Droughts are extended periods of unusually low rainfall that cause water shortages and extremely dry conditions. Related damage caused by a covered peril, such as a wildfire, may be covered by insurance. Farmers and agricultural businesses may obtain specialized crop or livestock insurance to protect against drought-related production and financial losses. Coverage varies, so policy terms and exclusions should be reviewed carefully.
The World Meteorological Organization expects El Niño conditions to develop this year, potentially increasing climate-related risks across the United States. Learn how warmer temperatures and changing weather patterns could affect your home, and why now is a good time to review your insurance coverage.
Murphy Insurance Agency provides insurance solutions across Massachusetts and New England. Where you live is not a barrier to our assisting you. We are proud to serve the communities where our customers live and work, including Acton, Ashland, Ayer, Bellingham, Berlin, Blackstone, Bolton, Boston, Boxborough, Boylston, Chelmsford, Clinton, Concord, Devens, Dunstable, Fitchburg, Foxborough, Framingham, Franklin, Groton, Harvard, Holliston, Hopedale, Hopkinton, Hudson, Lancaster, Leominster, Littleton, Lunenburg, Marlborough, Maynard, Medfield, Medway, Mendon, Milford, Millis, Millville, Natick, Norfolk, Northborough, Northbridge, Pepperell, Sherborn, Shirley, Shrewsbury, Southborough, Sterling, Stow, Sudbury, Townsend, Upton, Uxbridge, Wayland, Westborough, Westford, Weston, Whitinsville, Worcester, and last but not least, Wrentham.