Running a business in Massachusetts comes with its own set of risks, and the right insurance protects everything you’ve built. Our Business Insurance blog posts cover general liability, commercial property, workers’ compensation, and the industry-specific policies that many local businesses overlook. We explain how coverage requirements differ by business type and size, what a typical claim process looks like, and how to spot gaps in an existing policy before they become a problem. It’s practical guidance for owners who want to protect their business without wading through insurance jargon.
As nuclear verdicts and social inflation drive higher liability risks, traditional insurance limits may no longer be sufficient. This article explains how umbrella and excess liability coverage provide additional protection, help bridge coverage gaps, and support long term financial stability in an increasingly complex litigation landscape.
As businesses grow and evolve, their insurance needs change as well. This article highlights five common insurance mistakes small business owners make, from underinsuring assets to overlooking liability risks, and provides practical guidance to help ensure your coverage remains aligned with your current exposures and long-term goals.
General liability claims can arise from everyday business activities, from slip and fall hazards to property damage incidents. This article highlights five common sources of claims and provides practical risk mitigation strategies to help businesses improve safety, reduce exposures, and prevent costly disruptions.
As organizations adopt artificial intelligence, cyber insurers are reevaluating how policies address new and evolving risks. This article explores how AI is changing cyber insurance, including coverage uncertainties, underwriting changes, and what businesses should consider when reviewing policies and managing AI-related exposures.
Murphy Insurance is pleased to welcome Evan Macedo as Controller. With more than 13 years of finance and executive leadership experience, including a decade in the insurance industry, Evan brings valuable expertise that will help support the agency’s financial operations, strategic planning, and continued growth.
A virtual private network (VPN) is a critical tool for securing internet connections and protecting sensitive workplace data. This article explains how VPNs work, outlines their key benefits, and provides guidance on when and how to use them safely, especially when working remotely or connecting to public networks.
Strong passwords are a critical first line of defense against cyberattacks. This article outlines the key pillars of password security, including length, complexity, and uniqueness, while offering practical tips to safeguard your credentials, avoid common risks like password reuse, and strengthen protection with tools like password managers and multifactor authentication.
Open enrollment is more than an annual checklist item. With employee attention stretched thin, early planning and clear communication can help employers improve engagement, highlight the value of their benefits, and support retention during enrollment season.
Certificates of Insurance are often misunderstood. Learn common COI mistakes that can lead to denied claims, contract disputes, and project delays — and how to make sure your business coverage meets contract requirements.
Safe internet browsing is essential to protecting workplace systems and data from cyber threats. This article highlights common online risks, outlines key do’s and don’ts, and provides practical tips to help you identify and respond to suspicious activity while browsing at work.
Murphy Insurance Agency provides insurance solutions across Massachusetts and New England. Where you live is not a barrier to our assisting you. We are proud to serve the communities where our customers live and work, including Acton, Ashland, Ayer, Bellingham, Berlin, Blackstone, Bolton, Boston, Boxborough, Boylston, Chelmsford, Clinton, Concord, Devens, Dunstable, Fitchburg, Foxborough, Framingham, Franklin, Groton, Harvard, Holliston, Hopedale, Hopkinton, Hudson, Lancaster, Leominster, Littleton, Lunenburg, Marlborough, Maynard, Medfield, Medway, Mendon, Milford, Millis, Millville, Natick, Norfolk, Northborough, Northbridge, Pepperell, Sherborn, Shirley, Shrewsbury, Southborough, Sterling, Stow, Sudbury, Townsend, Upton, Uxbridge, Wayland, Westborough, Westford, Weston, Whitinsville, Worcester, and last but not least, Wrentham.