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Our Blog

Welcome to the Murphy Insurance blog, your trusted source for insurance insights. Our posts will simplify the complex world of insurance for you, whether you’re a homeowner, business owner, or an individual looking for the right coverage. Join us on this journey to peace of mind.

Does Home Insurance Cover Mold?

Does Home Insurance Cover Mold?

June 16, 2023
Homeowners insurance offers mold damage coverage, but not in every case, as it depends on the cause and circumstances. While standard policies typically include limited coverage, additional coverage options are advisable, given the potential for mold to develop unnoticed, exceeding basic policy limits.
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Practice Good Driving Habits: Tips for Road Safety

Practice Good Driving Habits: Tips for Road Safety

June 14, 2023
In the pursuit of safe driving, whether you're a seasoned driver or just starting, it's crucial to stay mindful of good habits and remain vigilant on the road. Remember to share the road responsibly with vulnerable users like motorcyclists, bicyclists, and pedestrians, prioritize eliminating distractions, and ensure everyone buckles up for every trip.
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Lightning Safety: 10 Myths—and the Facts

Lightning Safety: 10 Myths—and the Facts

June 13, 2023
Know the truth about lightning dangers to stay safe in a storm; "When thunder roars, go indoors!" holds true, but many common myths about lightning pose risks. Familiarize yourself with the facts to ensure safety for you and your loved ones during storms.
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How Often Should I Review My Insurance Policy?

How Often Should I Review My Insurance Policy?

June 9, 2023
Regularly reviewing your insurance policy, especially after significant life events like home renovations, marriage, or major purchases, ensures it's tailored to your current needs and offers sufficient protection. These periodic check-ins provide peace of mind, ensuring your coverage aligns with your evolving circumstances.
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4th of July and Summer Fun Safety

4th of July and Summer Fun Safety

June 8, 2023
Independence Day festivities typically include fireworks, barbecues, and outdoor activities, while summer celebrations call for similar precautions to ensure safety during the fun-filled occasions. Whether it's July 4th or any other warm-weather gathering, here are some essential safety tips to keep in mind.
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Protect Your Kids: Tips for Safe Driving

Protect Your Kids: Tips for Safety In and Around Your Car

June 8, 2023
A comprehensive guide to child safety during travel urges caregivers to prioritize proper car seat installation and awareness of potential hazards like heat stroke and blind zones. For essential resources on selecting and inspecting car seats and tips on navigating long journeys with children, consult the NHTSA's invaluable Child Safety Information hub.
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Safe Boating Checklist

Safe Boating Checklist

June 7, 2023
Enjoying time on the water is exhilarating, yet it demands responsibility and caution for safety. Utilize this boating safety checklist, regardless of your experience level, to ensure preparedness and safety while navigating.
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Hurricane Season to Have ‘Above-Average’ Activity

Atlantic Hurricane Season to Have ‘Near-Average’ Activity

June 1, 2023
Colorado State University’s latest forecast for the 2023 Atlantic hurricane season predicts "near-average" tropical cyclone activity from June to November. While not expecting an unusually active season, it’s still important to stay prepared for any potential storms.
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Why are Home Insurance Premiums Going Up?

Why are Home Insurance Premiums Going Up?

June 1, 2023
We often encounter the question: "Why are home insurance premiums increasing?" Various factors can contribute to individual policy hikes, yet current market dynamics are driving up prices across the insurance sector.
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Massachusetts Mulch Fires: Safety Laws and Safety Tips

Massachusetts Mulch Fires: Safety Laws and Safety Tips

June 1, 2023
As Spring arrives, it's crucial for property owners to remember the safety hazards associated with landscaping and mulch application. Improperly discarded smoking materials can easily ignite mulch, leading to hundreds of fires annually, some of which can quickly spread to nearby structures.
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Boat Insurance and Safety

Boat Insurance and Safety

May 26, 2023
Learn how to safeguard your vessel, yourself, and your passengers at sea. Delve into boat safety essentials and the importance of securing proper insurance coverage for smooth sailing and peace of mind on every voyage.
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Grilling Safely

Grilling Safely

May 24, 2023
Every year, millions of Americans enjoy outdoor barbecues, but accidents can occur. According to the U.S. Fire Administration, approximately 5,700 grill fires occur annually, causing $37 million in damage, along with 100 injuries and 10 deaths, mostly due to malfunctioning gas grills, while thousands suffer burns requiring emergency room visits.
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Recent Posts

  • How to Prevent Frozen Pipes This Winter: A Massachusetts Homeowner’s Guide November 12, 2026
  • Home Security & Liability Reduction | Homeowner’s Manual Blog Series November 10, 2026
  • 5 Home Ladder Safety Tips November 5, 2026
  • The Importance of Keeping Fire Doors Closed November 2, 2026
  • Five Fresh Tips to Keep Your Night More Treat Than Trick October 28, 2026
  • How Umbrella Insurance Protects Your Business From Nuclear Verdicts October 27, 2026
  • Insurance Reminders: Don’t Forget These Updates October 20, 2026
  • A Historic El Niño Could Heighten Weather Risks Through Fall & Winter October 15, 2026
  • Foundation & Structural Integrity | Homeowner’s Manual Blog Series October 12, 2026
  • 5 Common Insurance Mistakes Small Businesses Make October 6, 2026
  • Fire Prevention Month: Helping Protect Your Home and Family from Fire Risks October 1, 2026
  • Addressing 5 Common Sources of General Liability Claims September 30, 2026
  • Understanding Safety and Responsibility at the Playground September 28, 2026
  • How to Stop Receiving Mail Addressed to a Deceased Person September 24, 2026
  • Understanding and Preventing Digital Eye Strain September 21, 2026
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