Flood Insurance

Flood Insurance is a specialized type of insurance coverage designed to protect property owners against damage caused by flooding. It typically covers losses related to water damage from overflowing rivers, heavy rainfall, storm surges, or other water-related events. Flood insurance policies may be purchased as standalone policies or as add-ons to existing homeowners or property insurance policies, providing financial compensation for repairs, replacement of damaged belongings, and other flood-related expenses.

Don’t hesitate to contact Murphy Insurance at 800 222 8711 or submit an inquiry via our Contact Us form to learn about our Personal Insurance.

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Hurricane Season Highlights Need for Flood Insurance

As hurricane season reaches its peak, many homeowners still lack flood insurance—leaving them vulnerable to costly storm surges and flood damage. Since standard policies don’t cover flooding, now is the time to secure separate flood insurance before the next storm hits.