Vehicle Breakdown Safety Basics

November 20, 2024||inPersonal Insurance|auto care, auto insurance, car insurance, driving safety, personal insurance, road safety, safety, vehicle maintenance

No one ever plans to experience a vehicle breakdown. That’s why it’s important to plan ahead and be prepared in order to handle such a situation safely. Implement the following guidance to ensure you remain safe and injury-free in the event that you get stuck on the road.

  • Move your vehicle to a safe area before getting out to check on any damages or to make a repair. If you were involved in an accident, signal to the other driver to pull off to a safe spot too.
Car tire
Click here to submit an inquiry to Murphy Insurance or call us at 800 222 8711
  • If your vehicle will not move and is not drivable, stay in your vehicle and call for help on your cellphone.
  • Always keep a fully stocked roadside emergency kit in your vehicle to be prepared for various scenarios. Your kit should include items such as:
    • Jumper cables
    • Flares or triangle reflectors
    • Motor oil, coolant and washer fluid
    • A toolbox
    • A first-aid kit
    • A blanket and warm clothes
    • Nonperishable snacks and water
    • An ice scraper
    • A flashlight and an extra pair of batteries
  • Turn on your hazard lights when you pull off to the side of the road on a major roadway or if you are unable to move your car.
  • Utilize flares or triangle reflectors to mark your location in the event that you have a breakdown. This will give other drivers some advanced warning.
  • If you experience a flat tire or a blowout, move your car to a safe place before attempting to repair it. Though this may
    destroy your wheel, it’s worth it to move yourself out of harm’s way.

The Importance of Knowing How to Repair a Flat Tire

Getting a flat tire is a common on-the-road emergency. However, many people do not know how to repair a tire themselves. If you don’t know how to repair a flat tire, consider asking a friend or family member to show you how.

For additional road emergency preparation guidance and auto insurance solutions, contact us today.

Read Other Blog Posts

Shoveling snow

Snowmelt Damage Prevention Tips

Accumulating water from melting snow and ice—also known as snowmelt —can lead to significant property damage if not managed. It's important to be aware of this risk and take measures to prevent issues. Don’t let snowmelt wreak havoc on your home. Review guidance for snowmelt damage prevention recommendations.
Read more
Side-view mirror

The Defensive Driving Process

To be a defensive driver, it’s important to follow a three-step process: see hazards, determine potential responses, and act in time. Driving in Massachusetts means navigating heavy traffic, narrow roads, construction zones, and unpredictable New England weather. Defensive driving helps local drivers anticipate hazards, reduce accident risk, and protect their auto insurance record.
Read more
Be Ready for Severe Winter Weather Snowstorms, Ice, and Extreme Cold

Be Ready for Severe Winter Weather: Snowstorms, Ice, and Extreme Cold

Severe winter storms can bring heavy snow, ice, and extreme cold. Learn how to prepare your home, protect your vehicle, prevent frozen pipes and power outages, and take practical steps to keep your family safe during harsh winter weather.
Read more
Chimney

Chimney Maintenance Is Essential

A well-maintained chimney is essential for keeping your home safe, as neglected chimneys are a leading cause of fireplace-related fires and carbon monoxide issues. With an estimated 20,000 chimney fires occurring each year in the U.S., routine inspections and cleanings play a critical role in reducing creosote buildup and preventing costly damage. By making chimney care part of your annual home-maintenance plan, you’ll protect your property and ensure your fireplace operates safely all season long.
Read more
Woman buying a car

Shopping for a Safe Vehicle

When shopping for a new vehicle, safety should be a top consideration. This brief guide outlines key safety features—from crash protection to advanced driver assistance systems—and explains how they can impact your insurance costs. Understanding these factors can help you make a smarter, more informed purchase.
Read more
Operating Under the Influence (OUI) Will Cost You Money

Operating Under the Influence (OUI) Will Cost You Money

An Operating Under the Influence (OUI) conviction is more than a legal problem; it’s a financial disaster. Between fines, court fees, license costs, higher insurance premiums, towing, and lost wages, one mistake can cost you between $11,000 and $30,000. The best way to save? Don’t drink and drive.
Read more
Fresh Look at Personal Insurance SMM

A New Year, A Fresh Look at Your Protection

A new year is the perfect time to review your insurance and personal risk management. Life changes, rising costs, and growing responsibilities can all affect your coverage needs. A quick annual check can help ensure that you and what matters most are properly protected.
Read more
Car side-view

How Deductibles Affect Auto Insurance Premiums

Learn how your auto insurance deductible impacts both your premium and your protection. Choosing the right deductible can help you balance monthly costs with what you would pay out of pocket if an accident or covered claim occurs, giving you better control over your coverage and budget.
Read more
Murphy Insurance Agency Supporting Local Charities Through Employee Generosity

Murphy Insurance Agency Supporting Local Charities Through Teamwork

Murphy Insurance proudly supports local charities making a meaningful impact across our communities. Through agency contributions, employee generosity, volunteer efforts, and seasonal drives, we help provide comfort, care, and essential resources to families in need.
Read more
PreviousNext

Visit Our Auto Insurance Page

Auto Insurance

At Murphy Insurance, we are here to assist you in obtaining the appropriate auto insurance. Choosing the appropriate auto insurance coverage can be overwhelming. Every insurance company has its unique offerings, making it challenging to compare options effectively. That’s where we shine. We simplify the process by helping you evaluate provider and policy choices, seek out discounts, and optimize your car insurance within your budget constraints. Ultimately, our goal is to provide you with peace of mind, knowing that you and your loved ones are well-protected.