800 222 8711 Contact Us Join Mail List Secure Mail Submit a Claim
Search magnifying glass icon
Blog: Murphy Insurance Blog

Insuring a leased car

July 23 2019
If you lease a car, you still need to buy your own auto insurance policy. The auto dealer or bank that is financing the car will require you to buy collision and comprehensive coverage. You will need to buy these coverages in addition to the others that may be mandatroy in your state, such as auto liability insurance. The leasing company may also require "gap" insurance.

How often should I review my insurance policy?

July 22 2019
There are four events that should trigger a review of your policy: 1) When your policy comes up for renewal. 2) When you've made major purchases or improvements to your home. 3) When you've made your home safer. 4) When you've made your home safer.

How to prepare for hurricane season

July 13 2019
Hurricanes can shatter lives as well as damage property. Being prepared can help you, your family or your business minimize the impact of the storm. The best way time to start is before the threat is imminent. Here's what you need to know.

Hurricane season insurance checklist

July 05 2019
With the June start of hurricane season, it's a good time to check your homeowners or renters insurance—and this handy list from the Insurance Information Institute will make it easy to be sure you’re well-prepared in case a storm comes your way.

Does your business comply with MA independent contractor law?

July 05 2019
Companies using independent contractors need to evaluate these relationships using a three-part test to determine whether the worker classification is proper under the MA state laws. If an employer identifies an issue but does nothing, they risk stiff penalties.

Social host liability: Serving alcohol at a party? Be a responsible host.

July 02 2019
If you're planning to serve alcohol at your home, take steps to limit your liquor liability and make sure you have the proper insurance. Social host liability is the legal term for the criminal and civil responsibility of a person who furnishes liquor to a guest. Social host liability can have serious consequences for party throwers.

Covering losses with business interruption insurance

July 01 2019
Standard property insurance covers physical damage and losses—furniture destroyed in a fire, a storm-damaged office building or stolen equipment. This coverage can help you pay the costs of rebuilding or replacing damaged property. But what about losses resulting from your business’s inability to operate because of property damage? For this type of loss, you’ll need business interruption insurance, also known as business income insurance.

4th of July and summer fun safety

June 28 2019
The celebration of the birth of our nation on Independence Day often involves fireworks, backyard barbecues, boating, beaches and other outdoor fun. Whether it's July 4th or any other summer celebration, here are a few tips for keeping safe while you're having fun.