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Massachusetts mulch fire-safety law

April 01 2016
Property owners, who use mulch in their landscaping, need to be aware of the Massachusetts Mulch Fire-Safety Regulation law that applies to commercial properties and residential properties with six or more units. But, good informaiton for every property owner to prevent fire...

Protect your business from privacy and cyber threats

March 28 2016
Cyber attacks and data breaches can come from many sources. It’s not just criminals and external threats, but internal causes that businesses need to protect against. Privacy risks can result from lost/stolen documents, mobile devices; USB sticks; employee dishonesty; emails; spyware; viruses; hackers; third-party vendors and websites. Businesses should take a three prong approach to protect private information.

Home insurance checklist...getting the best value

March 24 2016
Whether you’re buying a new home or have owned your home for some time, understanding what components make up a solid insurance protection plan for your home, your valuables and your liability is essential. While your home may not change much over the years, insurance isn’t “a set it and forget it” decision. Changes in your life, improvements to your home and changes of construction in the general marketplace can change your insurance needs.

Car insurance checklist...getting the best value

March 03 2016
Use this guide to help you find ways to save on car insurance without sacrificing your protection. The most expensive insurance policy is one with gaps that leave you without coverage when you need it most. Stay focused on value—what you get…for what you pay.

Be aware of Uber and Airbnb insurance gaps

February 19 2016
Making money by driving for Uber or renting out all or part of your home through Airbnb sounds like a great idea. However, personal auto and home insurance policies don't cover these situations...leaving you with a serious coverage gap should an accident occur.

Murphy's Corner...Delivering value for you

February 12 2016
In case you haven’t heard it frequently enough… Thank you for your business. We appreciate you choosing Murphy Insurance as your source for obtaining insurance coverage to protect everything that matters most in your life… personal, business or both.

Fending off home burglars

January 22 2016
The Federal Bureau of Investigation reports that there are over 2 million burglaries per year in the United States. Nearly two-thirds of these burglaries occur in residences. Approximately 30 percent of all burglaries happen through an open or unlocked window or door. A home burglary occurs every 13 seconds in America.

Get proper protection for your home business

January 12 2016
Running a business out of your home changes the loss exposures and characteristics of your residence as far as your homeowners insurance company is concerned. Your homeowners policy will cover losses to the property caused by perils such as fire, wind, lightning, and theft. And the liability portion will pay if someone is hurt on your premises. But if you run a home business, any loss associated with that business may be your problem unless you obtain additional protection.

Are you covered when you borrow someone's car?

December 29 2015
Auto policies have a variety of exclusions and conditions that limit coverage in certain circumstances. “Regular use” and “business use” are two coverage issues that you should understand...