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Our Blog

Welcome to the Murphy Insurance blog, your trusted source for insurance insights. Our posts will simplify the complex world of insurance for you, whether you’re a homeowner, business owner, or an individual looking for the right coverage. Join us on this journey to peace of mind.

Holding Phone

RMV Introduces Free In-Branch WiFi at Eight Busiest Branches

September 16, 2015
Starting September 2, 2015, RMV customers at eight branch locations across Massachusetts can enjoy free WiFi while completing their transactions. This new service is part of the RMV’s ongoing efforts to enhance customer experience and modernize branch operations. Stay connected while you wait!
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Risk Management for ATV Owners

Risk Management for ATV Owners

September 8, 2015
In the US, there are roughly 10 million ATVs and over 16 million operators, but each year sees around 700 deaths and over 100,000 injuries from ATV accidents. If you own or operate an ATV, it's crucial to inform your insurance agent to ensure adequate liability coverage and limits.
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MassRMV: FasTrack License Renewal Self-Service Kiosks 1200x628

MassRMV: FasTrack License Renewal Self-Service Kiosks

August 18, 2015
FasTrack service is available at select MA RMV branches, including Boston’s Haymarket, Worcester, Springfield, and more. This self-service kiosk allows eligible customers to take their own photo, complete transactions quickly, and receive a temporary credential, with the permanent license or ID mailed to their address.
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New Public Record Request Procedures in MA

New Public Record Request Procedures in MA

August 3, 2015
Governor Charlie Baker unveiled measures to enhance transparency in government operations, reduce costs, and improve responsiveness to public records requests. These reforms, including streamlined fee structures and enhanced communication protocols, aim to bolster taxpayer accountability and accessibility.
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Increase to Accident Surcharge Thresholds Limits Effective July 1, 2015

Increase to Accident Surcharge Thresholds Limits Effective July 1, 2015

July 17, 2015
Governor Baker's signing of the Massachusetts 2016 State Budget on July 17, 2015, led to increased minor and major thresholds for surchargeable accidents, offering potential savings for drivers in the state who may be involved in at-fault accidents.
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Data breach & cyber liability: Real risks in a virtual world

Headlight & Windshield Wiper Law No Longer a Surchargeable Offense – July 17, 2015

July 17, 2015
A new law eliminates the surchargeable offense for not using headlights with windshield wipers. Though using headlights and taillights with wipers remains mandatory and enforceable, receiving a ticket won't affect your driving record or insurance premium.
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Glasses on Computer

CT Passes Data Breach Notification Legislation

July 7, 2015
A new Connecticut law mandates that consumers be notified of a data breach within 90 days of discovery and requires at least one year of free identity theft protection for breaches involving Social Security Numbers. Attorney General George Jepsen emphasized that his office will continue to scrutinize breaches and take enforcement action against companies that unreasonably delay notification, even if they comply with the 90-day limit.
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Is Hands-Free Cell Phone Use Safe? 2

Have You Heard? NH New Hands-Free Electronic Device Law in Effect July 1, 2015

July 1, 2015
Effective July 1, 2015, New Hampshire implemented a law prohibiting the use of hand-held electronic devices while driving, joining other states in similar measures. This law aims to enhance road safety by reducing distractions caused by electronic devices.
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Earned Sick Time blog

Earned Sick Time Law Effective July 1, 2015

June 16, 2015
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Massachusetts Senate Attempts to Increase Accident Surcharge Threshold Limits

June 4, 2015
The Massachusetts Senate has successfully incorporated an amendment into the 2016 State Budget, aiming to raise the Property Damage Threshold for both Minor and Major accidents. The proposed thresholds would increase to $1,001 for Minor Accidents and $5,001 for Major Accidents, potentially benefiting Massachusetts drivers by impacting surcharge points added to driving records, which can influence insurance premiums following at-fault accidents.
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Mapfre Insurance

Mapfre|Commerce is Now Just Mapfre

May 13, 2015
Murphy Insurance Agency has worked closely with Mapfre|Commerce Insurance for decades. As Commerce Insurance transitions to the Mapfre brand, we want to reassure our customers that this change will not impact their insurance coverage. Feel free to reach out with any questions or concerns.
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Data breach & cyber liability: Real risks in a virtual world

Data Breach and Cyber Liability: Real Risks in a Virtual World

May 11, 2015
In the modern business environment, companies storing customer data and utilizing technology must remain vigilant against the potential risks of cyber/data breaches. Those providing technology services or accessing third-party data need to exercise heightened diligence as their exposure extends beyond their immediate clients to encompass all customers of those clients.
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  • Should You Put Your Teen on Your Car Policy or Get Them Their Own? August 25, 2026
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  • Gaining Real-World Business Experience Through Assabet Valley’s Co-op Program August 6, 2026
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