**Update** See our blog post: Headlight – Windshield Wiper Law No Longer a Surchargeable Offense – July 17, 2015

The Massachusetts Legislature has passed a new law effective April 7, 2015 that requires drivers to turn on their headlights and taillights whenever they turn on their windshield wipers.  It also requires drivers to turn on headlights when visibility is less than 500 feet.  This change creates ticketable and surchargeable offenses that would result in an increase of your insurance premium.

Many newer vehicles have headlight settings that automatically turn lights on and off. Often, drivers don’t give as much thought to whether their headlights are on or not during the day.  Some newer vehicles also have automatic windshield wipers, so even the decision to use wipers has become passive.

On a bright day where there are showers, it’s possible that you might use your windshield wipers and not think about if lights are on or off especially if you have automatic lights.  This could result in a situation where you’re now driving in violation of the new law. So, drivers will now have to give more proactive thought to if both wipers and lights are on.

Be Sure to Let Your Lights Shine When it’s Rainy or Foggy.

The wording of the new section of the law, M.G.L. c. 85, § 15 is as follows:

A vehicle, whether stationary or in motion, on a public way, shall have attached to it headlights and taillights which shall be turned on by the vehicle operator and so displayed as to be visible from the front and rear during the period of 1/2 hour after sunset to 1/2 hour before sunrise; provided, however, that such headlights and taillights shall be turnedon by the vehicle operator at all other times when, due to insufficient light or unfavorable atmospheric conditions, visibility is reduced such that persons or vehicles on the roadway are not clearly discernible at a distance of 500 feet or when the vehicle’s windshield wipers are needed; provided further, that this section shall not apply to a vehicle which is designed to be propelled by hand; and provided further, that a vehicle carrying hay or straw for the purpose of transporting persons on a hayride shall display only electrically operated lights which shall be 2 flashing amber lights to the front and 2 flashing red lights to the rear, each of which shall be at least 6 inches in diameter and mounted 6 feet from the ground.

As a result, the list of surchargeable incidents has been amended by adding two new requirements effective April 7, 2015:

  1. Motorists are now required to turn on headlights and taillights whenever the windshield wipers are on.
  2. Motorists are also required to turn on headlights and taillights when visibility is reduced so that persons or vehicles
    are not visible at 500 feet due to insufficient light or unfavorable atmospheric conditions.

The requirement to turn on headlights and taillights 1/2 hour after sunset and 1/2 hour before sunrise has not changed.

Read Other Blog Posts

500 Blog Posts

500 Blog Posts and Counting: A Milestone Worth Celebrating

We are celebrating our 500th blog post, marking years of consistently helping clients, partners, and communities navigate the complexity of insurance, reduce risk, and make more informed decisions through clear, practical, and easy-to-understand guidance they can rely on every day.
Roof & Gutter Care Homeowners Manual

Roof & Gutter Care | Homeowner’s Manual Blog Series

Your roof and gutters are your home’s first line of defense against the elements. Learn how simple maintenance steps can prevent costly repairs, reduce water damage risk, and help avoid insurance claim issues. Stay ahead with practical tips every homeowner should follow.
Massachusetts RMV Text Scams Are Rising How to Protect Yourself

Massachusetts RMV Text Scams Are Rising: How to Protect Yourself

Massachusetts drivers are being targeted by RMV text scams demanding payment and personal information. Learn how these smishing attacks work, what national data shows, and how to recognize red flags, avoid fraudulent links, and protect yourself from identity theft and financial loss.
Understanding the Importance of Umbrella Insurance Why It’s Worth Considering

Understanding the Importance of Umbrella Insurance: Why It’s Worth Considering

Most of us already have auto, home, and life insurance—but what about an umbrella policy? While it may seem like extra coverage you don’t need, an umbrella policy can provide crucial protection that goes beyond the limits of your existing insurance. It’s designed to safeguard your assets and give you added peace of mind when life’s unexpected situations arise.
What to Do When Ice Dams Form A Practical Guide for New England Homeowners

What to Do When Ice Dams Form: A Practical Guide for New England Homeowners

Ice dams can form quickly during New England winters and lead to leaks, interior damage, and costly repairs. Learn what causes ice dams, the early warning signs to watch for, and the safest steps to take if one has already formed. This guide also shares simple prevention tips to help protect your roof and home throughout the winter.
Carbon Monoxide Safety for Your Home and Your Vehicle

Carbon Monoxide Safety for Your Home and Your Vehicle

Carbon monoxide is a silent winter danger that can affect anyone, whether you’re at home or sitting in your vehicle during a storm. Heavy snow, blocked vents, and improvised heating sources can cause CO to build up quickly without warning. This guide explains the most important do‑nots, safer alternatives, and key precautions to help protect your household, your passengers, and your neighbors during severe winter weather.
Mardi Gras 2

Mardi Gras: Taste of the Chamber Brings Local Flavor and Networking to Marlborough

Murphy Insurance proudly sponsored and attended the Mardi Gras: Taste of the Chamber event hosted by the Marlborough Regional Chamber of Commerce. Laura and Aida joined local businesses and community leaders for an evening of networking, great food, and celebration while supporting the region’s vibrant business community.
Black History Month Contributions in the Insurance Industry

Honoring Black History Month: Contributions in the Insurance Industry

Honoring Black History Month by highlighting the pioneering Black leaders and entrepreneurs who shaped the U.S. insurance industry. Learn how their efforts expanded access to coverage, promoted financial literacy, and strengthened communities through economic empowerment and generational wealth building.
Taking Notes 1200

Top 5 Ways to Prevent Employment Practices Liability Claims

Employment practices liability (EPL) claims—such as alleged discrimination, harassment or wrongful termination—can be complex and costly, leaving impacted employers with lasting financial and reputational fallout. Taking steps to reduce EPL exposures and promote a positive workplace culture can help prevent such claims and related lawsuits. Here are five best practices for employers to consider.

Visit Our Personal Insurance Page

Personal Insurance

Life is an ever-changing journey, and it deserves a thoughtful, comprehensive plan to protect the things and people that matter most. Our dedicated team at Murphy Insurance is here to assist you in creating that plan. With a wide range of product options at our disposal, we ensure that your plan is tailored precisely to your requirements. Our commitment to providing clear, intelligent guidance to help you achieve true peace of mind. Learn more about our personal insurance portfolio.

Visit Our Business Insurance Page

Business Insurance

Murphy Insurance stands as your steadfast partner in safeguarding your business from unforeseen challenges in today’s dynamic business landscape. In an era where comprehensive business insurance is not just a prudent choice but a vital one for ensuring the long-term stability and security of your enterprise, we are here to offer our expertise. Running a business inherently entails various risks that can potentially impact your financial stability and reputation. Learn more about our comprehensive business insurance solutions, which are meticulously designed to protect you from these potential threats, granting you peace of mind necessary to focus on the growth and prosperity of your business.