Cyber insurance can help small businesses manage the impact of data breaches, ransomware, and fraud, but needs vary by business. Understanding coverage, planning ahead, and investing in employee training can help reduce cyber risk and avoid costly surprises.
National Safety Month is a reminder that workplace safety protects both employees and businesses. Learn how proactive safety planning can reduce claims, improve operations, and support stronger long-term risk management.
Home insurance is based on rebuild cost, not what your house would sell for. Understanding this difference helps homeowners avoid underinsurance and unexpected out-of-pocket costs after a major claim.
Regular HVAC maintenance helps improve comfort, lower energy bills, and prevent costly breakdowns. From changing filters to scheduling annual service, simple steps can keep your system running efficiently year-round and help protect your home from unexpected issues.
Many renters misunderstand what renters insurance does and does not cover. This article clears up common renters insurance myths and explains how affordable coverage can help protect your belongings and provide peace of mind.
Comprehensive coverage is part of an auto insurance policy and helps protect your vehicle from damage caused by non‑collision events such as theft, weather, or vandalism. Learn what comprehensive coverage includes, what it does not cover, and when it may be worth adding to your auto policy.
Employers have flexibility when defining health plan eligibility, but that discretion is limited by federal requirements under ERISA, the ACA, HIPAA, and Medicare rules. This overview outlines key eligibility do’s and don’ts to help employers stay compliant and avoid costly mistakes.
May is National Electric Safety Month. While electricity is an integral part of our daily lives and powers many essential appliances and devices, electrocution and other related risks should be taken seriously. Even a slight mishap or oversight could lead to serious injuries and damage to your home. Follow these safety tips.
Claims‑made liability policies require more than just having coverage in place. Timely notice of claims or potential claims is critical to preserve coverage and avoid unexpected gaps. This article explains how claims‑made policies work, how to identify if your policy is claims‑made, and practical steps businesses can take to stay protected.
Hurricane season impacts New England more than many homeowners expect. From flooding to wind damage, preparation is key. Learn how to review your insurance, protect your property, and stay safe before, during, and after a storm.
Murphy Insurance Agency provides insurance solutions across Massachusetts and New England. Where you live is not a barrier to our assisting you. We are proud to serve the communities where our customers live and work, including Acton, Ashland, Ayer, Bellingham, Berlin, Blackstone, Bolton, Boston, Boxborough, Boylston, Chelmsford, Clinton, Concord, Devens, Dunstable, Fitchburg, Foxborough, Framingham, Franklin, Groton, Harvard, Holliston, Hopedale, Hopkinton, Hudson, Lancaster, Leominster, Littleton, Lunenburg, Marlborough, Maynard, Medfield, Medway, Mendon, Milford, Millis, Millville, Natick, Norfolk, Northborough, Northbridge, Pepperell, Sherborn, Shirley, Shrewsbury, Southborough, Sterling, Stow, Sudbury, Townsend, Upton, Uxbridge, Wayland, Westborough, Westford, Weston, Whitinsville, Worcester, and last but not least, Wrentham.