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Our Blog

Welcome to the Murphy Insurance blog, your trusted source for insurance insights. Our posts will simplify the complex world of insurance for you, whether you’re a homeowner, business owner, or an individual looking for the right coverage. Join us on this journey to peace of mind.

Employee Lawsuits and EPLI Protection

Employee Lawsuits and EPLI Protection

April 19, 2023
Employing one or more individuals increases the likelihood of facing an employee lawsuit, regardless of your business's size or structure. Small businesses, including family-run ones, are equally susceptible to such legal challenges as larger corporations.
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Mitigate your Sewer Back-Up Loss Exposure

Mitigate your Sewer Back-Up Loss Exposure

April 17, 2023
Homeowners can mitigate sewer backup risks by avoiding disposing of grease, paper towels, diapers, or other refuse down toilets or sinks, as these can cause pipe clogs. Additionally, it's crucial to hire a licensed plumber to remove any connections between flood control systems and the sewer main, while considering installing a backflow-prevention device to prevent sewage from flowing back into the home, thereby safeguarding against potential water and sewage backup losses.
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April is Distracted Driving Awareness Month

April is Distracted Driving Awareness Month

April 14, 2023
Distracted driving remains a significant threat on the roads, with distracted driving-related crashes claiming the lives of at least eight individuals daily, according to the National Highway Traffic Safety Administration. As April marks Distracted Driving Awareness Month, take this opportunity to evaluate your driving habits and commit to making responsible choices to ensure the safety of yourself and others on the road.
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10 Tips for What to Do at an Accident Scene

10 Tips for What to Do at an Accident Scene

April 12, 2023
In the event of an accident, staying calm is essential for managing the situation effectively. Remember to prioritize safety by checking for injuries, calling the police, and exchanging necessary information with the other driver, while also documenting the scene and contacting your insurance provider promptly to initiate the claims process and ensure assistance during this stressful time.
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Insurance Checklist for Getting your Motorcycle Back on the Road

Insurance Checklist for Getting your Motorcycle Back on the Road

April 5, 2023
As spring breathes life back into the roads, motorcycle enthusiasts eagerly prepare to revive their bikes for another season of adventure. Amidst the tune-ups and polish, don't forget to ensure your insurance coverage is up-to-date and tailored to your current needs, safeguarding your excitement with comprehensive protection on and off the road.
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Protect Yourself Before, During & After a Blizzard

Protect Yourself Before, During & After a Blizzard

January 10, 2023
As resilient as Northeasterners are in the face of snow, preparing for a blizzard requires more than just resolve—it demands readiness. Stay informed, stock up on essentials, and ensure your home is equipped with heating fuel and emergency supplies, because when it comes to blizzards, proactive preparation is key to weathering the storm
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InControl Advanced Driver Training

In Control Advanced Driver Training Program

January 5, 2023
Enhance your driving skills and save money with the In Control Advanced Driver Training program, offering potential savings of over 10%. This training opportunity provides various avenues for cost reduction, making it a valuable investment for safer driving.
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New Year Traditions and Superstitions

New Year Traditions and Superstitions

December 29, 2022
As we bid farewell to the old and welcome the new, the New Year's holiday brings forth a tapestry of traditions and customs from around the world. From the iconic descent of the New Year's Eve Ball in Times Square to the belief in wearing red underwear for luck in Italy, each tradition carries its own unique significance, weaving together a rich cultural fabric as we embrace the promise of a fresh start.
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10 Tips for Safe Winter Driving

10 Tips for Safe Winter Driving

December 21, 2022
Winter driving requires preparation. Pack emergency supplies, check tire pressure, and ensure your battery is ready. Keep your gas tank half full and stay informed on road conditions. Drive slowly, leave extra space, and avoid sudden moves. If stuck, stay in your vehicle and clear the exhaust pipe to prevent carbon monoxide buildup.
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Does your Business Comply with MA Independent Contractor Law?

Does your Business Comply with MA Independent Contractor Law?

September 14, 2022
Is your business compliant with Massachusetts Independent Contractor Law (MICL)? Established in 1990 and expanded in 2004, the law imposes a strict "three prong test" for classifying workers, affecting various industries beyond construction. Failure to adhere to the MICL can result in significant penalties, including fines and potential imprisonment, making it crucial for businesses to assess and rectify any misclassifications promptly.
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Start Your Engines - MA Low Plate Lottery 2022

Start Your Engines – MA Low Plate Lottery 2022

July 20, 2022
Are you vying for the coveted low-number license plate in Massachusetts? Now's your chance! With the MA RMV's annual Low Plate Lottery now open for applications, residents have the opportunity to secure one of the 198 available plates, provided they meet the eligibility criteria and abide by the rules outlined by MassDOT.
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2022 Atlantic Hurricane Season Forecast to be ‘Above-Normal’

2022 Atlantic Hurricane Season Forecast to be ‘Above-Normal’

May 24, 2022
The 2022 Atlantic Hurricane Season is expected to be "above-normal," with 19 named storms, 9 hurricanes, and 4 major hurricanes. Home and business owners are advised to review their insurance policies, especially for flood coverage, and prepare by securing properties and creating emergency plans.
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Recent Posts

  • How to Prevent Frozen Pipes This Winter: A Massachusetts Homeowner’s Guide November 12, 2026
  • Home Security & Liability Reduction | Homeowner’s Manual Blog Series November 10, 2026
  • 5 Home Ladder Safety Tips November 5, 2026
  • The Importance of Keeping Fire Doors Closed November 2, 2026
  • Five Fresh Tips to Keep Your Night More Treat Than Trick October 28, 2026
  • How Umbrella Insurance Protects Your Business From Nuclear Verdicts October 27, 2026
  • Insurance Reminders: Don’t Forget These Updates October 20, 2026
  • A Historic El Niño Could Heighten Weather Risks Through Fall & Winter October 15, 2026
  • Foundation & Structural Integrity | Homeowner’s Manual Blog Series October 12, 2026
  • 5 Common Insurance Mistakes Small Businesses Make October 6, 2026
  • Fire Prevention Month: Helping Protect Your Home and Family from Fire Risks October 1, 2026
  • Addressing 5 Common Sources of General Liability Claims September 30, 2026
  • Understanding Safety and Responsibility at the Playground September 28, 2026
  • How to Stop Receiving Mail Addressed to a Deceased Person September 24, 2026
  • Understanding and Preventing Digital Eye Strain September 21, 2026
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