An Auto Repair Shop faces risks such as property damage, equipment failure, employee injury, and liability arising from customer vehicles. Coverage such as garage liability and workers’ compensation helps protect daily operations. Murphy Insurance provides guidance to help shop owners manage risk, reduce potential losses, and ensure appropriate protection is in place.

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Pollution Liability: The Most Overlooked Coverage Your Business Might Need

Many business owners assume their general liability or property insurance covers everything, but pollution-related risks are often excluded. Pollution liability insurance helps fill that gap, covering cleanup costs, lawsuits, and damages from environmental incidents. From contractors and manufacturers to auto shops, property owners, and agricultural businesses, many industries face hidden pollution exposures. Without this protection, a single spill, leak, or contamination event could cost hundreds of thousands of dollars.