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Is your business compliant with Massachusetts Independent Contractor Law (MICL)? Established in 1990 and expanded in 2004, the law imposes a strict "three prong test" for classifying workers, affecting various industries beyond construction. Failure to adhere to the MICL can result in significant penalties, including fines and potential imprisonment, making it crucial for businesses to assess and rectify any misclassifications promptly.

The 2022 Atlantic Hurricane Season is expected to be "above-normal," with 19 named storms, 9 hurricanes, and 4 major hurricanes. Home and business owners are advised to review their insurance policies, especially for flood coverage, and prepare by securing properties and creating emergency plans.

Prepare yourself for winter's worst nightmare: ice dams. While prevention is key, having a plan in place is crucial for dealing with these roofing woes.

Prepare for winter by ensuring your insurance coverage is adequate for potential damages caused by snow, ice, and cold weather. Take preventive measures such as cleaning gutters, insulating pipes, and servicing heating systems to minimize risks and protect your property.

Amidst the upheaval caused by the COVID pandemic, many are reevaluating their priorities, with a significant uptick in inquiries and purchases of life insurance reflecting a newfound focus on protecting loved ones. As concerns about the unforeseen rise, it's crucial to understand that obtaining life insurance remains accessible, provided transparency about health conditions during the application process, reinforcing the importance of securing coverage early on.

Forecasters predict an above-average 2021 Atlantic hurricane season, with 18 named storms, eight hurricanes, and four major hurricanes expected. Now is the time to review your insurance coverage and prepare your property for potential storm damage—contact Murphy Insurance for guidance.