• Link to Facebook
  • Link to X
  • Link to Instagram
  • Link to LinkedIn
800 222 8711| Contact Us| Submit a Claim| Pay My Bill| Client Portal
Murphy Insurance
  • Get A Quote
    • Auto Insurance Quote
    • Homeowners Quote
    • Condominium Quote
    • Renters Insurance Quote
    • Umbrella Liability Quote
    • Boat Insurance Quote
    • Valuables Coverage Quote
    • Life Insurance Quote
    • Term Life Insurance Quote – Instant
    • Disability Insurance Quote
    • Long-Term Care Quote
    • Business Insurance Quote
    • Employee Benefits Quote
    • Other Insurance Quote
  • Personal
    • Overview
    • Auto Insurance
      • Overview
      • Auto Insurance Discounts
      • Auto Insurance Coverage Options
      • Auto Insurance Rating Factors
      • Change of Garaging
      • Registry Service
    • Motorcycle Insurance
    • Recreational Vehicle Insurance
    • Homeowners Insurance
      • Overview
      • Earthquake Insurance
      • Mobile Home Insurance
      • Homeowner’s Manual
    • Condominium Insurance
      • Condo Owner’s Manual
    • Renters Insurance
    • Personal Umbrella Insurance
    • Flood Insurance
    • Boat Insurance
    • Financial Insurance
    • Life Insurance
    • Term Life Insurance
    • Disability Insurance
    • Long-Term Care Insurance
    • Event & Specialized Insurance
      • Event Insurance
      • Wedding Insurance
  • Business
    • Overview
    • Commercial Property Insurance
      • Commercial Package Policy
      • Business Owner Policy
      • Business Interruption Insurance 
      • Ordinance or Law
    • Business Liability Insurance
    • Commercial Auto Insurance
    • Workers’ Compensation Insurance
    • Business Insurance Bonds
    • Employee Benefits
      • Group Health Insurance
      • Group Dental Insurance
      • Group Life, Disability & Long-Term Care Insurance
      • Voluntary Employee Benefits
    • Business Continuation Planning
    • Industry Specialties
      • Antique Dealer Insurance
      • Banking & Financial Institution Insurance
      • Contractor Insurance
      • Construction Insurance
      • Farm & Agriculture Insurance
      • Manufacturing Insurance
      • Restaurant Insurance
      • Religious Institution Insurance
      • Solar Contractor Insurance
      • Technology Business Insurance
    • Business Spotlight Series
  • Resources
    • Overview
    • Business Spotlight Series
    • Claims Center
    • Certificate of Insurance Request
    • Condominium Owner’s Manual
    • FAQs (Frequently Asked Questions)
    • Forms Center
    • Insurance Tips
    • Helpful Links
    • Homeowner’s Manual
    • Insurance Companies
    • Insurance Myths
    • Murphy Insurance 24 | Client Portal
    • Pay My Bill
  • Blog
  • About
    • Why Choose Us?
    • Locations
      • Bolton, MA Office
      • Groton, MA Office
      • Harvard, MA Office
      • Hudson, MA Office
      • Marlborough, MA Office
      • Medway, MA Office
    • Careers
      • Business Sales Executive
      • Business Acct Mgr (Harvard)
      • Business Acct Mgr (Hudson)
      • Financial Insurance Manager
    • Communities Served
    • Meet the Team
    • Our Values
    • We’re A Five Star Agency
    • Trusted Choice Agency
    • Donation and Sponsorship Requests
    • Customer Reviews
    • Share A Review Of Us
  • Contact
  • Click to open the search input field Click to open the search input field Search
  • Menu Menu
  • Home Page
  • Contact Us
  • Locations
  • Get A Quote
  • Claims Center
  • Personal Insurance
  • Business Insurance
  • Certificate of Insurance Request
  • About Us
  • Careers
  • Blog
  • Resources
  • Pay My Bill
  • Forms Center
  • Murphy Insurance 24 | Client Portal
  • Auto Insurance
  • Homeowners Insurance
  • Renters Insurance
  • Share a Review

Our Blog

Welcome to the Murphy Insurance blog, your trusted source for insurance insights. Our posts will simplify the complex world of insurance for you, whether you’re a homeowner, business owner, or an individual looking for the right coverage. Join us on this journey to peace of mind.

Smoke Detector

Daylight Saving Time Change: A Perfect Reminder to Check Your Smoke and CO Detectors

October 23, 2024
Daylight savings time is a perfect opportunity to keep your home safe by checking your smoke and carbon monoxide (CO) detectors. Time change days are memorable markers, making it easy to establish this habit without any extra reminders.
Read more
https://www.dfmurphy.com/wp-content/uploads/Smoke-Detect-1200.jpg 628 1200 Murphy Insurance https://dfmurphy.wpenginepowered.com/wp-content/uploads/Murphy-Insurance-Logo-Header.jpg Murphy Insurance2024-10-23 10:25:492025-04-01 14:31:26Daylight Saving Time Change: A Perfect Reminder to Check Your Smoke and CO Detectors
Flooding

Why Flood Insurance is Essential: Lessons from Hurricanes Helene and Milton

October 21, 2024
The devastating impacts of Hurricanes Helene and Milton have shown that flood risk isn’t limited to coastal areas. These storms have highlighted a crucial gap that individuals and businesses need to be aware of: flood damage is generally not included in typical home, condo, renters, or commercial property insurance, making a separate flood insurance policy essential for true protection.
Read more
https://www.dfmurphy.com/wp-content/uploads/Flooding-3-1200.jpg 628 1200 Murphy Insurance https://dfmurphy.wpenginepowered.com/wp-content/uploads/Murphy-Insurance-Logo-Header.jpg Murphy Insurance2024-10-21 09:33:232026-04-08 11:42:17Why Flood Insurance is Essential: Lessons from Hurricanes Helene and Milton
Deer

Defensive Driving to Avoid Deer Collisions

October 5, 2024
With deer mating season in full swing from October through December, drivers face an increased risk of collisions. As deer are more active, especially around dawn and dusk, habitat loss has pushed them closer to roadways. Here’s how defensive driving can help you avoid an accident.
Read more
https://www.dfmurphy.com/wp-content/uploads/Deer-3-1200.jpg 628 1200 Murphy Insurance https://dfmurphy.wpenginepowered.com/wp-content/uploads/Murphy-Insurance-Logo-Header.jpg Murphy Insurance2024-10-05 11:32:492025-08-15 10:02:02Defensive Driving to Avoid Deer Collisions
Massahusetts DIA Seal

MA Dept of Industrial Accidents New Notice Requirements

September 10, 2024
The Department of Industrial Accidents (DIA) has revised the Notice to Employees and has established new notice requirements. On or before September 16, 2024, all employers must utilize and repost the revised Notice to Employees poster.
Read more
https://www.dfmurphy.com/wp-content/uploads/Massahusetts-DIA-Seal-scaled.jpg 1340 2560 Murphy Insurance https://dfmurphy.wpenginepowered.com/wp-content/uploads/Murphy-Insurance-Logo-Header.jpg Murphy Insurance2024-09-10 10:02:552025-04-01 12:40:39MA Dept of Industrial Accidents New Notice Requirements
Driving Car

Factors Affecting Your Car Insurance Rate

September 6, 2024
The cost of auto insurance is influenced by a wide range of factors. Together, these variables shape the overall cost of auto insurance. With this in mind, it can be helpful to better understand how the following elements may impact your rates:
Read more
https://www.dfmurphy.com/wp-content/uploads/Driving-1200.jpg 628 1200 Murphy Insurance https://dfmurphy.wpenginepowered.com/wp-content/uploads/Murphy-Insurance-Logo-Header.jpg Murphy Insurance2024-09-06 08:29:532025-04-01 14:45:40Factors Affecting Your Car Insurance Rate
Thumbs up

The Value of Professional Liability Insurance

August 27, 2024
Although most service professionals prioritize taking good care of their clients and providing them with the best possible guidance, mistakes can still happen. Fortunately, that’s where professional liability insurance can help.
Read more
https://www.dfmurphy.com/wp-content/uploads/Thumbs-up-scaled.jpg 1340 2560 Murphy Insurance https://dfmurphy.wpenginepowered.com/wp-content/uploads/Murphy-Insurance-Logo-Header.jpg Murphy Insurance2024-08-27 11:51:402025-04-01 16:06:36The Value of Professional Liability Insurance
Car window rolled down

6 Types of Auto Insurance Coverage

August 26, 2024
Interpreting the various types of coverage offered under your auto insurance policy can be tricky, but extremely beneficial. To help you develop a better understanding of your policy, here are six types of coverage that it may include.
Read more
https://www.dfmurphy.com/wp-content/uploads/Car-window-rolled-down-scaled.jpg 1340 2560 Murphy Insurance https://dfmurphy.wpenginepowered.com/wp-content/uploads/Murphy-Insurance-Logo-Header.jpg Murphy Insurance2024-08-26 15:21:312026-05-17 12:14:216 Types of Auto Insurance Coverage
Apartment living room

Compliance Overview: 2025 Open Enrollment Checklist

August 21, 2024
To get ready for open enrollment, employers who sponsor group health plans should be aware of compliance changes affecting the design and administration of their health plans for plan years beginning on or after Jan. 1, 2025.
Read more
https://dfmurphy.wpenginepowered.com/wp-content/uploads/Murphy-Insurance-Logo-Header.jpg 0 0 Murphy Insurance https://dfmurphy.wpenginepowered.com/wp-content/uploads/Murphy-Insurance-Logo-Header.jpg Murphy Insurance2024-08-21 13:59:272026-07-02 15:48:05Compliance Overview: 2025 Open Enrollment Checklist
Insurance Policy

Why Personal Liability Insurance is Essential for Homeowners, Condo Owners, and Renters

August 14, 2024
An essential part of home, condo & renter coverage often overlooked is personal liability insurance, which provides financial protection if you’re legally responsible for causing bodily injury or property damage to another person, both on and off your property.
Read more
https://www.dfmurphy.com/wp-content/uploads/Home-Insurance-App-1200.jpg 628 1200 Murphy Insurance https://dfmurphy.wpenginepowered.com/wp-content/uploads/Murphy-Insurance-Logo-Header.jpg Murphy Insurance2024-08-14 08:11:372026-05-21 13:05:35Why Personal Liability Insurance is Essential for Homeowners, Condo Owners, and Renters
Spam Phishing Scam

Recognize Spam and Phishing Emails

August 5, 2024
As more of our daily lives move into cyberspace, hackers, cybercriminals and spam bots may lurk behind every new message that shows up in your inbox. Even robust spam filters may not be able to catch every unwelcome email. Fortunately, you can act as an additional line of defense for yourself and your electronic devices by understanding the warning signs of spam and phishing emails.
Read more
https://www.dfmurphy.com/wp-content/uploads/Spam-Phishing-scaled.jpg 1340 2560 Murphy Insurance https://dfmurphy.wpenginepowered.com/wp-content/uploads/Murphy-Insurance-Logo-Header.jpg Murphy Insurance2024-08-05 10:00:182025-04-01 16:10:12Recognize Spam and Phishing Emails
Distracted Driving

How Distracted Driving and Texting Impact Your Auto Insurance Premiums

July 17, 2024
One major reason for auto insurance premiums going up is the rise in distracted driving, especially texting while driving. Distracted driving has become a leading cause of accidents, pushing up costs for insurance companies and, ultimately, leading to higher premiums for all drivers.
Read more
https://www.dfmurphy.com/wp-content/uploads/Distracted-Driving-2-1200.jpg 628 1200 Murphy Insurance https://dfmurphy.wpenginepowered.com/wp-content/uploads/Murphy-Insurance-Logo-Header.jpg Murphy Insurance2024-07-17 08:19:002026-05-17 12:14:43How Distracted Driving and Texting Impact Your Auto Insurance Premiums
Apartment living room

Keep Your Home Safe While on Vacation

June 26, 2024
Taking a trip and exploring the world is fun, but leaving your home unoccupied has some risks.  Before departing, protect your property from accidents and criminals by considering the following precautions.
Read more
https://www.dfmurphy.com/wp-content/uploads/keep-your-home-safe-while-on-vacation-scaled.jpg 1340 2560 Murphy Insurance https://dfmurphy.wpenginepowered.com/wp-content/uploads/Murphy-Insurance-Logo-Header.jpg Murphy Insurance2024-06-26 13:57:502026-05-17 12:15:53Keep Your Home Safe While on Vacation
Page 15 of 46«‹1314151617›»

Search Our Site

Search Search

Recent Posts

  • Should You Put Your Teen on Your Car Policy or Get Them Their Own? August 25, 2026
  • Cybersecurity Essentials | Password Management Best Practices August 20, 2026
  • Electrical Safety | Homeowner’s Manual Blog Series August 17, 2026
  • Your Guide to Fall Festivals in MetroWest Massachusetts and Beyond (2026) August 14, 2026
  • Home Inventory Made Simple | The 30-Minute Method That Helps Claims Go Faster August 13, 2026
  • The Time Is Now to Kick-start Open Enrollment Efforts August 10, 2026
  • Gaining Real-World Business Experience Through Assabet Valley’s Co-op Program August 6, 2026
  • Do College Students Need Renters Insurance? August 3, 2026
  • Certificates of Insurance: The Costly Mistakes Many Businesses Don’t Catch July 30, 2026
  • 5 Ways to Stay Cool Under Summer Pressure July 24, 2026
  • Safe Internet Browsing Practices July 21, 2026
  • Massachusetts Launches 2026 Low-Number License Plate Lottery With 237 Plates Up for Grabs July 15, 2026
  • Business Interruption Insurance: The Coverage That Keeps Your Business Alive When You Can’t Open Your Doors July 14, 2026
  • Outdoor Maintenance | Homeowner’s Manual Blog Series July 9, 2026
  • A Safer Start to Summer: Simple Habits for a Fun and Worry-Free Fourth of July July 1, 2026
  • What Counts as a Home-Based Business (and When Your Home Policy Isn’t Enough) June 30, 2026
  • Workers’ Comp 101 for Massachusetts Employers June 25, 2026
  • Why Disaster Planning Matters: Protecting Your Business from Supply Chain Disruptions June 22, 2026
  • Tropical Storm Arthur—a Reminder That Hurricane Season Has Begun June 18, 2026
  • What to Do When Your Home Insurance Company Requires Repairs June 16, 2026
  • Swimming Pool Safety | Homeowner’s Manual Blog Series June 11, 2026
  • Cyber Insurance for Small Businesses | What It Actually Covers and What It Does Not June 8, 2026
  • National Safety Month: Building a Safer Workplace and a Stronger Business June 4, 2026
  • Home Insurance “Rebuild Cost” vs. Market Value, Why it Matters June 2, 2026
  • HVAC System Care & Energy Efficiency | Homeowner’s Manual Blog Series May 28, 2026

Blog Posts By Category

  • Auto Insurance (31)
  • Business Insurance (211)
  • Community (13)
  • Condominium Insurance (3)
  • Homeowners Insurance (35)
  • Personal Insurance (399)
  • Renters Insurance (9)

Blog Posts by Topic

auto auto accident auto insurance business business insurance car insurance claims commercial auto insurance commercial insurance condo insurance cyber liability insurance deductibles driving safety driving tips fire safety flood insurance general business insurance general safety holiday travel home home insurance home maintenance homeowners insurance home repairs home safety home tips house safety tips hurricane season liability insurance life insurance murphy insurance personal insurance personal liability personal umbrella policy premiums property damage renters insurance rmv road rules road safety safety Small Business Tips winter workers comp workers compensation insurance

Contact Us

  • Contact Us
  • toll-free: 800 222 8711
  • Bolton, MA: 978 779 5566
  • Groton, MA: 978 448 3900
  • Harvard, MA: 978 772 0070
  • Hudson, MA: 978 568 8711
  • Marlborough, MA: 508 485 8211
  • Medway, MA: 508 422 9277
  • Opt-out preferences
  • Disclaimer

Communities

Murphy Insurance Agency provides insurance solutions across Massachusetts and New England. Where you live is not a barrier to our assisting you. We are proud to serve the communities where our customers live and work, including Acton, Ashland, Ayer, Bellingham, Berlin, Blackstone, Bolton, Boston, Boxborough, Boylston, Chelmsford, Clinton, Concord, Devens, Dunstable, Fitchburg, Foxborough, Framingham, Franklin, Groton, Harvard, Holliston, Hopedale, Hopkinton, Hudson, Lancaster, Leominster, Littleton, Lunenburg, Marlborough, Maynard, Medfield, Medway, Mendon, Milford, Millis, Millville, Natick, Norfolk, Northborough, Northbridge, Pepperell, Sherborn, Shirley, Shrewsbury, Southborough, Sterling, Stow, Sudbury, Townsend, Upton, Uxbridge, Wayland, Westborough, Westford, Weston, Whitinsville, Worcester, and last but not least, Wrentham.

About Us

  • Overview
  • Why Choose Us?
  • Locations
  • Careers
  • Communities Served
  • Meet Our Team
  • Our Values
  • Trusted Choice Agency
  • We’re A Five Star Agency
  • Customer Reviews
  • Share a Review of Us
  • Your Opinion Matters

Get A Quote

  • Quote Overview
  • Auto Insurance Quote
  • Homeowners Insurance Quote
  • Condominium Insurance Quote
  • Renters Insurance Quote
  • Umbrella Liability Quote
  • Valuables Coverage Quote
  • Boat Insurance Quote
  • Business Insurance Quote
  • Employee Benefits Quote
  • Life Insurance Quote
  • Term Life Insurance Quote – Instant
  • Disability Insurance Quote
  • Long-Term Care Insurance Quote
  • Other Insurance Quote

Resources

  • Overview
  • Business Spotlight Series
  • Certificate of Insurance Request
  • Claims Center
  • Client Portal
  • Condominium Owner’s Manual
  • FAQs (Frequently Asked Questions)
  • Forms Center
  • Helpful Links
  • Homeowner’s Manual
  • Insurance Companies
  • Insurance Myths
  • Insurance Tips
  • Pay My Bill

Personal Insurance

  • Overview
  • Auto Insurance
  • Motorcycle Insurance
  • Homeowners Insurance
  • Condominium Insurance
  • Renters Insurance
  • Flood Insurance
  • Personal Umbrella Insurance
  • Boat Insurance
  • Recreational Vehicle Insurance
  • Financial Insurance
  • Life Insurance
  • Term Life Insurance
  • Disability Insurance
  • Long-Term Care Insurance

Business Insurance

  • Overview
  • Business Continuation Planning
  • Business Insurance Bonds
  • Business Liability Insurance
  • Business Owner Policy
  • Business Spotlight Series
  • Commercial Auto Insurance
  • Commercial Package Policy
  • Commercial Property Insurance
  • Employee Benefits
  • Industry Specialties
  • Workers’ Compensation Insurance

Legal

  • Accessibility Statement
  • Privacy Policy
  • Terms and Conditions of Use
  • Site Map

Read Our Blog

See all our posts

Recent Posts

  • Should You Put Your Teen on Your Car Policy or Get Them Their Own? August 25, 2026
  • Cybersecurity Essentials | Password Management Best Practices August 20, 2026
  • Electrical Safety | Homeowner’s Manual Blog Series August 17, 2026
  • Your Guide to Fall Festivals in MetroWest Massachusetts and Beyond (2026) August 14, 2026
  • Home Inventory Made Simple | The 30-Minute Method That Helps Claims Go Faster August 13, 2026
  • The Time Is Now to Kick-start Open Enrollment Efforts August 10, 2026
  • Gaining Real-World Business Experience Through Assabet Valley’s Co-op Program August 6, 2026
  • Do College Students Need Renters Insurance? August 3, 2026
  • Certificates of Insurance: The Costly Mistakes Many Businesses Don’t Catch July 30, 2026
  • 5 Ways to Stay Cool Under Summer Pressure July 24, 2026
  • Safe Internet Browsing Practices July 21, 2026
  • Massachusetts Launches 2026 Low-Number License Plate Lottery With 237 Plates Up for Grabs July 15, 2026
  • Business Interruption Insurance: The Coverage That Keeps Your Business Alive When You Can’t Open Your Doors July 14, 2026
  • Outdoor Maintenance | Homeowner’s Manual Blog Series July 9, 2026
  • A Safer Start to Summer: Simple Habits for a Fun and Worry-Free Fourth of July July 1, 2026
© Copyright 2026 D. F. Murphy Insurance 50 Main Street Hudson, MA 01749 (800) 222-8711 | Website Designed by Elbow Grease Marketing
  • Link to Facebook
  • Link to X
  • Link to Instagram
  • Link to LinkedIn
Scroll to top Scroll to top Scroll to top
Manage Consent
To provide the best experiences, we use technologies like cookies to store and/or access device information. Consenting to these technologies will allow us to process data such as browsing behavior or unique IDs on this site. Not consenting or withdrawing consent, may adversely affect certain features and functions.
Functional Always active
The technical storage or access is strictly necessary for the legitimate purpose of enabling the use of a specific service explicitly requested by the subscriber or user, or for the sole purpose of carrying out the transmission of a communication over an electronic communications network.
Preferences
The technical storage or access is necessary for the legitimate purpose of storing preferences that are not requested by the subscriber or user.
Statistics
The technical storage or access that is used exclusively for statistical purposes. The technical storage or access that is used exclusively for anonymous statistical purposes. Without a subpoena, voluntary compliance on the part of your Internet Service Provider, or additional records from a third party, information stored or retrieved for this purpose alone cannot usually be used to identify you.
Marketing
The technical storage or access is required to create user profiles to send advertising, or to track the user on a website or across several websites for similar marketing purposes.
  • Manage options
  • Manage services
  • Manage {vendor_count} vendors
  • Read more about these purposes
View preferences
  • {title}
  • {title}
  • {title}