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Snowmelt Damage Prevention Tips

February 5, 2026||inPersonal Insurance|damage, home maintenance, homeowners insurance, personal insurance, prevent damage, property damage, snow melt, snow removal, winter, winter weather

As winter ends and temperatures begin to rise, the accumulating water from melting snow and ice—also known as snowmelt —can lead to significant property damage if not managed. It’s important to be aware of this risk and take measures to prevent issues.

Don’t let snowmelt wreak havoc on your home. Review the following guidance for snowmelt prevention recommendations.

Shoveling snow
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  • Clear snow from your home’s foundation. Shovel snow away from your home, including stairwells, window wells, downspouts and doors to help prevent water from seeping in through cracks.
  • Maintain your roof and gutters. Any heavy snow that has accumulated on your roof should be removed to prevent water damage. Keep your gutters clear of debris to avoid ice dams — melted snow that refreezes at night, causing gutter clogs and potentially allowing water to seep into your house.
  • Ensure proper drainage. Make sure your downspout drains away from your home, and keep any street storm sewer drains clear of snow to prevent buildup and freezing.
  • Check your sump pump. Test your sump pump to ensure it is in good working order in case your home experiences flooding. If you notice any small leaks, address them before they become a bigger hazard.

Trust the Professionals

Qualified contractors can help you in the most crucial areas of your home, including plumbing and heating. If you are unable or unsure how to remove snow from your roof, fix a leaky pipe, seal windows and doors, or simply test your water heater, contact a professional to ensure you and your home stay safe from harm.

In addition to utilizing a qualified contractor to assist with home maintenance and repairs, be sure to contact the insurance professionals at Murphy Insurance Agency to ensure your home will be adequately covered in the event of potential damages and disasters.

For additional household maintenance guidance and homeowners’ insurance solutions, contact us today.

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