Workers’ compensation rules in Massachusetts are strict and sometimes misunderstood. Learn who must carry coverage, common exemptions, audit triggers, and costly compliance mistakes employers should avoid.
Supply chain disruptions, whether global or local, can impact any business. Learn why disaster planning, supplier diversification, and the right insurance coverage are essential for resilience.
Hurricane Arthur marks the start of the 2026 hurricane season—now is the time for Northeast property owners to prepare with smart maintenance and insurance review tips.
Cyber insurance can help small businesses manage the impact of data breaches, ransomware, and fraud, but needs vary by business. Understanding coverage, planning ahead, and investing in employee training can help reduce cyber risk and avoid costly surprises.
National Safety Month is a reminder that workplace safety protects both employees and businesses. Learn how proactive safety planning can reduce claims, improve operations, and support stronger long-term risk management.
Employers have flexibility when defining health plan eligibility, but that discretion is limited by federal requirements under ERISA, the ACA, HIPAA, and Medicare rules. This overview outlines key eligibility do’s and don’ts to help employers stay compliant and avoid costly mistakes.
Claims‑made liability policies require more than just having coverage in place. Timely notice of claims or potential claims is critical to preserve coverage and avoid unexpected gaps. This article explains how claims‑made policies work, how to identify if your policy is claims‑made, and practical steps businesses can take to stay protected.
Vacation or seasonal rentals in New England face unique risks, including vacancy, severe weather, and increased liability. Use this insurance checklist to ensure your second home or short-term rental has the right protection in place.
Building Safety Month in May is a timely reminder that protecting your property starts with proactive safety practices. From routine maintenance to understanding insurance coverage, taking the right precautions can help property owners reduce risks, prevent costly damage, and ensure their homes or buildings remain safe and well protected.
As risk environments grow more complex, boards of directors play a critical role in overseeing risk management and governance. This article explores essential board responsibilities, strategies to strengthen risk oversight, and how insurance solutions like D&O coverage can support today’s leaders.
Murphy Insurance Agency provides insurance solutions across Massachusetts and New England. Where you live is not a barrier to our assisting you. We are proud to serve the communities where our customers live and work, including Acton, Ashland, Ayer, Bellingham, Berlin, Blackstone, Bolton, Boston, Boxborough, Boylston, Chelmsford, Clinton, Concord, Devens, Dunstable, Fitchburg, Foxborough, Framingham, Franklin, Groton, Harvard, Holliston, Hopedale, Hopkinton, Hudson, Lancaster, Leominster, Littleton, Lunenburg, Marlborough, Maynard, Medfield, Medway, Mendon, Milford, Millis, Millville, Natick, Norfolk, Northborough, Northbridge, Pepperell, Sherborn, Shirley, Shrewsbury, Southborough, Sterling, Stow, Sudbury, Townsend, Upton, Uxbridge, Wayland, Westborough, Westford, Weston, Whitinsville, Worcester, and last but not least, Wrentham.