and important dates for the 2016 drawing.
Read more
https://www.dfmurphy.com/wp-content/uploads/Laptop-1200.jpg 628 1200 Murphy Insurance https://dfmurphy.wpenginepowered.com/wp-content/uploads/Murphy-Insurance-Logo-Header.jpg Murphy Insurance2016-06-27 09:00:062025-04-01 14:56:59Massachusetts 2016 Low Number License Plate Lottery Applications Now Being Accepted
Be Lighting Safe...Include a Lightning Protection System in your Building or Remodeling Plans

Be Lightning Safe…Include a Lightning Protection System in your Building or Remodeling Plans

June 23, 2016
Installing a lightning protection system is a valuable investment when constructing, renovating, or repairing homes. Homeowners insurance typically covers lightning-related damages, while some policies extend coverage to power surge damages resulting from lightning strikes.
Read more
https://www.dfmurphy.com/wp-content/uploads/Untitled-design-90-1.jpg 628 1200 Murphy Insurance https://dfmurphy.wpenginepowered.com/wp-content/uploads/Murphy-Insurance-Logo-Header.jpg Murphy Insurance2016-06-23 09:00:452025-03-23 13:16:00Be Lightning Safe…Include a Lightning Protection System in your Building or Remodeling Plans
Dog Bites Accounted for More than 1/3 of All Homeowner Liability Payouts Last Year

New Commercial Driver’s License and Learner’s Permit Standards Effective July 2016

June 20, 2016
For those holding a CDL or CLP, note the amended Commercial Driver License standards known as the "CDL Permit Rule," implemented by the Federal Motor Carrier Safety Administration (FMCSA). Starting in July 2016, the Massachusetts RMV will enforce this regulation.
Read more
https://dfmurphy.wpenginepowered.com/wp-content/uploads/Murphy-Insurance-Logo-Header.jpg 0 0 Murphy Insurance https://dfmurphy.wpenginepowered.com/wp-content/uploads/Murphy-Insurance-Logo-Header.jpg Murphy Insurance2016-06-20 09:00:422024-07-23 18:50:15New Commercial Driver’s License and Learner’s Permit Standards Effective July 2016
Hurricane

2016 Hurricane Season is Here, Be Prepared

June 2, 2016
The 2016 hurricane season begins June 1, with NOAA predicting 4 to 8 hurricanes. Prepare by creating a disaster kit and reviewing your insurance—standard policies cover wind damage, but flood coverage requires a separate policy. Strengthen your home by trimming trees and securing windows, and consider buying a generator. Contact your agent to ensure your coverage is sufficient before the storm season.
Read more
https://www.dfmurphy.com/wp-content/uploads/Hurricane-1200.jpg 628 1200 Murphy Insurance https://dfmurphy.wpenginepowered.com/wp-content/uploads/Murphy-Insurance-Logo-Header.jpg Murphy Insurance2016-06-02 09:00:272026-05-19 13:37:352016 Hurricane Season is Here, Be Prepared
Mitigate Rental Property Coverage Gaps

Mitigate Rental Property Coverage Gaps

June 2, 2016
Homeowners can rent property to tenants regularly, and it's crucial for them to take protective measures for their rental investments. Here are some recommendations and tips for those who continuously rent out residential property.
Read more
https://www.dfmurphy.com/wp-content/uploads/Untitled-design-20-1.jpg 628 1200 Murphy Insurance https://dfmurphy.wpenginepowered.com/wp-content/uploads/Murphy-Insurance-Logo-Header.jpg Murphy Insurance2016-06-02 09:00:082024-07-23 16:51:49Mitigate Rental Property Coverage Gaps
Dog Bites Accounted for More than 1/3 of All Homeowner Liability Payouts Last Year

Dog Bites Accounted for More than 1/3 of All Homeowner Liability Payouts Last Year

May 20, 2016
In 2015, dog bites and related injuries comprised over a third of all liability claim payouts in homeowners insurance. Despite a 7.2 percent decrease in nationwide dog bite claims, the average cost per claim surged by 16 percent.
Read more
https://www.dfmurphy.com/wp-content/uploads/Untitled-design-76-1.jpg 628 1200 Murphy Insurance https://dfmurphy.wpenginepowered.com/wp-content/uploads/Murphy-Insurance-Logo-Header.jpg Murphy Insurance2016-05-20 09:00:282024-07-22 18:21:51Dog Bites Accounted for More than 1/3 of All Homeowner Liability Payouts Last Year
Page 35 of 47«‹3334353637›»

Search Our Site

Search Search

Recent Posts

  • Fire Prevention Month: Helping Protect Your Home and Family from Fire Risks October 1, 2026
  • Addressing 5 Common Sources of General Liability Claims September 30, 2026
  • Understanding Safety and Responsibility at the Playground September 28, 2026
  • How to Stop Receiving Mail Addressed to a Deceased Person September 24, 2026
  • Understanding and Preventing Digital Eye Strain September 21, 2026
  • How AI Is Changing Cyber Insurance September 15, 2026
  • Pest Prevention | Homeowner’s Manual Blog Series September 10, 2026
  • Murphy Insurance Welcomes Evan Macedo to Our Leadership Team September 9, 2026
  • The Value of Using a Virtual Private Network September 1, 2026
  • Should You Put Your Teen on Your Car Policy or Get Them Their Own? August 25, 2026
  • Cybersecurity Essentials | Password Management Best Practices August 20, 2026
  • Electrical Safety | Homeowner’s Manual Blog Series August 17, 2026
  • Your Guide to Fall Festivals in MetroWest Massachusetts and Beyond (2026) August 14, 2026
  • Home Inventory Made Simple | The 30-Minute Method That Helps Claims Go Faster August 13, 2026
  • The Time Is Now to Kick-start Open Enrollment Efforts August 10, 2026
  • Gaining Real-World Business Experience Through Assabet Valley’s Co-op Program August 6, 2026
  • Do College Students Need Renters Insurance? August 3, 2026
  • Certificates of Insurance: The Costly Mistakes Many Businesses Don’t Catch July 30, 2026
  • 5 Ways to Stay Cool Under Summer Pressure July 24, 2026
  • Safe Internet Browsing Practices July 21, 2026
  • Massachusetts Launches 2026 Low-Number License Plate Lottery With 237 Plates Up for Grabs July 15, 2026
  • Business Interruption Insurance: The Coverage That Keeps Your Business Alive When You Can’t Open Your Doors July 14, 2026
  • Outdoor Maintenance | Homeowner’s Manual Blog Series July 9, 2026
  • A Safer Start to Summer: Simple Habits for a Fun and Worry-Free Fourth of July July 1, 2026
  • What Counts as a Home-Based Business (and When Your Home Policy Isn’t Enough) June 30, 2026

Blog Posts By Category

  • Auto Insurance (31)
  • Business Insurance (215)
  • Community (13)
  • Condominium Insurance (3)
  • Homeowners Insurance (35)
  • Personal Insurance (404)
  • Renters Insurance (9)

Blog Posts by Topic

auto auto accident auto insurance business business insurance car insurance claims commercial auto insurance commercial insurance condo insurance cyber liability insurance deductibles driving safety driving tips fire safety flood insurance general business insurance general safety holiday travel home home insurance home maintenance homeowners insurance home repairs home safety home tips house safety tips hurricane season liability insurance life insurance murphy insurance personal insurance personal liability personal umbrella policy premiums property damage renters insurance rmv road rules road safety safety Small Business Tips winter workers comp workers compensation insurance

Contact Us

  • Contact Us
  • toll-free: 800 222 8711
  • Bolton, MA: 978 779 5566
  • Groton, MA: 978 448 3900
  • Harvard, MA: 978 772 0070
  • Hudson, MA: 978 568 8711
  • Marlborough, MA: 508 485 8211
  • Medway, MA: 508 422 9277
  • Opt-out preferences
  • Disclaimer

Communities

Murphy Insurance Agency provides insurance solutions across Massachusetts and New England. Where you live is not a barrier to our assisting you. We are proud to serve the communities where our customers live and work, including Acton, Ashland, Ayer, Bellingham, Berlin, Blackstone, Bolton, Boston, Boxborough, Boylston, Chelmsford, Clinton, Concord, Devens, Dunstable, Fitchburg, Foxborough, Framingham, Franklin, Groton, Harvard, Holliston, Hopedale, Hopkinton, Hudson, Lancaster, Leominster, Littleton, Lunenburg, Marlborough, Maynard, Medfield, Medway, Mendon, Milford, Millis, Millville, Natick, Norfolk, Northborough, Northbridge, Pepperell, Sherborn, Shirley, Shrewsbury, Southborough, Sterling, Stow, Sudbury, Townsend, Upton, Uxbridge, Wayland, Westborough, Westford, Weston, Whitinsville, Worcester, and last but not least, Wrentham.

About Us

  • Overview
  • Why Choose Us?
  • Locations
  • Careers
  • Communities Served
  • Meet Our Team
  • Our History
  • Our Values
  • Trusted Choice Agency
  • We’re A Five Star Agency
  • Customer Reviews
  • Share a Review of Us
  • Your Opinion Matters

Get A Quote

  • Quote Overview
  • Auto Insurance Quote
  • Homeowners Insurance Quote
  • Condominium Insurance Quote
  • Renters Insurance Quote
  • Umbrella Liability Quote
  • Valuables Coverage Quote
  • Boat Insurance Quote
  • Business Insurance Quote
  • Employee Benefits Quote
  • Life Insurance Quote
  • Term Life Insurance Quote – Instant
  • Disability Insurance Quote
  • Long-Term Care Insurance Quote
  • Other Insurance Quote

Resources

  • Overview
  • Business Spotlight Series
  • Certificate of Insurance Request
  • Claims Center
  • Client Portal
  • Condominium Owner’s Manual
  • FAQs (Frequently Asked Questions)
  • Forms Center
  • Helpful Links
  • Homeowner’s Manual
  • Insurance Companies
  • Insurance Myths
  • Insurance Tips
  • Pay My Bill

Personal Insurance

  • Overview
  • Auto Insurance
  • Motorcycle Insurance
  • Homeowners Insurance
  • Condominium Insurance
  • Renters Insurance
  • Flood Insurance
  • Personal Umbrella Insurance
  • Boat Insurance
  • Recreational Vehicle Insurance
  • Financial Insurance
  • Life Insurance
  • Term Life Insurance
  • Disability Insurance
  • Long-Term Care Insurance

Business Insurance

  • Overview
  • Business Continuation Planning
  • Business Insurance Bonds
  • Business Liability Insurance
  • Business Owner Policy
  • Business Spotlight Series
  • Commercial Auto Insurance
  • Commercial Package Policy
  • Commercial Property Insurance
  • Employee Benefits
  • Industry Specialties
  • Workers’ Compensation Insurance

Legal

  • Accessibility Statement
  • Privacy Policy
  • Terms and Conditions of Use
  • Site Map

Read Our Blog

See all our posts

Recent Posts

  • Fire Prevention Month: Helping Protect Your Home and Family from Fire Risks October 1, 2026
  • Addressing 5 Common Sources of General Liability Claims September 30, 2026
  • Understanding Safety and Responsibility at the Playground September 28, 2026
  • How to Stop Receiving Mail Addressed to a Deceased Person September 24, 2026
  • Understanding and Preventing Digital Eye Strain September 21, 2026
  • How AI Is Changing Cyber Insurance September 15, 2026
  • Pest Prevention | Homeowner’s Manual Blog Series September 10, 2026
  • Murphy Insurance Welcomes Evan Macedo to Our Leadership Team September 9, 2026
  • The Value of Using a Virtual Private Network September 1, 2026
  • Should You Put Your Teen on Your Car Policy or Get Them Their Own? August 25, 2026
  • Cybersecurity Essentials | Password Management Best Practices August 20, 2026
  • Electrical Safety | Homeowner’s Manual Blog Series August 17, 2026
  • Your Guide to Fall Festivals in MetroWest Massachusetts and Beyond (2026) August 14, 2026
  • Home Inventory Made Simple | The 30-Minute Method That Helps Claims Go Faster August 13, 2026
  • The Time Is Now to Kick-start Open Enrollment Efforts August 10, 2026
© Copyright 2026 D. F. Murphy Insurance 50 Main Street Hudson, MA 01749 (800) 222-8711 | Website Designed by Elbow Grease Marketing
  • Link to Facebook
  • Link to X
  • Link to Instagram
  • Link to LinkedIn
Scroll to top Scroll to top Scroll to top
Manage Consent
To provide the best experiences, we use technologies like cookies to store and/or access device information. Consenting to these technologies will allow us to process data such as browsing behavior or unique IDs on this site. Not consenting or withdrawing consent, may adversely affect certain features and functions.
Functional Always active
The technical storage or access is strictly necessary for the legitimate purpose of enabling the use of a specific service explicitly requested by the subscriber or user, or for the sole purpose of carrying out the transmission of a communication over an electronic communications network.
Preferences
The technical storage or access is necessary for the legitimate purpose of storing preferences that are not requested by the subscriber or user.
Statistics
The technical storage or access that is used exclusively for statistical purposes. The technical storage or access that is used exclusively for anonymous statistical purposes. Without a subpoena, voluntary compliance on the part of your Internet Service Provider, or additional records from a third party, information stored or retrieved for this purpose alone cannot usually be used to identify you.
Marketing
The technical storage or access is required to create user profiles to send advertising, or to track the user on a website or across several websites for similar marketing purposes.
  • Manage options
  • Manage services
  • Manage {vendor_count} vendors
  • Read more about these purposes
View preferences
  • {title}
  • {title}
  • {title}