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Our Blog

Welcome to the Murphy Insurance blog, your trusted source for insurance insights. Our posts will simplify the complex world of insurance for you, whether you’re a homeowner, business owner, or an individual looking for the right coverage. Join us on this journey to peace of mind.

Flood Insurance Bill Signed Into Law in 2014

Flood Insurance Bill Signed Into Law in 2014

July 24, 2014
Governor Deval Patrick has swiftly approved House Bill No. H-3783, known as "An Act Relative to Flood Insurance" (Chapter 177 of the Acts of 2014). This new law, effective immediately, bars creditors from mandating certain types of flood insurance for residential property purchasers or owners.
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Get Your Coverage Updated Well Before a Storm

Get Your Coverage Updated Well Before a Storm

July 3, 2014
Amid Hurricane Arthur affecting the Atlantic coast, New England residents can find solace in forecasts suggesting the storm will remain offshore, potentially limiting damage to Fourth of July festivities. However, it's crucial to remember to update insurance coverage well before an approaching hurricane, as insurance companies typically restrict changes to property coverage limits when a storm is imminent.
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Is Hands-Free Cell Phone Use Safe? 2

Is Hands-Free Cell Phone Use Safe?

April 25, 2014
Using a hands-free cell phone while driving might seem safe, especially with the rise of dashboard info systems enabling such calls, but it's not necessarily so. Although laws in Massachusetts and other states prohibit texting while driving and cell phone use by drivers under 18, it's legal for adults to use cell phones while driving, yet this doesn't necessarily equate to safety, especially compared to handheld devices.
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6 Tips for Burglar-Proofing Your Home

6 Tips for Burglar-Proofing Your Home

April 11, 2014
Reduce the risk of home burglary with these effective prevention strategies. From installing motion-sensing lights to investing in a monitored burglar alarm system, taking proactive measures can significantly deter intruders and safeguard your property and peace of mind.
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Target Data Breach

Target Data Breach

February 21, 2014
Two months after Target revealed a massive data breach affecting 40 million debit and credit card accounts, the financial repercussions are becoming evident. The rising costs tied to this breach highlight the growing concerns about cybersecurity and its impact on businesses and customers alike.
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Cook Safely This Thanksgiving to Prevent Kitchen Fires

CDL Self-Certification Deadline Extended to April 30, 2014

January 27, 2014
The MassDOT RMV has extended the deadline for CDL holders to submit self-certification information and a copy of the US DOT Medical Certificate to April 30, 2014, in accordance with Federal Motor Carrier Safety Administration requirements.
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Commercial Drivers License - Self Certification Deadline January 30, 2014

Commercial Drivers License – Self Certification Deadline January 30, 2014

January 6, 2014
As per 2012 Federal and State mandates, Commercial Driver's License holders must notify their state's RMV about their commerce type (interstate or intrastate) and medical certificate necessity. All CDL holders must self-certify by January 30, 2014, to comply with these requirements.
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Person on Computer

MA Dept of Industrial Accidents Requiring Electronic Filing of All First Reports of Injury by Jan 1, 2014

December 19, 2013
Starting January 1, 2014, the Massachusetts DIA requires all Form 101 First Reports of Injury (FRI) to be submitted electronically—paper copies will no longer be accepted. Employers can submit forms via secure file transfer or through the DIA website with an authorized online account. While this change affects submissions to the DIA, the process for notifying Murphy Insurance or your insurance company remains the same. To avoid delays, businesses should apply for a DIA Online Account as soon as possible.
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Envelope

MA RMV Restores Renewal Reminders by Mail

November 28, 2013
The RMV has resumed its birthday postcard reminder service, notifying drivers if they can renew online or must visit a branch. Supported by advertising, this service helps Massachusetts' 4.75 million licensed drivers stay updated, with 87,000–92,000 postcards sent monthly.
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Thanks and Please Be Safe In the Kitchen & On the Road 1200x628

Thank You & Be Safe Over Thanksgiving

November 27, 2013
During this season of gratitude, we express our heartfelt thanks to all who have supported our success, especially our loyal customers. We deeply appreciate your trust in Murphy Insurance Agency as we strive to safeguard you, your loved ones, and your business endeavors.
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Safety Tips: Prevent Kitchen Fires This Thanksgiving

Safety Tips: Prevent Kitchen Fires This Thanksgiving

November 25, 2013
Thanksgiving brings joy but also heightened kitchen risks. The U.S. Consumer Product Safety Commission warns that cooking fires triple on Thanksgiving, emphasizing the need for vigilance and safety measures like staying present while cooking and keeping fire extinguishers handy.
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Cook Safely This Thanksgiving to Prevent Kitchen Fires

Cook Safely This Thanksgiving to Prevent Kitchen Fires

November 25, 2013
Thanksgiving is the peak day for home cooking fires—more than triple the daily average. Stay safe by never leaving cooking unattended, keeping children away from hot surfaces, and having smoke alarms and a fire escape plan in place.
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