6 Tips to Mitigate Potential Water Damage

July 7, 2017||inPersonal Insurance|homeowners insurance, personal insurance, water damage

As severe weather events, including torrential rains and flooding, persist nationwide, water damage claims soar. Mechanical breakdowns exacerbate these losses. Discover crucial steps to safeguard your home from such disasters.

You can protect your home from these unfortunate events in many ways, including the following.

6 Tips to Mitigate Potential Water Damage
Click here to submit an inquiry to Murphy Insurance or call us at 800 222 8711

  • Periodically check your washing machine hoses since these failures cause millions of water losses yearly. Hoses should be replaced at the first sign of wear. During this replacement, consider upgrading to heavy-duty wire mesh hoses or stainless steel hoses.
  • Ascertain the location of your main water shutoff valve. They should be installed on water lines under toilets, sinks, and lines leading to outside faucets.
  • Your home’s drainage system should be checked to ensure proper water drainage. For example, gutter downspouts should extend the appropriate distance from the foundation.
  • Your yard should be properly graded to slope away from your home, allowing surface water to drain adequately. French drains can also assist in this process.
  • A sump pump system should be considered in your basement to keep unwanted water out of this vulnerable part of your home.
  • Procure flood insurance, even if your home is not in a high-risk flood zone, as many of these losses occur in moderate- to low-risk flood zones. For high-value homes, also look into excess flood insurance available from private insurers.

Copyright 2015: International Risk Management Institute, Inc. (IRMI)

Read Other Blog Posts

Spring Clean Your Insurance: A Fresh Start for Your Policies

With Spring often comes spring cleaning. Have you ever thought about giving your insurance policies a little spring cleaning too? Just like your home, your insurance coverage needs attention and regular updates to ensure it’s still a good fit for your current needs.
Read more
What to Do When a Hurricane Threatens

Get Ready for Hurricane Season in New England: What You Need to Know

While New England is not typically directly in the hurricane "strike zone" like the Gulf Coast or the Southeast, that doesn’t mean we’re immune to the dangers of hurricanes and tropical storms. With that in mind, it's important to have a plan as hurricane season approaches and be sure you understand your insurance coverage.
Read more
Notify Your Agent if Home in a Trust

Notify Your Insurer If Your Home Is In A Trust

It may not seem like a big deal, but if your home is held in a trust and your insurance policy isn’t updated to reflect that, it could cause serious problems if you ever need to file a claim. If you’ve put your home into a trust or are planning to, reach out to your insurance agent.
Read more
Driver

Defensive Driving Tips

Using proper defensive driving techniques will help keep both you and other drivers safe on the road. With this in mind, be sure to implement the following defensive driving guidance the next time you get behind the wheel.
Read more
Women talking

Understanding the Insurance Knowledge Gap Among Gen Z

Surveys reveals that many Gen Z adults feel overwhelmed by insurance and lack understanding of basic coverage terms, leading to gaps in their protection. However, by working with trusted insurance professionals, they can gain clarity and make informed decisions about essential coverage for their future.
Read more
Murphy’s Law Now Officially Sponsored by Murphy Insurance

Murphy’s Law: Now Officially Sponsored by Murphy Insurance

Murphy Insurance is now the official sponsor of Murphy’s Law—because if anything can go wrong, it probably already has. To mark the occasion, we’re rolling out a tongue-in-cheek lineup of “coverage” for life’s most ridiculous moments, from lost socks to seagull snack theft. While these faux policies are just for fun (for now), our real team is always here with real coverage for life’s unpredictable turns. Happy April Fools Day from Murphy Insurance—when Murphy’s Law strikes, call Murphy Insurance.
Read more
Auto Insurance in Hudson MA

Auto Insurance in Hudson, MA: What You Need to Know

If you live in Hudson, MA, or the surrounding areas, securing the right auto insurance is essential. Whether you’re a daily commuter, a weekend traveler, or a first-time driver, having the appropriate coverage ensures protection on the road and compliance with Massachusetts’ legal requirements.
Read more
Car close-up

What to Do After a Hit-and-Run

When you’re involved in a vehicle collision and the other driver takes off without exchanging insurance information, this is commonly referred to as a hit-and-run. Review the following guidance to understand what information to collect and who to contact following a hit-and-run incident.
Read more
Pest Prevention Keep Your Home Pest-Free with Proactive Measures

Pest Prevention | Keep Your Home Pest-Free with Proactive Measures

Pests can cause structural damage, contaminate food, and pose health risks, making proactive prevention essential since home insurance doesn’t cover pest-related damage. Key prevention tips include proper food storage, maintaining outdoor vegetation, regular home inspections, and keeping living spaces clean to minimize pest attraction. For persistent issues, professional pest control may be necessary, and Murphy Insurance is available to provide guidance on home protection and insurance coverage.
Read more

Visit Our Homeowners Insurance Page

Homeowners Insurance

At Murphy Insurance, we take great care in assessing your options for homeowners insurance to ensure that you receive the most favorable value. Our dedication to serving you entails collaborating with highly-rated insurance providers and conducting comprehensive assessments of available choices. Our goal is to achieve the ideal equilibrium between affordability and coverage that suits your unique needs. Please let us provide you with a customized homeowners insurance quote.