4th of July and Summer Fun Safety

June 8, 2023||inPersonal Insurance|general safety, personal insurance

The celebration of the birth of our nation on Independence Day often involves fireworks, backyard barbecues, boating, beaches, and other outdoor fun. Whether it’s July 4th or any other summer celebration, here are a few tips for keeping safe while you’re having fun.




4th of July and Summer Fun Safety
Click here to submit an inquiry to Murphy Insurance or call us at 800 222 8711

Keep Kids Safe

Make sure children are supervised while celebrating outside during the holiday. Whether in the pool, on the beach, or just in the backyard, it only takes moments for kids (especially small ones) to get into trouble.  Watch for choking hazards with small toys or other items. Never leave a child unsupervised near a body of water.  Lifeguards aren’t babysitters. If you are at a pool, follow pool safety rules.  Turning your back for just a moment could result in tragedy. Know how to recognize signs of drowning.

Grill Safely

Grilling is a great way to bring family and friends together, so please follow these grilling safety guidelines.  Be sure you clean and safety-check your gas or charcoal grill before using it, and don’t leave it unattended. Grill-related incidents cause millions of dollars of damage. Also, follow safe food preparation protocols to ensure no one gets sick.

Drink Responsibly

If you have alcoholic beverages, know your limits and be responsible.  Accidents can happen more easily when under the influence.  Have a designated driver to ensure you and your guests get home safely from your July 4th celebration, whether at home or elsewhere.  Don’t drink and drive!

Leave Fireworks to the Professionals

Massachusetts law prohibits private citizens from using, selling, or possessing fireworks. This includes fireworks purchased legally elsewhere and then transported into the state.

Stay Hydrated

Drink plenty of water and fluids while out in the hot sun to avoid dehydration and other heat sickness. Consuming alcohol in the sun can cause dehydration, so be sure to drink water along with your adult beverages. Keep an eye on children, older adults, and pets, who are more at risk of heat stroke. Take breaks in the shade when possible.

Apply Sunscreen

Use sunscreen on the beach, backyard, or park to protect yourself and your children from sunburns and potentially skin cancer. Protective clothing, sunglasses, and sunscreen make a huge difference. For very young children, talk to your doctor about appropriate products.

Follow Safe Boating Practices

If your celebration involves being on the water, review safe boating practices. If it’s your boat, review safety practices with guests before you set sail and ensure enough appropriate life jackets for everyone. Be sure to follow state boating laws and travel at safe speeds. Don’t drink and drive, which applies to boating, too.

Read Other Blog Posts

Stairs

How to Prevent Falls at Home

Falls are one of the most common and dangerous accidents that occur at home and on the job—especially on staircases. In order to determine whether there are fall hazards within your home, be sure to ask yourself these key questions.
Read more
Outdoor Maintenance: Protecting Your Home and Enhancing Your Curb Appeal

Outdoor Maintenance | Protecting Your Home and Enhancing Your Curb Appeal

Regular outdoor maintenance not only enhances your home's curb appeal but also prevents costly damage and potential insurance issues. Key tasks include cleaning gutters, inspecting the roof, maintaining landscaping, power washing exteriors, and ensuring outdoor structures like fences and decks are in good condition. Staying proactive with seasonal upkeep helps protect your home, reduce long-term repair costs, and maintain insurance coverage eligibility.
Read more
Hot Tub Safety 101 | Protect Your Home, Guests, and Peace of Mind

Hot Tub Safety 101 | Protect Your Home, Guests, and Peace of Mind

Hot tubs offer relaxation but come with safety and liability risks, including potential injuries, health concerns, and insurance coverage gaps. Key precautions include supervising children, maintaining proper water chemistry, setting safe temperature limits, and enforcing responsible usage to prevent accidents. Homeowners should review their insurance policies and consider additional coverage, such as a personal umbrella policy, to ensure financial protection while enjoying their hot tub safely.
Read more
Car keys

Avoiding Problems When Buying Used Vehicles

While buying a used vehicle will save you money in purchase price and help you avoid depreciation costs, it is important to do your research before you purchase one. To avoid buying a car with hidden problems, consider these purchase precautions.
Read more
Contractor

Avoiding Contractor Fraud

It’s important to stay informed when dealing with contractors to reduce the risk of contractor fraud. Use these tips to avoid contractor fraud concerns.
Read more
Car tire side-view

Common Auto Insurance Terms

Auto insurance can be confusing at times. Policies often contain a variety of terms that can be difficult to understand, especially for someone without a background in insurance. The following is a list of common auto insurance terms to keep in mind the next time you meet with your insurance broker.
Read more
What is Your Jewelry Worth? When Should You Update Appraisals?

What is Your Jewelry Worth? When Should You Update Appraisals?

Valentine’s Day approaches, often marked by the exchange of jewelry as a symbol of love. While insuring every piece may not be practical, it's advisable to consider insurance for expensive items, particularly those worn frequently.
Read more
Car on road

Gap Insurance

Car owners often assume that if their car is totaled, it will be replaced at the amount they paid, or at least the amount they owe. However, that’s not always the case — learn why and what you can do to protect yourself.
Read more
Car outside of garage

Vehicle Storage Tips During Winter

As winter approaches, it’s time to think about safely storing your recreational vehicle to avoid damage from the harsh weather and roads. Utilize the following guidance to properly prepare and store your vehicle this winter.
Read more

Visit Our Personal Insurance Page

Personal Insurance

Life is an ever-changing journey, and it deserves a thoughtful, comprehensive plan to protect the things and people that matter most. Our dedicated team at Murphy Insurance is here to assist you in creating that plan. With a wide range of product options at our disposal, we ensure that your plan is tailored precisely to your requirements. Our commitment to providing clear, intelligent guidance to help you achieve true peace of mind. Learn more about our personal insurance portfolio.