Safety refers to the proactive measures taken to minimize risks and prevent accidents, injuries, or property damage. Insurers often assess the safety practices and conditions of policyholders to determine premiums and coverage eligibility. Safety initiatives may include implementing security measures, maintaining safe premises, adhering to regulations and standards, and promoting employee training and awareness to mitigate potential liabilities and losses.

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Does My Insurance Cover Pothole Damage?

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Although potholes may be unavoidable, vehicular damage doesn’t have to be. Consider the following guidelines for avoiding pothole-related damage.

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Fostering a Culture of Workplace Safety

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Fostering a strong safety culture provides many benefits to an organization. This article explains what it means to have a strong safety culture, outlines associated benefits and provides strategies small businesses can implement to establish this type of culture.

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Hosting Holiday Parties Responsibly: Tips for Personal & Business Gatherings

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While it’s easy to get caught up in the fun, taking some simple precautions can prevent mishaps and protect you from unexpected situations. Here are some practical tips for hosting a safe and successful holiday party, with a focus on being prepared.

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Travel Smart: Holiday Safety Tips for Your Seasonal Adventures

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Between the packed highways, bustling airports, and unpredictable weather, holiday travel comes with its fair share of challenges; here are some fun and practical tips for staying safe while traveling this holiday season.

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Decorate Safely During the Holidays

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While holiday decorations can be fun and beautiful, they can also present fire hazards. To keep your home and family safe throughout this holiday season, consider the following decorating tips.

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Vehicle Breakdown Safety Basics

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No one ever plans to experience a vehicle breakdown. That’s why it’s important to plan ahead and be prepared in order to handle such a situation safely. Implement the following guidance to ensure you remain safe and injury-free in the event that you get stuck on the road.

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Daylight Saving Time Change: A Perfect Reminder to Check Your Smoke and CO Detectors

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Daylight savings time is a perfect opportunity to keep your home safe by checking your smoke and carbon monoxide (CO) detectors. Time change days are memorable markers, making it easy to establish this habit without any extra reminders.

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How to Keep Safe During a Hurricane

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Hurricane season runs from June 1 to November 30, and the best way to protect your family, home, and business is to prepare in advance. From securing emergency supplies and reviewing evacuation plans to taking safety precautions during and after the storm, knowing what to do at each stage—watch, warning, and aftermath—can help minimize risks and ensure a smoother recovery.

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How to Prepare for Hurricane Season

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Prepare ahead to mitigate the devastating effects of hurricanes, which not only pose a threat to property but also to lives. Starting preparations before the storm’s imminent arrival is crucial, as waiting until a hurricane watch is issued might leave you with limited options for safeguarding.

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In Case of a Flood

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In the event of a flood, it is critical to protect yourself, your family, and your property. To do so, there are many preventative and protective measures you can take.

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