Professional Liability Insurance provides financial protection when a business or individual is accused of failing to perform professional duties properly. Coverage may include legal defense costs and settlements. Murphy Insurance helps clients evaluate their risk and choose coverage that aligns with their services and responsibilities.

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What Is Professional Liability Insurance—and Does Your Business Need It?

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General liability insurance won’t protect your business from claims tied to mistakes, missed deadlines, or professional advice gone wrong. That’s where professional liability insurance—also known as Errors & Omissions (E&O) coverage—steps in. It covers negligence, inaccurate advice, project delays, and the legal costs that come with client disputes. From consultants and IT professionals to architects, real estate agents, and accountants, this coverage is essential for anyone providing specialized services.

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