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Our Blog

Welcome to the Murphy Insurance blog, your trusted source for insurance insights. Our posts will simplify the complex world of insurance for you, whether you’re a homeowner, business owner, or an individual looking for the right coverage. Join us on this journey to peace of mind.

Motorcycles: Properly Insuring Your Bike

Motorcycles: Properly Insuring Your Bike

June 3, 2019
Prepare for motorcycle season with comprehensive coverage. Ensure your policy includes protection for custom bike equipment, gear, and injuries, including coverage for bodily injury to guests and yourself by uninsured or underinsured motorists.
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Is Your Business Ready for MA Paid Family & Medical Leave Law Effective July 1, 2019?

Is Your Business Ready for MA Paid Family & Medical Leave Law Effective July 1, 2019?

May 9, 2019
Prepare for your new responsibilities under the Massachusetts Paid Family and Medical Leave (PFML) law, effective July 1, 2019. Stay informed about compliance requirements and calculation tools available on the Mass.gov website or through your payroll service provider.
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Small Business Owner

Top 10 Small Business Property and Liability Insurance Claims

April 24, 2019
Small businesses are significantly likely to face property or liability claims, with burglary and theft ranking as the most common, while reputational harm emerges as the costliest. To mitigate risks, business owners can implement preventive measures tailored to each potential claim scenario, ensuring comprehensive protection.
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What is personal watercraft insurance? Personal watercraft (known by brand names like Jet Skis, Sea-Doos or WaveRunners) can be lots fun on the water. But, like any moving vehicles, they are subject to accidents and it’s wise to get the proper insurance to protect yourself financially.

Stay Safe: Don’t Let an Accident Ruin Your Fun Out on the Water

April 22, 2019
Discover the importance of personal watercraft insurance in ensuring financial protection for accidents on the water. Unlike homeowners insurance, specialized PWC coverage safeguards against bodily injury, liability, property damage, theft, and more, tailored to your needs and watercraft usage.
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Is the Protection You Have for Your Watercraft Underwater?

Is the Protection You Have for Your Watercraft Underwater?

April 9, 2019
As spring brings vibrant blooms, many consider buying boats. However, homeowners policies often don't cover high-value or large boats. Contact us before purchasing to ensure proper coverage and avoid being "underwater" with inadequate insurance.
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Most Stolen Cars in 2013

Top 10 Most Frequently Stolen Vehicles 2017

March 27, 2019
In 2017, the Honda Civic ranked as the most stolen passenger vehicle, tallying 45,062 thefts across all model years, per the NICB. The majority of these thefts targeted older models lacking modern anti-theft technology.
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What Do Women Business Owners Want? Credible, Accurate Insurance Advice

What Do Women Business Owners Want? Credible, Accurate Insurance Advice

March 13, 2019
In recent decades, women have made significant progress in the business realm. Business insurance, emphasized by the Insurance Information Institute, is crucial for safeguarding their investments and assets.
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12 Steps for Locating a Lost Life Insurance Policy

12 Steps for Locating a Lost Life Insurance Policy

January 16, 2019
Discover effective strategies for locating life insurance documents of a deceased relative, from searching through files and contacting financial advisors to reviewing tax returns and utilizing state resources such as insurance departments and unclaimed property offices.
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How To Protect Your Home From Water Damage 1200x628

How To Protect Your Home From Water Damage

November 9, 2018
Various insurance policies cover different types of water damage, with homeowners and renters insurance typically including protection for burst pipes, wind-driven rain, and damage from roof ice dams. While standard policies may cover top-down water sources like rainfall, additional coverage such as sewer backup riders may be necessary for certain situations.
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Understanding Your Insurance Deductibles

Understanding Your Insurance Deductibles

October 1, 2018
In the event of a home disaster or car accident, the deductible represents the amount you're responsible for covering and is deducted from your claim payment. Understanding how deductibles function can help avoid unexpected expenses and lead to savings.
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Blockchain

Murphy Insurance joins The Institutes RiskBlock Alliance

September 14, 2018
Murphy Insurance Agency is excited to announce its membership in The Institutes RiskBlock™ Alliance, the insurance industry's first enterprise-level blockchain consortium. Along with 11 other companies, Murphy Insurance joins 30 members working to develop blockchain solutions that will reduce transaction costs, enhance customer experiences, and improve the speed and security of data transfers within the industry.
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Top 10 Small Business Insurance Claims

Top 10 Small Business Insurance Claims

September 4, 2018
An analysis by The Hartford reveals that four out of 10 small businesses may face property or general liability claims within the next decade, with burglary and theft being the most common. However, the most expensive claim for small businesses involves reputational harm, encompassing issues like libel, slander, and privacy violations.
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  • Should You Put Your Teen on Your Car Policy or Get Them Their Own? August 25, 2026
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  • The Time Is Now to Kick-start Open Enrollment Efforts August 10, 2026
  • Gaining Real-World Business Experience Through Assabet Valley’s Co-op Program August 6, 2026
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