Hurricanes are powerful tropical storms that form over warm ocean waters and can bring strong winds, heavy rainfall, storm surge, and flooding. While New England is not hit as frequently as southern coastal regions, hurricanes and tropical storms still pose a significant risk to homeowners across Massachusetts and the Northeast. By the time many storms reach this region, they may have weakened from hurricane strength, but they often continue to cause damage through flooding, fallen trees, and prolonged power outages.
Hurricane season runs from June through November, with peak activity typically occurring in late summer and early fall. Understanding how hurricanes impact your area is an important part of protecting your home and planning ahead. Proper preparation includes reviewing your homeowners’ insurance, understanding your windstorm deductible (if applicable), considering flood insurance, and taking steps to secure your property before a storm arrives. Read our blog posts below to learn more.
While New England is not typically directly in the hurricane “strike zone” like the Gulf Coast or the Southeast, that doesn’t mean we’re immune to the dangers of hurricanes and tropical storms. With that in mind, it’s important to have a plan as hurricane season approaches and be sure you understand your insurance coverage.
The devastating impacts of Hurricanes Helene and Milton have shown that flood risk isn’t limited to coastal areas. These storms have highlighted a crucial gap that individuals and businesses need to be aware of: flood damage is generally not included in typical home, condo, renters, or commercial property insurance, making a separate flood insurance policy essential for true protection.
Murphy Insurance Agency provides insurance solutions across Massachusetts and New England. Where you live is not a barrier to our assisting you. We are proud to serve the communities where our customers live and work, including Acton, Ashland, Ayer, Bellingham, Berlin, Blackstone, Bolton, Boston, Boxborough, Boylston, Chelmsford, Clinton, Concord, Devens, Dunstable, Fitchburg, Foxborough, Framingham, Franklin, Groton, Harvard, Holliston, Hopedale, Hopkinton, Hudson, Lancaster, Leominster, Littleton, Lunenburg, Marlborough, Maynard, Medfield, Medway, Mendon, Milford, Millis, Millville, Natick, Norfolk, Northborough, Northbridge, Pepperell, Sherborn, Shirley, Shrewsbury, Southborough, Sterling, Stow, Sudbury, Townsend, Upton, Uxbridge, Wayland, Westborough, Westford, Weston, Whitinsville, Worcester, and last but not least, Wrentham.