The Internet is a marvelous tool for staying in touch and learning new things, but it’s important for kids to stay safe and exercise precautions when using it. In particular, children and teenagers can be unaware of online risks, such as the danger of libeling a third party or cyberbullying. For example, an Englishman is currently suing 10,000 Twitter users for tweeting and retweeting libelous claims about him.

Tips for Parents Who Have Children Accessing the Internet and Spending Time on Social Media

  • Children should not give out their full name, address, or other personal details unless you approve it.
  • Children should not give out their passwords to anyone other than their parents.
  • Parents should check the privacy settings of their computers and make sure they are up-to-date.
  • Parents should restrict their children’s Internet use to computers that are only in the living room or in another common area; this reduces the chances that their youngster will talk online with strangers or visit inappropriate websites.
  • Use parental controls available on various operating systems, such as Windows. These controls allow parents to include time limits, provide access to approved websites, and restrict use to only certain applications.
  • Install antivirus software with regular updates to avoid viruses and other malware.
  • Explain to your children what the terms “defamation” and “libel” mean. Emphasize to them the importance of exercising caution regarding what they post on various social media sites and explain that whatever they post can be traced back to you and them. If they cannot post something positive or neutral about someone, then perhaps they should not post at all.
  • Create an Internet safety contract. Ask your kids to read and sign this contract, a copy of which should be near the computer. There are premade contracts for this purpose available on the Internet.

Source: International Risk Management Institute, Inc.

Read Other Blog Posts

Family decorating tree

Decorate Safely During the Holidays

While holiday decorations can be fun and beautiful, they can also present fire hazards. To keep your home and family safe throughout this holiday season, consider the following decorating tips.
Thanksgiving Safety Tips

Thanksgiving Safety Tips for a Happy Holiday

Thanksgiving is a time to gather with loved ones, share a delicious meal, and reflect on all we’re grateful for.  To help you celebrate safely and ensure that your holiday is filled with joy, not unexpected mishaps. here are some tips to keep in mind.
Car tire

Vehicle Breakdown Safety Basics

No one ever plans to experience a vehicle breakdown. That’s why it’s important to plan ahead and be prepared in order to handle such a situation safely. Implement the following guidance to ensure you remain safe and injury-free in the event that you get stuck on the road.
Calculator

How Insurers Calculate Premiums

Depending on the type of policy, an insurance premium must be paid monthly, twice a year or annually. Each policy type will have also have a different premium amount based on the coverage and policyholder. It’s essential to understand how premiums are calculated so you can secure the best deal without sacrificing coverage.
Drowsy

Preventing Drowsy Driving

Every year, the National Sleep Foundation organizes Drowsy Driving Prevention Week to raise awareness about the dangers of driving while fatigued.
Smoke Detector

Daylight Saving Time Change: A Perfect Reminder to Check Your Smoke and CO Detectors

Daylight savings time is a perfect opportunity to keep your home safe by checking your smoke and carbon monoxide (CO) detectors. Time change days are memorable markers, making it easy to establish this habit without any extra reminders.
Flooding

Why Flood Insurance is Essential: Lessons from Hurricanes Helene and Milton

The devastating impacts of Hurricanes Helene and Milton have shown that flood risk isn’t limited to coastal areas. These storms have highlighted a crucial gap that individuals and businesses need to be aware of: flood damage is generally not included in typical home, condo, renters, or commercial property insurance, making a separate flood insurance policy essential for true protection.
Deer

Defensive Driving to Avoid Deer Collisions

With deer mating season in full swing from October through December, drivers face an increased risk of collisions. As deer are more active, especially around dawn and dusk, habitat loss has pushed them closer to roadways. Here’s how defensive driving can help you avoid an accident.
Driving Car

Factors Affecting Your Car Insurance Rate

The cost of auto insurance is influenced by a wide range of factors. Together, these variables shape the overall cost of auto insurance. With this in mind, it can be helpful to better understand how the following elements may impact your rates:

Visit Our Personal Insurance Page

Personal Insurance

Life is an ever-changing journey, and it deserves a thoughtful, comprehensive plan to protect the things and people that matter most. Our dedicated team at Murphy Insurance is here to assist you in creating that plan. With a wide range of product options at our disposal, we ensure that your plan is tailored precisely to your requirements. Our commitment to providing clear, intelligent guidance to help you achieve true peace of mind. Learn more about our personal insurance portfolio.