Introducing the Murphy Insurance Homeowner’s Manual: Your Guide to Preventing Costly Home Repairs & Damages

May 19, 2025||inPersonal Insurance|home maintenance, home repairs, homeowners insurance, homeowners manual, personal insurance, preventive maintenance
Homeowners Manual Cover Graphic May 2025
Download our Homeowner’s Manual

For many people, buying a home is the single largest investment they’ll ever make. It’s a source of pride, comfort, and financial security. However, it also comes with ongoing responsibilities, and the reality that unexpected damage or repairs can disrupt their life and strain their budget.

That’s why Murphy Insurance Agency is proud to introduce our brand-new Homeowner’s Manual: Your Guide to Preventing Costly Home Repairs & Damages. This comprehensive resource was created to help homeowners like you stay ahead of problems before they turn into expensive insurance claims. It is part of our commitment to not only protect what matters most but also to help you avoid risk in the first place.

The Murphy Insurance Experience

Dennis Murphy of Murphy Insurance“We’ve taken decades of experience helping clients navigate everything from frozen pipes to fire damage and turned that knowledge into a practical, proactive guide,” said Dennis Murphy, Treasurer of Murphy Insurance Agency. “We see the patterns, the most common causes of claims, and the issues that could have been prevented with just a little foresight. This manual is about sharing that knowledge so you can take care of your home with confidence.”

Built around real-world insight, the Homeowner’s Manual offers clear, actionable tips on how to maintain your property and avoid common—and costly—issues. Topics include:

  • Roof & gutter care to prevent leaks and ice dams
  • Plumbing and water damage prevention
  • HVAC system maintenance for comfort and efficiency
  • Electrical and fire safety tips to reduce hazards
  • Foundation and structural upkeep
  • Pest control and outdoor maintenance
  • Swimming pool and hot tub safety
  • Emergency preparedness
  • Plus: A month-by-month home maintenance checklist

Protect Your Home and Your Biggest Investment

From the seasonal tasks that can make or break your winter to simple upgrades that improve safety and energy efficiency, the guide is packed with advice to help homeowners protect their property year-round.

“This manual isn’t just a checklist—it’s a tool built on the thousands of claim situations we’ve seen over the years,” said Wayne Texeira, Marketing Director. “We know what tends to go wrong in homes, what risks are overlooked, and what maintenance steps truly make a difference. Our goal is to help homeowners avoid those headaches before they ever happen.”

What sets this manual apart is its foundation in real claims data and firsthand experience from Murphy Insurance’s team of agents and adjusters. Every recommendation is based on what we know works—from reducing the likelihood of water damage to minimizing the chance of liability issues on your property.

And while proactive maintenance can’t prevent every issue, it can significantly reduce your chances of needing to file a claim—and in some cases, even lower your premiums.

🏠 Ready to take charge of your home’s protection?

Read our Homeowner Blog Posts

Receipt

My insurance will cover all costs after an accident | Insurance Myths

While insurance provides essential financial protection, it’s important to understand that most policies have limits, deductibles, and exclusions. Here’s why this myth is misleading and how you can ensure you’re adequately prepared by understanding the details of your policy,
Read more
Signing papers

Once I have insurance, I don’t need to review it | Insurance Myths

This myth could leave you underinsured or paying for coverage that no longer fits your needs. Regularly reviewing your insurance is essential to ensure your policies remain aligned with your current life circumstances. Here’s why.
Read more
House with keys

Home insurance will cover every type of personal liability | Insurance Myths

While home insurance does include liability coverage, no policy covers everything. Understanding the limits and exclusions of your policy is essential to making informed decisions and being prepared for the unexpected. For more extensive or specific liabilities, additional policies like umbrella insurance may be necessary. Here’s what you need to know to make informed decisions.
Read more
Money

Insurance should be bought and used for every accident or disaster | Insurance Myths

While it’s tempting to lean on your insurance policy whenever something goes wrong, doing so can have unintended consequences. Insurance is meant to protect you from significant financial setbacks—such as a major accident, storm damage, or liability claim—not to serve as a go-to solution for every minor mishap. What many people don’t realize is that every time you file a claim, it’s recorded in your insurance history. Insurers use this information to evaluate your risk profile, which can impact your premiums as well as overall insurability.
Read more
Whiteboard

Insurance premiums are set in stone and can’t be changed | Insurance Myths

While it might seem obvious that premiums can fluctuate, many people are surprised to learn just how many different factors influence those changes. Yes, your claims history matters—but so do larger economic forces, industry trends, and environmental shifts. Let’s take a closer look at what can influence your premiums and how you might be able to lower them.
Read more
Handshake

Insurance policies are just a way for companies to make money | Insurance Myths

While insurance providers are businesses that aim to make a profit, their primary purpose is to offer protection and financial security to individuals and families. Insurance is fundamentally designed to shield you from significant financial loss. By pooling resources from many policyholders, insurance companies can help individuals recover from unexpected events such as accidents, natural disasters, or other unforeseen circumstances.
Read more
Writing on paper

Insurance policies are always complicated and hard to understand | Insurance Myths

While policies are indeed detailed legal contracts, they don’t have to be intimidating. Insurance agents can help you understand your coverage and make informed decisions. Let’s debunk this myth and show how policies can be approachable with the right resources.
Read more
MHM 1

Introducing the Murphy Insurance Homeowner’s Manual: Your Guide to Preventing Costly Home Repairs & Damages

Murphy Insurance Agency has launched a new Homeowner’s Manual designed to help you prevent costly home repairs and avoid common insurance claims. Backed by decades of real-world experience, this practical guide offers seasonal tips, safety advice, and a maintenance checklist to protect your home—and your wallet—all year long. Download your copy today!
Read more
Protecting Your Marlborough Home A Local Guide to Homeowners Insurance

Protecting Your Marlborough Home: A Local Guide to Homeowners Insurance

Thinking about homeowners' insurance in Marlborough, MA? Whether you're settling into your first home or reviewing your coverage, Murphy Insurance offers expert guidance and tailored protection designed for New England’s unique risks. Discover what’s included, what to expect, and how our local team can help you protect what matters most.
Read more

Link to: Homeowners Insurance

Visit Our Homeowners Insurance Page

Homeowners Insurance

Life is an ever-changing journey, and it deserves a thoughtful, comprehensive plan to protect the things and people that matter most. Our dedicated team at Murphy Insurance is here to assist you in creating that plan. With a wide range of product options at our disposal, we ensure that your plan is tailored precisely to your requirements. Our commitment to providing clear, intelligent guidance to help you achieve true peace of mind. Learn more about our personal insurance portfolio.

Click here to submit an inquiry to Murphy Insurance or call us at 800 222 8711