A Borrowed Car refers to a vehicle that is temporarily used or borrowed by an individual who is not the registered owner of the vehicle. Borrowing a car typically involves obtaining permission from the owner to use the vehicle for a specific purpose or duration, such as running errands, commuting, traveling, or other personal or business activities.
Borrowing or driving a friend’s car is common, yet we often overlook coverage considerations. It’s important to be aware of exclusions and conditions in auto policies, particularly regarding “regular use” and “business use” coverage issues.
