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Welcome to the Murphy Insurance blog, your trusted source for insurance insights. Our posts will simplify the complex world of insurance for you, whether you’re a homeowner, business owner, or an individual looking for the right coverage. Join us on this journey to peace of mind.

Snow Removal from Vehicles Laws

February 9, 2015

Neglecting to fully clear snow and ice from your vehicle's roof and windows isn't just risky but could lead to hefty fines and legal consequences. Please take the extra few minutes to make sure your car is properly cleared to protect yourself and others on the road.

Snow Load Alert…Protect Your Roof and Building

January 26, 2015

Property owners must manage snow accumulation on roofs during winter storms to prevent hazards. From clearing snow from vents to watching for structural weaknesses, taking proactive steps can safeguard against damage and potential accidents.

Where You Buy Workers Comp Can Make a Difference

January 16, 2015

The choice of where to obtain Workers’ Comp Insurance can impact your business. While classification rates are determined by the Commonwealth, individual insurance companies may offer modified or decreased rates for specific job classifications, potentially leading to cost savings.

Health Care Reform 2015 Compliance

December 29, 2014

The Affordable Care Act introduced numerous reforms in 2014, with additional provisions such as the shared responsibility penalty and related requirements set to take effect in 2015. The impact of these changes on your business hinges on the size of the employer group your company belongs to.

2014 Toys for Tots Success – Thank You!

December 21, 2014

Murphy Insurance Agency proudly celebrates the success of its Toys for Tots Drive, gathering 691 toys and securing a $200 cash donation through its Facebook® campaign. These efforts have spread joy to numerous children, embodying the agency's commitment to compassion and generosity.

Smother Residential Fire Losses

December 14, 2014

Fire is the primary cause of property loss annually in the U.S., with nearly 500,000 structure fires reported, amounting to around $10 billion in property damage. This peril claims thousands of American lives yearly and inflicts over 15,000 injuries.

Privacy Breach & Data Security: An Issue for Every Business

December 11, 2014

2014 has been dubbed "The Year of the Data Breach," highlighting the growing risk of privacy violations for businesses of all sizes. Data breaches can cost companies millions, with the Target breach alone costing $148 million. Beyond direct costs, breaches can severely damage a company’s reputation and lead to lost sales.

New OSHA Requirements for Reporting Severe Injuries Effective January 1, 2015

December 4, 2014

Starting January 1, 2015, OSHA introduces stringent regulations for reporting and recording severe work-related injuries or fatalities, aiming to bolster workplace safety. With 4,405 workplace fatalities in 2013 alone, the initiative targets proactive prevention measures and employer accountability to curb such incidents.

Vermont Cell Phone Ban for Drivers Begins October 1, 2014

October 1, 2014

Starting October 1, 2014, cell phone use while driving in Vermont is prohibited, requiring hands-free operation for electronic devices to comply with the law. All drivers must be mindful of these regulations when operating a vehicle in the state.

Gender Related to Type of Car Crash

September 15, 2014

The fear of experiencing a car accident is universal, heightened particularly for parents of teenage drivers as they navigate their child's initial ventures on the road. The specter of a collision looms heavily, casting a shadow over the anticipation of a teen's newfound driving privileges.

Good Managers Don’t Get Sued…Right?

September 10, 2014

Most managers gauge their legal vulnerability by their perceived competence as leaders, assuming that treating employees well shields them from lawsuits. However, if a firm has more than two employees excluding spouses, legal risks arise regardless of managerial perception.

Tricia Gervasi…new Human Resources Manager

September 8, 2014

Tricia Gervasi has joined Murphy Insurance Agency as the new Human Resources Manager. With over 20 years of experience and a Professional in Human Resources (PHR) certification, Tricia will be responsible for developing HR strategies, including recruitment, employee relations, compensation, benefits, performance management, and ensuring regulatory compliance for the agency.

Our Blog

Snow Removal from Vehicles Laws

Snow Load Alert…Protect Your Roof and Building

Where You Buy Workers Comp Can Make a Difference

Health Care Reform 2015 Compliance

2014 Toys for Tots Success – Thank You!

Smother Residential Fire Losses

Privacy Breach & Data Security: An Issue for Every Business

New OSHA Requirements for Reporting Severe Injuries Effective January 1, 2015

Vermont Cell Phone Ban for Drivers Begins October 1, 2014

Gender Related to Type of Car Crash

Good Managers Don’t Get Sued…Right?

Tricia Gervasi…new Human Resources Manager

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