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Our Blog

Welcome to the Murphy Insurance blog, your trusted source for insurance insights. Our posts will simplify the complex world of insurance for you, whether you’re a homeowner, business owner, or an individual looking for the right coverage. Join us on this journey to peace of mind.

Operating Under the Influence (OUI) Will Cost You Money

Operating Under the Influence (OUI) Will Cost You Money

January 9, 2026
An Operating Under the Influence (OUI) conviction is more than a legal problem; it’s a financial disaster. Between fines, court fees, license costs, higher insurance premiums, towing, and lost wages, one mistake can cost you between $11,000 and $30,000. The best way to save? Don’t drink and drive.
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Why Huge Lawsuit Verdicts Matter

Why Huge Jury Verdicts Matter for Your Business Insurance

January 8, 2026
Huge jury awards, known as nuclear verdicts, are on the rise, forcing insurers to rethink coverage limits, premiums, and risk management. Reviewing liability policies now can help businesses stay protected and avoid unexpected financial losses.
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https://www.dfmurphy.com/wp-content/uploads/Why-Huge-Lawsuit-Verdicts-Matter.jpg 628 1190 Dave Schofield https://dfmurphy.wpenginepowered.com/wp-content/uploads/Murphy-Insurance-Logo-Header.jpg Dave Schofield2026-01-08 09:00:172026-01-14 16:40:21Why Huge Jury Verdicts Matter for Your Business Insurance
Business Insurance Issues 1200

10 Insurance Issues Businesses Should Keep Top of Mind in 2026

January 7, 2026
Staying ahead of evolving risks is essential for every business in 2026. From property valuations to cyber threats and liability coverage, these 10 insurance considerations can help you safeguard your operations and plan for the unexpected.
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https://www.dfmurphy.com/wp-content/uploads/Business-Insurance-Issues-1200.jpg 628 1200 Dave Schofield https://dfmurphy.wpenginepowered.com/wp-content/uploads/Murphy-Insurance-Logo-Header.jpg Dave Schofield2026-01-07 09:00:062026-01-16 09:26:2510 Insurance Issues Businesses Should Keep Top of Mind in 2026
Plan a Safer Workplace With the 2026 National Safety Observances Calendar

Plan a Safer Workplace With the 2026 National Safety Observances Calendar

January 6, 2026
Build a stronger safety culture with our 2026 National Safety Observances Calendar, a simple planning tool to keep workplace safety top of mind all year. The downloadable PDF includes key observance dates, plus training and awareness resources to help reduce accidents, improve productivity, and lower insurance costs.
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Our 2026 National Health Observances Calendar Plan For Wellness All Year

Our 2026 National Health Observances Calendar: Plan For Wellness All Year

January 5, 2026
Staying informed about national health observances is a simple but effective way to promote wellness, spark meaningful conversations, and support healthier communities. Our 2026 National Health Observances Calendar makes planning easier by highlighting key health awareness days and observance months throughout the year.
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2026 HR Compliance Calendar 1200

The 2026 HR Compliance Calendar Every Business Needs

January 3, 2026
Staying compliant with employment laws and regulations is critical to protecting your business. To help simplify this often complex responsibility, Murphy Insurance has created a 2026 HR Compliance Calendar, a downloadable planning tool that outlines key HR-related deadlines and compliance reminders throughout the year.
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Fresh Look at Personal Insurance SMM

A New Year, A Fresh Look at Your Protection

January 2, 2026
A new year is the perfect time to review your insurance and personal risk management. Life changes, rising costs, and growing responsibilities can all affect your coverage needs. A quick annual check can help ensure that you and what matters most are properly protected.
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Car side-view

How Deductibles Affect Auto Insurance Premiums

December 27, 2025
Learn how your auto insurance deductible impacts both your premium and your protection. Choosing the right deductible can help you balance monthly costs with what you would pay out of pocket if an accident or covered claim occurs, giving you better control over your coverage and budget.
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Murphy Insurance Agency Supporting Local Charities Through Employee Generosity

Murphy Insurance Agency Supporting Local Charities Through Teamwork

December 23, 2025
Murphy Insurance proudly supports local charities making a meaningful impact across our communities. Through agency contributions, employee generosity, volunteer efforts, and seasonal drives, we help provide comfort, care, and essential resources to families in need.
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Dennis Blog

The Murphy Insurance Difference

December 18, 2025
As a third-generation, family-owned agency, Murphy Insurance has always believed insurance should be personal. From thoughtful guidance and access to top-rated carriers to hands-on support when it matters most, we are committed to protecting the families and businesses we serve. Built on trust since 1937, our focus remains on long-term relationships, honest advice, and helping our clients feel confident at every stage of life.
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Keyhole

Make Home Security A Top Priority

December 11, 2025
Keeping your home and family safe should be one of your top priorities. Specifically, it’s important to protect your household from the risk of invasion. Fortunately, there are several things that you can do to bolster the security of your home. Consider these top security measures.
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Kitchen faucet

Preventing Water Damage: What Homeowners Need to Know

December 8, 2025
One of the most common causes of water damage within your home is often preventable. With this in mind, be sure to follow this guidance to keep water damage from wreaking havoc on your home (and your wallet).
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  • Should You Put Your Teen on Your Car Policy or Get Them Their Own? August 25, 2026
  • Cybersecurity Essentials | Password Management Best Practices August 20, 2026
  • Electrical Safety | Homeowner’s Manual Blog Series August 17, 2026
  • Your Guide to Fall Festivals in MetroWest Massachusetts and Beyond (2026) August 14, 2026
  • Home Inventory Made Simple | The 30-Minute Method That Helps Claims Go Faster August 13, 2026
  • The Time Is Now to Kick-start Open Enrollment Efforts August 10, 2026
  • Gaining Real-World Business Experience Through Assabet Valley’s Co-op Program August 6, 2026
  • Do College Students Need Renters Insurance? August 3, 2026
  • Certificates of Insurance: The Costly Mistakes Many Businesses Don’t Catch July 30, 2026
  • 5 Ways to Stay Cool Under Summer Pressure July 24, 2026
  • Safe Internet Browsing Practices July 21, 2026
  • Massachusetts Launches 2026 Low-Number License Plate Lottery With 237 Plates Up for Grabs July 15, 2026
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  • Outdoor Maintenance | Homeowner’s Manual Blog Series July 9, 2026
  • A Safer Start to Summer: Simple Habits for a Fun and Worry-Free Fourth of July July 1, 2026
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