What Is Professional Liability Insurance—and Does Your Business Need It?

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General liability insurance won’t protect your business from claims tied to mistakes, missed deadlines, or professional advice gone wrong. That’s where professional liability insurance—also known as Errors & Omissions (E&O) coverage—steps in. It covers negligence, inaccurate advice, project delays, and the legal costs that come with client disputes. From consultants and IT professionals to architects, real estate agents, and accountants, this coverage is essential for anyone providing specialized services.

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5 Workplace Safety Trends to Watch in 2025

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While certain elements of occupational safety remain constant, others may change and evolve over time. As such, it’s essential for employers to stay on top of the latest workplace safety trends and adjust their risk management strategies accordingly. Several factors have been influencing the occupational safety landscape this year, including advances in technology, rising mental health concerns, ongoing remote work challenges, a growing connection between sustainability and safety, and shifting corporate culture expectations. This article provides more information on these trends and offers guidance to help employers properly navigate such developments.

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5 Risks of Hiring an Uninsured Contractor

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Project owners and general contractors must thoroughly vet all contractors to ensure jobsite safety and protect against financial losses. A key part of this vetting process is confirming that contractors carry the appropriate insurance coverage. Hiring uninsured contractors can lead to serious consequences, including safety risks, legal liabilities and unexpected costs. Here are five major risks of hiring uninsured contractors that highlight why adequate insurance is essential.

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Fall Into Home Prep: Smart Projects to Help You Avoid Winter Insurance Claims

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Fall is the perfect time to tackle home maintenance projects before winter sets in. Use our seasonal checklist to protect your home, prevent costly damage, and keep everything running smoothly—inside and out.

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Medicare Part D Notices Are Due Before Oct. 15, 2025

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Plan sponsors must provide the annual disclosure notice to Medicare-eligible individuals before Oct. 15, 2025—the start date of the annual enrollment period for Medicare Part D. This notice is important because Medicare beneficiaries who are not covered by creditable prescription drug coverage and do not enroll in Medicare Part D when first eligible will likely pay higher premiums if they enroll at a later date.

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Renting Out Your Home? Here’s What You Need to Know About Liability and Insurance

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Renting out your home—whether short-term or long-term—can provide extra income but also introduces legal and insurance risks. Before listing your property, it’s essential to research local laws, use a clear rental agreement, screen tenants carefully, and ensure your insurance policy provides the right coverage. Taking steps like securing valuables, documenting your home’s condition, and staying accessible can help protect your property and minimize potential issues.

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Working with Co-op Students Yields a Mutually Beneficial Experience

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As summer winds down and the next academic year approaches, we at Murphy Insurance Agency are both proud and a little wistful as we say goodbye to Ashley Pu Calderon, our most recent co-op student from Assabet Valley Regional Vocational Technical High School. While we’re sad to see her go, we’re incredibly excited for her as she begins her college journey

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Headed to College? Don’t Forget About Insurance

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Whether it’s freshman year or senior year, sending a student off to college is a big deal. Between class schedules, dorm shopping, moving day, and maybe a few emotional goodbyes, there’s a lot going on. With so much happening, it’s easy to overlook things like insurance. But here’s the thing: insurance should definitely be on your college checklist, because being covered can save you time, money, and major stress down the road.

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Prioritizing Wellness During the 2026-27 School Year

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The return to school and its associated responsibilities can impact everyone differently. Prioritizing wellness with a proactive approach is important to cope with the changes and obstacles a new school year may bring for everyone involved. This post highlights ways to care for yourself and your children during the school year.

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OSHA’s Safe and Sound Week Runs From August 11-17, 2025

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More than 5,000 workers are killed on the job each year, and more than 3.6 million employees are seriously injured each year while at work. Because of this, OSHA holds a nationwide event each August called Safe and Sound Week, which promotes the importance of companies incorporating safety and health programs into their workplaces. This year, the event runs August 11-17, 2025.

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