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Our Blog

Welcome to the Murphy Insurance blog, your trusted source for insurance insights. Our posts will simplify the complex world of insurance for you, whether you’re a homeowner, business owner, or an individual looking for the right coverage. Join us on this journey to peace of mind.

Shoveling snow

Snowmelt Damage Prevention Tips

February 5, 2026
Accumulating water from melting snow and ice—also known as snowmelt —can lead to significant property damage if not managed. It's important to be aware of this risk and take measures to prevent issues. Don’t let snowmelt wreak havoc on your home. Review guidance for snowmelt damage prevention recommendations.
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Side-view mirror

The Defensive Driving Process

February 2, 2026
To be a defensive driver, it’s important to follow a three-step process: see hazards, determine potential responses, and act in time. Driving in Massachusetts means navigating heavy traffic, narrow roads, construction zones, and unpredictable New England weather. Defensive driving helps local drivers anticipate hazards, reduce accident risk, and protect their auto insurance record.
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Increase 1200

U.S. Average Breach Cost Hits Record High of $10.22 Million

January 29, 2026
The average cost of a data breach in the U.S. has reached a record $10.22 million, even as the global average fell 9% to $4.44 million. Nearly all breached organizations experienced operational disruption, with most taking over 100 days to recover and 65% still not fully recovered. While AI-related breaches remain rare, most stem from poor access controls, making AI systems an increasingly attractive target for attackers.
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Be Ready for Severe Winter Weather Snowstorms, Ice, and Extreme Cold

Be Ready for Severe Winter Weather: Snowstorms, Ice, and Extreme Cold

January 22, 2026
Severe winter storms can bring heavy snow, ice, and extreme cold. Learn how to prepare your home, protect your vehicle, prevent frozen pipes and power outages, and take practical steps to keep your family safe during harsh winter weather.
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Chimney

Chimney Maintenance Is Essential

January 22, 2026
A well-maintained chimney is essential for keeping your home safe, as neglected chimneys are a leading cause of fireplace-related fires and carbon monoxide issues. With an estimated 20,000 chimney fires occurring each year in the U.S., routine inspections and cleanings play a critical role in reducing creosote buildup and preventing costly damage. By making chimney care part of your annual home-maintenance plan, you’ll protect your property and ensure your fireplace operates safely all season long.
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Groton Hill Music Center

Business Spotlight: Groton Hill Music Center – Inspiring Community Through the Power of Music

January 16, 2026
Groton Hill Music is one of our most inspiring community partners—a vibrant nonprofit arts center where creativity, education, and connection thrive. From world-class performances to inclusive music education, they enrich the region every day. Murphy Insurance is proud to support their mission with tailored business coverage that protects their people, programs, and purpose.
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Woman buying a car

Shopping for a Safe Vehicle

January 13, 2026
When shopping for a new vehicle, safety should be a top consideration. This brief guide outlines key safety features—from crash protection to advanced driver assistance systems—and explains how they can impact your insurance costs. Understanding these factors can help you make a smarter, more informed purchase.
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Operating Under the Influence (OUI) Will Cost You Money

Operating Under the Influence (OUI) Will Cost You Money

January 9, 2026
An Operating Under the Influence (OUI) conviction is more than a legal problem; it’s a financial disaster. Between fines, court fees, license costs, higher insurance premiums, towing, and lost wages, one mistake can cost you between $11,000 and $30,000. The best way to save? Don’t drink and drive.
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Why Huge Lawsuit Verdicts Matter

Why Huge Jury Verdicts Matter for Your Business Insurance

January 8, 2026
Huge jury awards, known as nuclear verdicts, are on the rise, forcing insurers to rethink coverage limits, premiums, and risk management. Reviewing liability policies now can help businesses stay protected and avoid unexpected financial losses.
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Business Insurance Issues 1200

10 Insurance Issues Businesses Should Keep Top of Mind in 2026

January 7, 2026
Staying ahead of evolving risks is essential for every business in 2026. From property valuations to cyber threats and liability coverage, these 10 insurance considerations can help you safeguard your operations and plan for the unexpected.
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Plan a Safer Workplace With the 2026 National Safety Observances Calendar

Plan a Safer Workplace With the 2026 National Safety Observances Calendar

January 6, 2026
Build a stronger safety culture with our 2026 National Safety Observances Calendar, a simple planning tool to keep workplace safety top of mind all year. The downloadable PDF includes key observance dates, plus training and awareness resources to help reduce accidents, improve productivity, and lower insurance costs.
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Our 2026 National Health Observances Calendar Plan For Wellness All Year

Our 2026 National Health Observances Calendar: Plan For Wellness All Year

January 5, 2026
Staying informed about national health observances is a simple but effective way to promote wellness, spark meaningful conversations, and support healthier communities. Our 2026 National Health Observances Calendar makes planning easier by highlighting key health awareness days and observance months throughout the year.
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  • How to Prevent Frozen Pipes This Winter: A Massachusetts Homeowner’s Guide November 12, 2026
  • Home Security & Liability Reduction | Homeowner’s Manual Blog Series November 10, 2026
  • 5 Home Ladder Safety Tips November 5, 2026
  • The Importance of Keeping Fire Doors Closed November 2, 2026
  • Five Fresh Tips to Keep Your Night More Treat Than Trick October 28, 2026
  • How Umbrella Insurance Protects Your Business From Nuclear Verdicts October 27, 2026
  • Insurance Reminders: Don’t Forget These Updates October 20, 2026
  • A Historic El Niño Could Heighten Weather Risks Through Fall & Winter October 15, 2026
  • Foundation & Structural Integrity | Homeowner’s Manual Blog Series October 12, 2026
  • 5 Common Insurance Mistakes Small Businesses Make October 6, 2026
  • Fire Prevention Month: Helping Protect Your Home and Family from Fire Risks October 1, 2026
  • Addressing 5 Common Sources of General Liability Claims September 30, 2026
  • Understanding Safety and Responsibility at the Playground September 28, 2026
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  • Understanding and Preventing Digital Eye Strain September 21, 2026
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  • Your Guide to Fall Festivals in MetroWest Massachusetts and Beyond (2026) August 14, 2026
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Recent Posts

  • How to Prevent Frozen Pipes This Winter: A Massachusetts Homeowner’s Guide November 12, 2026
  • Home Security & Liability Reduction | Homeowner’s Manual Blog Series November 10, 2026
  • 5 Home Ladder Safety Tips November 5, 2026
  • The Importance of Keeping Fire Doors Closed November 2, 2026
  • Five Fresh Tips to Keep Your Night More Treat Than Trick October 28, 2026
  • How Umbrella Insurance Protects Your Business From Nuclear Verdicts October 27, 2026
  • Insurance Reminders: Don’t Forget These Updates October 20, 2026
  • A Historic El Niño Could Heighten Weather Risks Through Fall & Winter October 15, 2026
  • Foundation & Structural Integrity | Homeowner’s Manual Blog Series October 12, 2026
  • 5 Common Insurance Mistakes Small Businesses Make October 6, 2026
  • Fire Prevention Month: Helping Protect Your Home and Family from Fire Risks October 1, 2026
  • Addressing 5 Common Sources of General Liability Claims September 30, 2026
  • Understanding Safety and Responsibility at the Playground September 28, 2026
  • How to Stop Receiving Mail Addressed to a Deceased Person September 24, 2026
  • Understanding and Preventing Digital Eye Strain September 21, 2026
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