Flood Protection refers to the measures, strategies, and infrastructure designed to minimize the risk and mitigate the impact of flooding on your property. These efforts aim to reduce the likelihood of flood-related damages, injuries, and loss of life, as well as to promote resilience and recovery in flood-prone areas.
Flooding can cause costly damage to homes and create health risks from mold, even outside high-risk zones. Because standard homeowners insurance excludes flood damage and losses are rising, flood insurance is a critical layer of protection for homeowners.
The devastating impacts of Hurricanes Helene and Milton have shown that flood risk isn’t limited to coastal areas. These storms have highlighted a crucial gap that individuals and businesses need to be aware of: flood damage is generally not included in typical home, condo, renters, or commercial property insurance, making a separate flood insurance policy essential for true protection.
As winter approaches, it’s essential to take proactive steps to safeguard your home against potential ice, snow, and wind damage. Remember, starting the winterization process when the leaves change, not when snowfall begins, can significantly mitigate risks and ensure a safer, warmer, and more cost-effective living environment.
The 2022 Atlantic Hurricane Season is expected to be “above-normal,” with 19 named storms, 9 hurricanes, and 4 major hurricanes. Home and business owners are advised to review their insurance policies, especially for flood coverage, and prepare by securing properties and creating emergency plans.
Snow has a high water content, posing flood risks if not managed properly. Implementing preventive measures can effectively mitigate potential flood issues caused by snow accumulation.
