Buying a Car? Don’t Forget the Insurance Quote First!

July 14, 2025||inPersonal Insurance|auto insurance, personal insurance

Hey there, future car owner! 🚗✨

There’s nothing like the thrill of shopping for a new (or new-to-you) vehicle—test drives, shiny paint, that fresh car smell. But before you fall head over wheels for your next ride, here’s a quick tip that can save you money and stress down the road:

Get an insurance quote before you buy the car.

Seriously—just a quick quote can make a big difference.

Car driving
Click here to submit an inquiry to Murphy Insurance or call us at 800 222 8711

Why It Matters

Not all vehicles are created equal when it comes to insurance costs. Two cars might look similar on the outside, but one could cost you hundreds more per year to insure.

Here’s what impacts your insurance rate:

  • Make and model – Sports cars and luxury vehicles usually cost more to insure than sedans or SUVs.
  • Safety features – More safety tech = possible discounts!
  • Repair costs – If a car is expensive to fix, insurance premiums go up.
  • Theft rates – Some models are more frequently targeted by thieves.

A Real-World Example

Let’s say you’re deciding between a sporty coupe and a mid-size SUV. They’re the same price at the dealership—but the coupe might cost $500 more per year to insure. If you got a quote first, that could easily influence your decision or budget.

How to Get a Quote

Good news—it’s super easy! Just reach out with:

  • The year, make, and model of the vehicle
  • The vehicle identification number (VIN), if you have it
  • Your basic info (driver’s license, address, etc.)

Our Murphy Insurance Team will do the rest and give you an accurate quote, fast.

Final Thoughts

Buying a car is a big investment. Make sure you know the whole cost before you sign on the dotted line. Getting an insurance quote ahead of time can help you:

  • Budget smarter
  • Avoid surprises
  • Feel confident in your purchase

So before you fall in love at the dealership—contact us for a quote for the car you are considering. A quick call, shoot a text, or send an email. We’re happy to help you find coverage that fits your car and your budget.

Happy car shopping—and drive safe! 🚘

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