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Welcome to the Murphy Insurance blog, your trusted source for insurance insights. Our posts will simplify the complex world of insurance for you, whether you’re a homeowner, business owner, or an individual looking for the right coverage. Join us on this journey to peace of mind.

Outdoor Maintenance Flipped HM Blog Series

Outdoor Maintenance | Homeowner’s Manual Blog Series

July 9, 2026

Your home's exterior protects everything inside, making regular outdoor maintenance one of the best investments you can make. Discover simple upkeep tips that help prevent costly damage, boost curb appeal, and reduce the risk of homeowners insurance claims.

A Safer Start to Summer: Simple Habits for a Fun and Worry-Free Fourth of July

July 1, 2026

Summer is a time for cookouts, time on the water, and gathering with loved ones, but it also comes with seasonal risks. The good news? Staying safe is simple. With a few smart habits and a little preparation, you can enjoy a fun, relaxing, and worry-free start to the season.

What Counts as a Home-Based Business (and When Your Home Policy Isn’t Enough)

June 30, 2026

Understanding when your homeowners' insurance ends and business coverage begins is essential for anyone running a business from home. Learn what counts as a home-based business, common coverage gaps, and when you need additional protection.

Workers’ Comp 101 for Massachusetts Employers

June 25, 2026

Workers’ compensation rules in Massachusetts are strict and sometimes misunderstood. Learn who must carry coverage, common exemptions, audit triggers, and costly compliance mistakes employers should avoid.

Disaster Planning: Supply Chain Disruptions-Ships in Strait of Hormuz

Why Disaster Planning Matters: Protecting Your Business from Supply Chain Disruptions

June 22, 2026

Supply chain disruptions, whether global or local, can impact any business. Learn why disaster planning, supplier diversification, and the right insurance coverage are essential for resilience.

Hurricane Arthur a Reminder That Hurricane Season Has Begun

Tropical Storm Arthur—a Reminder That Hurricane Season Has Begun

June 18, 2026

Hurricane Arthur marks the start of the 2026 hurricane season—now is the time for Northeast property owners to prepare with smart maintenance and insurance review tips.

What to Do When Your Home Insurance Company Requires Repairs

June 16, 2026

If your home insurance company requires repairs, acting quickly matters. Learn why insurers issue repair demands, common timelines, and how the right response can help you avoid cancellation or nonrenewal.

Swimming Pool Safety | Homeowner’s Manual Blog Series

June 11, 2026

A backyard pool can provide endless fun, but it also comes with important safety and liability responsibilities. Learn practical pool safety tips that can help prevent accidents, protect loved ones, and reduce insurance risks.

Cyber Insurance for Small Businesses | What It Actually Covers and What It Does Not

June 8, 2026

Cyber insurance can help small businesses manage the impact of data breaches, ransomware, and fraud, but needs vary by business. Understanding coverage, planning ahead, and investing in employee training can help reduce cyber risk and avoid costly surprises.

National Safety Month: Building a Safer Workplace and a Stronger Business

June 4, 2026

National Safety Month is a reminder that workplace safety protects both employees and businesses. Learn how proactive safety planning can reduce claims, improve operations, and support stronger long-term risk management.

Home Insurance “Rebuild Cost” vs. Market Value, Why it Matters

June 2, 2026

Home insurance is based on rebuild cost, not what your house would sell for. Understanding this difference helps homeowners avoid underinsurance and unexpected out-of-pocket costs after a major claim.

HVAC System Care & Energy Efficiency | Homeowner’s Manual Blog Series

May 28, 2026

Regular HVAC maintenance helps improve comfort, lower energy bills, and prevent costly breakdowns. From changing filters to scheduling annual service, simple steps can keep your system running efficiently year-round and help protect your home from unexpected issues.

Our Blog

Outdoor Maintenance | Homeowner’s Manual Blog Series

A Safer Start to Summer: Simple Habits for a Fun and Worry-Free Fourth of July

What Counts as a Home-Based Business (and When Your Home Policy Isn’t Enough)

Workers’ Comp 101 for Massachusetts Employers

Why Disaster Planning Matters: Protecting Your Business from Supply Chain Disruptions

Tropical Storm Arthur—a Reminder That Hurricane Season Has Begun

What to Do When Your Home Insurance Company Requires Repairs

Swimming Pool Safety | Homeowner’s Manual Blog Series

Cyber Insurance for Small Businesses | What It Actually Covers and What It Does Not

National Safety Month: Building a Safer Workplace and a Stronger Business

Home Insurance “Rebuild Cost” vs. Market Value, Why it Matters

HVAC System Care & Energy Efficiency | Homeowner’s Manual Blog Series

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