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Our Blog

Welcome to the Murphy Insurance blog, your trusted source for insurance insights. Our posts will simplify the complex world of insurance for you, whether you’re a homeowner, business owner, or an individual looking for the right coverage. Join us on this journey to peace of mind.

How To Protect Your Home From Water Damage 1200x628

How To Protect Your Home From Water Damage

November 9, 2018
Various insurance policies cover different types of water damage, with homeowners and renters insurance typically including protection for burst pipes, wind-driven rain, and damage from roof ice dams. While standard policies may cover top-down water sources like rainfall, additional coverage such as sewer backup riders may be necessary for certain situations.
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Understanding Your Insurance Deductibles

Understanding Your Insurance Deductibles

October 1, 2018
In the event of a home disaster or car accident, the deductible represents the amount you're responsible for covering and is deducted from your claim payment. Understanding how deductibles function can help avoid unexpected expenses and lead to savings.
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Blockchain

Murphy Insurance joins The Institutes RiskBlock Alliance

September 14, 2018
Murphy Insurance Agency is excited to announce its membership in The Institutes RiskBlock™ Alliance, the insurance industry's first enterprise-level blockchain consortium. Along with 11 other companies, Murphy Insurance joins 30 members working to develop blockchain solutions that will reduce transaction costs, enhance customer experiences, and improve the speed and security of data transfers within the industry.
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Top 10 Small Business Insurance Claims

Top 10 Small Business Insurance Claims

September 4, 2018
An analysis by The Hartford reveals that four out of 10 small businesses may face property or general liability claims within the next decade, with burglary and theft being the most common. However, the most expensive claim for small businesses involves reputational harm, encompassing issues like libel, slander, and privacy violations.
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5 Tips for Solid Auto Insurance Coverage

5 Tips for Solid Auto Insurance Coverage

August 28, 2018
While car insurance typically covers vehicle damage, the most significant financial risk lies in injuring others without adequate Bodily Injury to Others coverage. Since accidents and their severity are unpredictable, ensuring sufficient coverage is crucial to safeguard against potential liabilities arising from injuries.
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Commercial Truck

RMV: Changes to the MA State Vehicle Markings Regulation 540 CMR 2:22

August 3, 2018
Effective September 1, 2018, revisions to MA State Markings Regulation 540 CMR 2:22 will come into force. Customers covered under a MA Auto Policy class 30, including plumbers, carpenters, electricians, etc., may be impacted by these changes.
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Mapfre Insurance

Proud to be a MAPFRE agent! MAPFRE Insurance named auto insurance #1 Best Value in MA

July 2, 2018
MAPFRE Insurance was awarded the ValChoice #1 Best Value Award for auto insurance in Massachusetts on May 30, 2018. Scoring 92 out of 100 in ValChoice’s 2016/2017 analysis, MAPFRE stood out for its customer service, claims handling, and overall value. Only one insurer in each state receives this prestigious recognition based on unbiased data from each state’s department of insurance. Murphy Insurance is proud to be an agent for MAPFRE, offering customers access to this top-rated provider known for its outstanding service and value.
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Rewrite the following blog post excerpt into two sentences in 50 words or less:

How Often Should Jewelry or Other Scheduled Valuable Appraisals be Updated?

June 28, 2018
For high-value items like jewelry, antiques, and fine art separately covered on your home policy, providing appraisals or receipts establishes insurance limits. While initial valuations may seem sufficient, it's essential to periodically update appraisals due to potential shifts in values over time.
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E-Signature Via DocuSign Makes Doing Business With Us Even More Convenient

E-Signature Via DocuSign Makes Doing Business With Us Even More Convenient

June 27, 2018
Murphy Insurance strives to enhance convenience, now providing electronic signature options through DocuSign for many personal insurance forms, streamlining your experience. DocuSign, a leader in e-signature technology, ensures efficient processing for your insurance needs.
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MA RMV Closed and No RMV Services For 3 Days Starting March 22 at 7PM

MA RMV Closed and No RMV Services For 3 Days Starting March 22 at 7PM

March 16, 2018
From Thursday, March 22, 2018 at 7 p.m. until Monday, March 26, 2018 at 8 a.m., the MA Registry of Motor Vehicles will be closed for a technology upgrade to meet federal security standards. During this period, non-public safety services will be unavailable, and no transactions will be processed.
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New MA Real ID & Driver's License Documentation Requirements Starting March 26, 2018

New MA Real ID & Driver’s License Documentation Requirements Starting March 26, 2018

March 16, 2018
Starting March 26, Massachusetts requires documentation of U.S. Citizenship or lawful presence for any driver’s license, ID, or learner’s permit renewal or issuance. Four documents are necessary to confirm your Social Security Number, Date of Birth, and Residency.
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Settling Insurance Claims After a Disaster

Settling Insurance Claims After a Disaster

March 5, 2018
After a disaster, settling insurance claims can be daunting, but taking quick, informed steps can make all the difference. From contacting your agent to documenting damage and making temporary repairs, this guide outlines everything you need to know to get started and avoid costly pitfalls.
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  • Electrical Safety | Homeowner’s Manual Blog Series August 17, 2026
  • Your Guide to Fall Festivals in MetroWest Massachusetts and Beyond (2026) August 14, 2026
  • Home Inventory Made Simple | The 30-Minute Method That Helps Claims Go Faster August 13, 2026
  • The Time Is Now to Kick-start Open Enrollment Efforts August 10, 2026
  • Gaining Real-World Business Experience Through Assabet Valley’s Co-op Program August 6, 2026
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