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Our Blog

Welcome to the Murphy Insurance blog, your trusted source for insurance insights. Our posts will simplify the complex world of insurance for you, whether you’re a homeowner, business owner, or an individual looking for the right coverage. Join us on this journey to peace of mind.

Snowy Neighborhood

Protect Your Property This Winter: Tips to Prevent Costly Damage

November 28, 2024
From frozen pipes to roof collapses, the risks of winter property damage are real for both residential and commercial property owners. The good news? Many of these issues can be avoided with proactive steps that save you money and help keep your insurance premiums manageable.
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Family decorating tree

Decorate Safely During the Holidays

November 26, 2024
While holiday decorations can be fun and beautiful, they can also present fire hazards. To keep your home and family safe throughout this holiday season, consider the following decorating tips.
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Thanksgiving Safety Tips

Thanksgiving Safety Tips for a Happy Holiday

November 22, 2024
Thanksgiving is a time to gather with loved ones, share a delicious meal, and reflect on all we’re grateful for.  To help you celebrate safely and ensure that your holiday is filled with joy, not unexpected mishaps. here are some tips to keep in mind.
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Car tire

Vehicle Breakdown Safety Basics

November 20, 2024
No one ever plans to experience a vehicle breakdown. That’s why it’s important to plan ahead and be prepared in order to handle such a situation safely. Implement the following guidance to ensure you remain safe and injury-free in the event that you get stuck on the road.
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Calculator

How Insurers Calculate Premiums

November 13, 2024
Depending on the type of policy, an insurance premium must be paid monthly, twice a year or annually. Each policy type will have also have a different premium amount based on the coverage and policyholder. It’s essential to understand how premiums are calculated so you can secure the best deal without sacrificing coverage.
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Drowsy

Preventing Drowsy Driving

November 5, 2024
Every year, the National Sleep Foundation organizes Drowsy Driving Prevention Week to raise awareness about the dangers of driving while fatigued.
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Smoke Detector

Daylight Saving Time Change: A Perfect Reminder to Check Your Smoke and CO Detectors

October 23, 2024
Daylight savings time is a perfect opportunity to keep your home safe by checking your smoke and carbon monoxide (CO) detectors. Time change days are memorable markers, making it easy to establish this habit without any extra reminders.
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Flooding

Why Flood Insurance is Essential: Lessons from Hurricanes Helene and Milton

October 21, 2024
The devastating impacts of Hurricanes Helene and Milton have shown that flood risk isn’t limited to coastal areas. These storms have highlighted a crucial gap that individuals and businesses need to be aware of: flood damage is generally not included in typical home, condo, renters, or commercial property insurance, making a separate flood insurance policy essential for true protection.
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https://www.dfmurphy.com/wp-content/uploads/Flooding-3-1200.jpg 628 1200 Murphy Insurance https://dfmurphy.wpenginepowered.com/wp-content/uploads/Murphy-Insurance-Logo-Header.jpg Murphy Insurance2024-10-21 09:33:232026-04-08 11:42:17Why Flood Insurance is Essential: Lessons from Hurricanes Helene and Milton
Deer

Defensive Driving to Avoid Deer Collisions

October 5, 2024
With deer mating season in full swing from October through December, drivers face an increased risk of collisions. As deer are more active, especially around dawn and dusk, habitat loss has pushed them closer to roadways. Here’s how defensive driving can help you avoid an accident.
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Massahusetts DIA Seal

MA Dept of Industrial Accidents New Notice Requirements

September 10, 2024
The Department of Industrial Accidents (DIA) has revised the Notice to Employees and has established new notice requirements. On or before September 16, 2024, all employers must utilize and repost the revised Notice to Employees poster.
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Driving Car

Factors Affecting Your Car Insurance Rate

September 6, 2024
The cost of auto insurance is influenced by a wide range of factors. Together, these variables shape the overall cost of auto insurance. With this in mind, it can be helpful to better understand how the following elements may impact your rates:
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Thumbs up

The Value of Professional Liability Insurance

August 27, 2024
Although most service professionals prioritize taking good care of their clients and providing them with the best possible guidance, mistakes can still happen. Fortunately, that’s where professional liability insurance can help.
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  • How to Prevent Frozen Pipes This Winter: A Massachusetts Homeowner’s Guide November 12, 2026
  • Home Security & Liability Reduction | Homeowner’s Manual Blog Series November 10, 2026
  • 5 Home Ladder Safety Tips November 5, 2026
  • The Importance of Keeping Fire Doors Closed November 2, 2026
  • Five Fresh Tips to Keep Your Night More Treat Than Trick October 28, 2026
  • How Umbrella Insurance Protects Your Business From Nuclear Verdicts October 27, 2026
  • Insurance Reminders: Don’t Forget These Updates October 20, 2026
  • A Historic El Niño Could Heighten Weather Risks Through Fall & Winter October 15, 2026
  • Foundation & Structural Integrity | Homeowner’s Manual Blog Series October 12, 2026
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  • Fire Prevention Month: Helping Protect Your Home and Family from Fire Risks October 1, 2026
  • Addressing 5 Common Sources of General Liability Claims September 30, 2026
  • Understanding Safety and Responsibility at the Playground September 28, 2026
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Recent Posts

  • How to Prevent Frozen Pipes This Winter: A Massachusetts Homeowner’s Guide November 12, 2026
  • Home Security & Liability Reduction | Homeowner’s Manual Blog Series November 10, 2026
  • 5 Home Ladder Safety Tips November 5, 2026
  • The Importance of Keeping Fire Doors Closed November 2, 2026
  • Five Fresh Tips to Keep Your Night More Treat Than Trick October 28, 2026
  • How Umbrella Insurance Protects Your Business From Nuclear Verdicts October 27, 2026
  • Insurance Reminders: Don’t Forget These Updates October 20, 2026
  • A Historic El Niño Could Heighten Weather Risks Through Fall & Winter October 15, 2026
  • Foundation & Structural Integrity | Homeowner’s Manual Blog Series October 12, 2026
  • 5 Common Insurance Mistakes Small Businesses Make October 6, 2026
  • Fire Prevention Month: Helping Protect Your Home and Family from Fire Risks October 1, 2026
  • Addressing 5 Common Sources of General Liability Claims September 30, 2026
  • Understanding Safety and Responsibility at the Playground September 28, 2026
  • How to Stop Receiving Mail Addressed to a Deceased Person September 24, 2026
  • Understanding and Preventing Digital Eye Strain September 21, 2026
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