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As the holiday season approaches, the Insurance Information Institute urges prioritizing family, friends, and festivities while remaining vigilant against potential hazards like fire, theft, accidents, and other mishaps. By following five key safety tips, including fire prevention measures, identity protection, home security strategies, responsible party hosting, and safe driving practices—especially in winter conditions—we can ensure a joyful and secure celebration for all.

As Thanksgiving approaches, remember that road safety is paramount during this busy travel period. Take precautions such as checking tire pressure, buckling up, leaving early, obeying speed limits, avoiding distractions, and never driving under the influence to ensure a safe and enjoyable holiday journey.

Ensure your home is protected from potential oil spills with an "Escaped Liquid Fuel Endorsement," providing coverage for fuel contamination to your property and beyond. Don't risk costly out-of-pocket expenses—contact Murphy Insurance to discuss securing this essential coverage for your peace of mind.

Halloween is a time for fun, but it also brings an increased risk of drunk driving, especially with the holiday falling on a Saturday this year. Those hosting parties should take steps to limit liquor liability and ensure they have the proper insurance coverage. According to the Insurance Information Institute, being proactive can help prevent legal and financial risks while keeping the celebration safe for everyone.

Discover updates on the Massachusetts Paid Family and Medical Leave program: employer and employee contributions are delayed until October 1, 2019, and an adjusted contribution rate of 0.75% to ensure total funding for benefits from January 2021.