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Our Blog

Welcome to the Murphy Insurance blog, your trusted source for insurance insights. Our posts will simplify the complex world of insurance for you, whether you’re a homeowner, business owner, or an individual looking for the right coverage. Join us on this journey to peace of mind.

Quest for the Best 2025

We Did It Again! 5-Time Gold Winners in Quest for the Best

September 30, 2025
We’re proud to announce we’ve won Gold in MyFM 101.3’s Quest for the Best – Insurance Category for the 5th year in a row! Thank you to everyone who voted and continues to support us. If you're a client, we’re grateful for your trust. If you’re looking for a second opinion, we’d love the chance to earn your business.
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https://www.dfmurphy.com/wp-content/uploads/Quest-for-the-Best-2025-1200x-1.jpg 628 1200 Wayne Texeira https://dfmurphy.wpenginepowered.com/wp-content/uploads/Murphy-Insurance-Logo-Header.jpg Wayne Texeira2025-09-30 16:06:142026-08-14 13:06:17We Did It Again! 5-Time Gold Winners in Quest for the Best
Insurance Audits

How to Make Workers’ Comp Audits Less Stressful: Tips from Our Business Account Managers

September 29, 2025
Workers’ Compensation audits don’t have to be overwhelming. With some simple year-round preparation, you can avoid unexpected costs and reduce stress. Our Business Account Managers share practical tips to help you stay organized, document subcontractor details properly, and keep your policy up to date—so audit time goes smoothly.
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https://www.dfmurphy.com/wp-content/uploads/Untitled-design-29.jpg 628 1200 Wayne Texeira https://dfmurphy.wpenginepowered.com/wp-content/uploads/Murphy-Insurance-Logo-Header.jpg Wayne Texeira2025-09-29 12:12:562025-10-09 13:08:01How to Make Workers’ Comp Audits Less Stressful: Tips from Our Business Account Managers
Happy driver

The Benefits of Raising Your Limits

September 24, 2025
An overwhelming majority of states require individuals to carry insurance in order to operate a vehicle. While meeting these minimum limits may be enough to get you on the road, they may be inadequate if you are involved in a serious accident. For better protection, you may want to consider raising your limits to secure proper protection.
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https://www.dfmurphy.com/wp-content/uploads/Happy-driver-scaled.jpg 1340 2560 Murphy Insurance https://dfmurphy.wpenginepowered.com/wp-content/uploads/Murphy-Insurance-Logo-Header.jpg Murphy Insurance2025-09-24 09:00:232025-08-15 14:06:53The Benefits of Raising Your Limits
Murphy Insurance Team

27 Reasons to Work with Murphy Insurance Agency

September 17, 2025
For more than 88 years, Murphy Insurance Agency has been a trusted partner for families, individuals, and businesses across Massachusetts. As a family-owned and independent agency, we prioritize relationships over transactions, offering guidance and support tailored to your needs. With access to more than 25 top-rated carriers, we deliver personalized solutions, competitive options, and peace of mind. Discover 27 reasons why thousands have chosen Murphy Insurance to protect what matters most.
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Personal Article Floater

What Is a Personal Article Floater—and Do You Need One?

September 16, 2025
Many people assume that their home or renters insurance covers all their personal belongings—but it's not always that simple. While these policies do offer significant protection, there are usually limits, especially when it comes to high-value or one-of-a-kind items. If you own something valuable, rare, or that you often take with you, you may want to consider adding a personal article floater to your coverage.
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What Is Professional Liability Insurance and Does Your Business Need It

What Is Professional Liability Insurance—and Does Your Business Need It?

September 15, 2025
General liability insurance won’t protect your business from claims tied to mistakes, missed deadlines, or professional advice gone wrong. That’s where professional liability insurance—also known as Errors & Omissions (E&O) coverage—steps in. It covers negligence, inaccurate advice, project delays, and the legal costs that come with client disputes. From consultants and IT professionals to architects, real estate agents, and accountants, this coverage is essential for anyone providing specialized services.
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https://www.dfmurphy.com/wp-content/uploads/What-Is-Professional-Liability-Insurance-and-Does-Your-Business-Need-It.jpg 628 1200 Murphy Insurance https://dfmurphy.wpenginepowered.com/wp-content/uploads/Murphy-Insurance-Logo-Header.jpg Murphy Insurance2025-09-15 16:20:272025-09-15 16:21:56What Is Professional Liability Insurance—and Does Your Business Need It?
Construction worker 1200

5 Workplace Safety Trends to Watch in 2025

September 11, 2025
While certain elements of occupational safety remain constant, others may change and evolve over time. As such, it’s essential for employers to stay on top of the latest workplace safety trends and adjust their risk management strategies accordingly. Several factors have been influencing the occupational safety landscape this year, including advances in technology, rising mental health concerns, ongoing remote work challenges, a growing connection between sustainability and safety, and shifting corporate culture expectations. This article provides more information on these trends and offers guidance to help employers properly navigate such developments.
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https://www.dfmurphy.com/wp-content/uploads/Construction-worker-1200.jpg 628 1200 Murphy Insurance https://dfmurphy.wpenginepowered.com/wp-content/uploads/Murphy-Insurance-Logo-Header.jpg Murphy Insurance2025-09-11 08:47:182025-09-03 13:41:175 Workplace Safety Trends to Watch in 2025
Floorplan 1200

5 Risks of Hiring an Uninsured Contractor

September 8, 2025
Project owners and general contractors must thoroughly vet all contractors to ensure jobsite safety and protect against financial losses. A key part of this vetting process is confirming that contractors carry the appropriate insurance coverage. Hiring uninsured contractors can lead to serious consequences, including safety risks, legal liabilities and unexpected costs. Here are five major risks of hiring uninsured contractors that highlight why adequate insurance is essential.
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Home Fall Prep for Winter

Fall Into Home Prep: Smart Projects to Help You Avoid Winter Insurance Claims

September 3, 2025
Fall is the perfect time to tackle home maintenance projects before winter sets in. Use our seasonal checklist to protect your home, prevent costly damage, and keep everything running smoothly—inside and out.
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https://www.dfmurphy.com/wp-content/uploads/Home-Fall-Prep.jpg 628 1200 Wayne Texeira https://dfmurphy.wpenginepowered.com/wp-content/uploads/Murphy-Insurance-Logo-Header.jpg Wayne Texeira2025-09-03 13:41:582025-12-11 18:09:49Fall Into Home Prep: Smart Projects to Help You Avoid Winter Insurance Claims
Paperwork 1200

Medicare Part D Notices Are Due Before Oct. 15, 2025

September 2, 2025
Plan sponsors must provide the annual disclosure notice to Medicare-eligible individuals before Oct. 15, 2025—the start date of the annual enrollment period for Medicare Part D. This notice is important because Medicare beneficiaries who are not covered by creditable prescription drug coverage and do not enroll in Medicare Part D when first eligible will likely pay higher premiums if they enroll at a later date.
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Living room

Renting Out Your Home? Here’s What You Need to Know About Liability and Insurance

August 27, 2025
Renting out your home—whether short-term or long-term—can provide extra income but also introduces legal and insurance risks. Before listing your property, it's essential to research local laws, use a clear rental agreement, screen tenants carefully, and ensure your insurance policy provides the right coverage. Taking steps like securing valuables, documenting your home’s condition, and staying accessible can help protect your property and minimize potential issues.
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Ashley Pu Calderon and Wayne Texeira

Working with Co-op Students Yields a Mutually Beneficial Experience

August 22, 2025
As summer winds down and the next academic year approaches, we at Murphy Insurance Agency are both proud and a little wistful as we say goodbye to Ashley Pu Calderon, our most recent co-op student from Assabet Valley Regional Vocational Technical High School. While we’re sad to see her go, we’re incredibly excited for her as she begins her college journey
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  • Addressing 5 Common Sources of General Liability Claims September 30, 2026
  • Understanding Safety and Responsibility at the Playground September 28, 2026
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  • Understanding and Preventing Digital Eye Strain September 21, 2026
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  • Pest Prevention | Homeowner’s Manual Blog Series September 10, 2026
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  • Home Inventory Made Simple | The 30-Minute Method That Helps Claims Go Faster August 13, 2026
  • The Time Is Now to Kick-start Open Enrollment Efforts August 10, 2026
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Recent Posts

  • Fire Prevention Month: Helping Protect Your Home and Family from Fire Risks October 1, 2026
  • Addressing 5 Common Sources of General Liability Claims September 30, 2026
  • Understanding Safety and Responsibility at the Playground September 28, 2026
  • How to Stop Receiving Mail Addressed to a Deceased Person September 24, 2026
  • Understanding and Preventing Digital Eye Strain September 21, 2026
  • How AI Is Changing Cyber Insurance September 15, 2026
  • Pest Prevention | Homeowner’s Manual Blog Series September 10, 2026
  • Murphy Insurance Welcomes Evan Macedo to Our Leadership Team September 9, 2026
  • The Value of Using a Virtual Private Network September 1, 2026
  • Should You Put Your Teen on Your Car Policy or Get Them Their Own? August 25, 2026
  • Cybersecurity Essentials | Password Management Best Practices August 20, 2026
  • Electrical Safety | Homeowner’s Manual Blog Series August 17, 2026
  • Your Guide to Fall Festivals in MetroWest Massachusetts and Beyond (2026) August 14, 2026
  • Home Inventory Made Simple | The 30-Minute Method That Helps Claims Go Faster August 13, 2026
  • The Time Is Now to Kick-start Open Enrollment Efforts August 10, 2026
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