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Covering losses with business interruption insurance

July 01 2019
Standard property insurance covers physical damage and losses—furniture destroyed in a fire, a storm-damaged office building or stolen equipment. This coverage can help you pay the costs of rebuilding or replacing damaged property. But what about losses resulting from your business’s inability to operate because of property damage? For this type of loss, you’ll need business interruption insurance, also known as business income insurance.

4th of July and summer fun safety

June 28 2019
The celebration of the birth of our nation on Independence Day often involves fireworks, backyard barbecues, boating, beaches and other outdoor fun. Whether it's July 4th or any other summer celebration, here are a few tips for keeping safe while you're having fun.

Pool safety

June 24 2019
Whether you have a luxury in-ground pool, or plan to blow up an inflatable kiddie pool, it is important to consider the safety implications. Consider these steps if you own or are considering purchasing a pool or spa.

Boat insurance - Make sure you're covered on the water

June 21 2019
Not all boaters are responsible and safety conscious, and there are many unregistered boaters on waterways, which makes it even more important that to properly insure your boat, yacht and watercraft to protect you and your loved ones.

Lightning safety: 10 myths—and the facts

June 10 2019
To stay safe in a storm, know the truth about lightning dangers. “When thunder roars, go indoors!” is a truism that actually holds up. But much of what we think we know about lightning is fiction. Here are some common myths, along with the facts that will keep you and your loved ones safe in a storm.

Motorcycles: properly insuring your bike

June 03 2019
Spring, summer and fall are motorcycle season. It’s common for cyclists to remove coverage in the winter and add it back in the spring when the weather gets good. Just remember you should never drive your bike even once without ensuring your coverage is up to date. It’s also a good idea to take an in-depth look at your coverage periodically because you might change bikes, change riding habits or buy special equipment and all those things can impact your coverage needs. Here are some areas to consider.

Safe boating checklist

May 30 2019
Whether you're a new or experienced boating enthusiast or simply a novice passenger, this boating safety checklist can help you prepare for a safe and and fun day on the water.

Grilling safely

May 24 2019
Every year, millions of Americans safely enjoy outdoor barbecues, but accidents do happen. According to the U.S. Fire Administration, about 5,700 grill fires take place on residential property every year. The best way to enjoy a summer of outdoor barbecues is to take steps to prevent accidents, including maintaining your grill and using it safely.

Mitigate your sewer backup loss exposure

May 14 2019
Sewer backup loss exposures are a common coverage gap under a homeowners policy. However, this exposure can typically be covered by the addition of a "Water Back-up and Sump Overflow" endorsement to your policy. In addition to procuring the proper insurance coverage, homeowners should adopt several risk control techniques concerning this loss exposure.