Professional Liability refers to insurance that protects against claims of errors, omissions, or negligence in professional services. Even small mistakes can lead to significant financial and reputational impact. Murphy Insurance provides guidance to help professionals understand their exposure and secure coverage that supports long-term stability.

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What Is Professional Liability Insurance—and Does Your Business Need It?

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General liability insurance won’t protect your business from claims tied to mistakes, missed deadlines, or professional advice gone wrong. That’s where professional liability insurance—also known as Errors & Omissions (E&O) coverage—steps in. It covers negligence, inaccurate advice, project delays, and the legal costs that come with client disputes. From consultants and IT professionals to architects, real estate agents, and accountants, this coverage is essential for anyone providing specialized services.

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