Keep Your Home Running Smoothly

March 7, 2013||inHomeowners Insurance, Personal Insurance|home repair, homeowners insurance, personal insurance

Many consumers have faced rapidly escalating insurance premiums on their homeowners insurance during the past few years. In some cases, consumers have experienced difficulty in procuring homeowners insurance, particularly people with several claims.

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Simple Steps to Protect Your Home and Keep Insurance Costs Down

Homeowners who take good care of their property can reduce the chance of costly claims, which helps keep coverage available and premiums reasonable. Here are some practical tips to get started.

Washing Machine Hoses
Check your washing machine hoses regularly for cracks, bulging, or wear. Replacing them with stainless steel hoses is a smart upgrade. Make sure the hoses aren’t pressing against the wall, and turn off the water supply when the machine isn’t in use.

Water Leaks
If you spot a leak, fix it quickly and clean up thoroughly. That means removing and replacing damaged materials, such as drywall, rather than just drying the surface. For significant leaks, bring in a remediation professional. Quick action is the best way to prevent mold, which can be both hazardous and expensive to address.

Automatic Water Shut-Off Systems
Consider installing an automatic shut-off system. These systems use sensors to detect leaks and send a wireless signal to close the water supply valve before serious damage occurs.

Roof Maintenance
A well-maintained roof is one of your best defenses against water damage. Schedule periodic inspections to catch small problems before they become big ones. If you live in an area prone to high winds, look for roofing materials rated for wind resistance.

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Homeowners Insurance

At Murphy Insurance, we take great care in assessing your options for homeowners insurance to ensure that you receive the most favorable value. Our dedication to serving you entails collaborating with highly-rated insurance providers and conducting comprehensive assessments of available choices. Our goal is to achieve the ideal equilibrium between affordability and coverage that suits your unique needs. Please let us provide you with a customized homeowners insurance quote.