Distracted Driving refers to any activity that diverts attention from driving, such as texting, talking on the phone, eating, or adjusting the radio. Distracted driving increases accident risks and can lead to higher auto insurance premiums. Murphy Insurance Agency educates drivers on safe driving habits and provides auto insurance solutions that reward responsible driving behavior.

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Preventing Distracted Driving

According to the National Safety Council, more than 3,000 people die each year as a result of distracted driving crashes. Keep reading to learn what you can do to reduce potential distractions while you drive—keeping both yourself and others safe on the road.

Preventing Drowsy Driving

Every year, the National Sleep Foundation organizes Drowsy Driving Prevention Week to raise awareness about the dangers of driving while fatigued.

How Distracted Driving and Texting Impact Your Auto Insurance Premiums

One major reason for auto insurance premiums going up is the rise in distracted driving, especially texting while driving. Distracted driving has become a leading cause of accidents, pushing up costs for insurance companies and, ultimately, leading to higher premiums for all drivers.

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