Cybersecurity refers to the practice of protecting computer systems, networks, and digital data from unauthorized access, theft, damage, or disruption. It encompasses a broad range of technologies, processes, and controls designed to safeguard information and maintain the availability, integrity, and confidentiality of digital assets. For businesses and individuals alike, strong cybersecurity measures help prevent data breaches, ransomware attacks, and financial losses. Coverage considerations may include cyber liability policies that cover costs for incident response, legal fees, notification expenses, and business interruption following a covered cyber event.