Some really rough storms blew through Massachusetts last night resulting in tornado warnings in some areas. It just proves that no matter where you live that mother nature can deliver some extreme weather.

Summer throughout the United States can generate a wide variety of severe weather conditions, including hailstorms, thunderstorms, high winds, flooding, lightning and even tornadoes. Unfortunately, extreme weather has already devastated many parts of the country this summer, including the devastating floods in Louisiana.

There are steps you can take to help mitigate damage, and for the situations where you can’t control having a loss, be sure that you’ve got proper insurance to protect all your personal and/ or business needs. To help you mitigate summer storm risks, the Insurance Institute for Business & Home Safety Resources (IBHS) has a variety of resources that can prove to be invaluable when it comes to preventing significant property losses caused by summer storm systems. We encourage you to take a few moments to take a look and then take action on any items that you determine require further attention.

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How Insurers Calculate Premiums

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The devastating impacts of Hurricanes Helene and Milton have shown that flood risk isn’t limited to coastal areas. These storms have highlighted a crucial gap that individuals and businesses need to be aware of: flood damage is generally not included in typical home, condo, renters, or commercial property insurance, making a separate flood insurance policy essential for true protection.
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Defensive Driving to Avoid Deer Collisions

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MA Dept of Industrial Accidents New Notice Requirements

The Department of Industrial Accidents (DIA) has revised the Notice to Employees and has established new notice requirements. On or before September 16, 2024, all employers must utilize and repost the revised Notice to Employees poster.

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Personal Insurance

Life is an ever-changing journey, and it deserves a thoughtful, comprehensive plan to protect the things and people that matter most. Our dedicated team at Murphy Insurance is here to assist you in creating that plan. With a wide range of product options at our disposal, we ensure that your plan is tailored precisely to your requirements. Our commitment to providing clear, intelligent guidance to help you achieve true peace of mind. Learn more about our personal insurance portfolio.

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Business Insurance

Murphy Insurance stands as your steadfast partner in safeguarding your business from unforeseen challenges in today’s dynamic business landscape. In an era where comprehensive business insurance is not just a prudent choice but a vital one for ensuring the long-term stability and security of your enterprise, we are here to offer our expertise. Running a business inherently entails various risks that can potentially impact your financial stability and reputation. Learn more about our comprehensive business insurance solutions, which are meticulously designed to protect you from these potential threats, granting you peace of mind necessary to focus on the growth and prosperity of your business.