The Japan earthquake and tsunami highlight the importance of protecting your business from supplier disruptions. While standard business interruption insurance covers damage to your facility, contingent business interruption insurance covers losses if a key supplier is affected. Manufacturers and other businesses should consider this additional coverage. Contact Murphy Insurance to learn more about how we can help protect your business.
Murphy Insurance Agency is pleased to welcome Maria Millikin as a Sales Executive in our Groton office. With seven years of experience in the insurance industry, including roles at Willis Group and Liberty Mutual, Maria specializes in helping businesses of all sizes, with a focus on the unique risks faced by health care organizations.
Heavy snow accumulation on your roof can lead to ice dams or even roof collapse. Regularly remove snow, especially after large storms, using the right tools to avoid damage. For flat roofs, consider professional help due to safety risks. Additionally, ensure gutters are clear to help melted snow drain efficiently.
If your company needs to provide proof of liability insurance for business purposes, you’ve likely requested a standard ACORD Certificate of Liability Insurance. The insurance industry now uses an updated version (ACORD 25), which includes language changes that may affect you.
A recent court ruling has changed snow removal laws in Massachusetts, significantly increasing the liability risk for property owners. Now, failing to promptly clear snow or ice—regardless of how it got there—can lead to costly lawsuits if someone gets injured.
Murphy Insurance Agency is proudly sponsoring a Toys for Tots Drive at its seven locations in Bolton, Groton, Harvard, Hudson, Marlborough, Mendon, and Medway. We invite the community to join us in supporting families in need this holiday season by donating new, unwrapped toys for children of all ages.
Stay informed about the Massachusetts Safe Driving Law taking effect on September 30, 2010, which introduces new provisions. Familiarize yourself with the updated regulations to ensure compliance with the law.
If your business uses email, a website, or stores data electronically, it likely faces cyber risks. Cyber Liability insurance helps protect against those risks. Call Murphy Insurance at 800-222-8711 to learn more.
As of April 22, 2010, a new EPA law mandates that any renovations in homes or child-occupied facilities built before 1978 be carried out by certified contractors or renovators to prevent lead exposure.
Starting July 1, 2010, Massachusetts homeowners using oil for heating must upgrade their systems to prevent leaks. Insurance companies are now mandated to offer coverage for such incidents. Visit the Mass DEP website for detailed upgrade requirements, and contact a heating professional to assess your system’s needs.