**Update** See our blog post: Headlight – Windshield Wiper Law No Longer a Surchargeable Offense – July 17, 2015

The Massachusetts Legislature has passed a new law effective April 7, 2015 that requires drivers to turn on their headlights and taillights whenever they turn on their windshield wipers.  It also requires drivers to turn on headlights when visibility is less than 500 feet.  This change creates ticketable and surchargeable offenses that would result in an increase of your insurance premium.

Many newer vehicles have headlight settings that automatically turn lights on and off. Often, drivers don’t give as much thought to whether their headlights are on or not during the day.  Some newer vehicles also have automatic windshield wipers, so even the decision to use wipers has become passive.

On a bright day where there are showers, it’s possible that you might use your windshield wipers and not think about if lights are on or off especially if you have automatic lights.  This could result in a situation where you’re now driving in violation of the new law. So, drivers will now have to give more proactive thought to if both wipers and lights are on.

Be Sure to Let Your Lights Shine When it’s Rainy or Foggy.

The wording of the new section of the law, M.G.L. c. 85, § 15 is as follows:

A vehicle, whether stationary or in motion, on a public way, shall have attached to it headlights and taillights which shall be turned on by the vehicle operator and so displayed as to be visible from the front and rear during the period of 1/2 hour after sunset to 1/2 hour before sunrise; provided, however, that such headlights and taillights shall be turnedon by the vehicle operator at all other times when, due to insufficient light or unfavorable atmospheric conditions, visibility is reduced such that persons or vehicles on the roadway are not clearly discernible at a distance of 500 feet or when the vehicle’s windshield wipers are needed; provided further, that this section shall not apply to a vehicle which is designed to be propelled by hand; and provided further, that a vehicle carrying hay or straw for the purpose of transporting persons on a hayride shall display only electrically operated lights which shall be 2 flashing amber lights to the front and 2 flashing red lights to the rear, each of which shall be at least 6 inches in diameter and mounted 6 feet from the ground.

As a result, the list of surchargeable incidents has been amended by adding two new requirements effective April 7, 2015:

  1. Motorists are now required to turn on headlights and taillights whenever the windshield wipers are on.
  2. Motorists are also required to turn on headlights and taillights when visibility is reduced so that persons or vehicles
    are not visible at 500 feet due to insufficient light or unfavorable atmospheric conditions.

The requirement to turn on headlights and taillights 1/2 hour after sunset and 1/2 hour before sunrise has not changed.

Read Other Blog Posts

Person holding car keys

What Is Comprehensive Coverage in Auto Insurance and What Does It Cover?

Comprehensive coverage is part of an auto insurance policy and helps protect your vehicle from damage caused by non‑collision events such as theft, weather, or vandalism. Learn what comprehensive coverage includes, what it does not cover, and when it may be worth adding to your auto policy.
Work Meeting 1200

Health Plan Eligibility: Do’s and Don’ts

Employers have flexibility when defining health plan eligibility, but that discretion is limited by federal requirements under ERISA, the ACA, HIPAA, and Medicare rules. This overview outlines key eligibility do’s and don’ts to help employers stay compliant and avoid costly mistakes.
Extension Cord 1200

Stay Wired Into Electrical Safety This May

May is National Electric Safety Month. While electricity is an integral part of our daily lives and powers many essential appliances and devices, electrocution and other related risks should be taken seriously. Even a slight mishap or oversight could lead to serious injuries and damage to your home. Follow these safety tips.
Man writing next to computer

Why Timely Notice Matters Under Claims-Made Liability Policies

Claims‑made liability policies require more than just having coverage in place. Timely notice of claims or potential claims is critical to preserve coverage and avoid unexpected gaps. This article explains how claims‑made policies work, how to identify if your policy is claims‑made, and practical steps businesses can take to stay protected.
Hurricane Season in New England What Homeowners Need to Know to Stay Protected

Hurricane Season in New England: What Homeowners Need to Know to Stay Protected

Hurricane season impacts New England more than many homeowners expect. From flooding to wind damage, preparation is key. Learn how to review your insurance, protect your property, and stay safe before, during, and after a storm.
Insurance Checklist for Owners of Vacation Rentals in New England

Insurance Checklist for Owners of Vacation Rentals in New England

Vacation or seasonal rentals in New England face unique risks, including vacancy, severe weather, and increased liability. Use this insurance checklist to ensure your second home or short-term rental has the right protection in place.
Motorcyclist Cord 1200

Stay Safe With Motorcycle Safety Awareness Month

May is Motorcycle Safety Awareness Month. This time is dedicated to helping bikers and their passengers remain safe while cruising the road. Although your bike can be a thrilling and exciting way to travel, it’s also often more dangerous than using a passenger car. Check out safety tips to keep in mind.
Building Safety Month Why It Matters for Property Owners and Insurance Protection

Building Safety Month: Why It Matters for Property Owners and Insurance Protection

Building Safety Month in May is a timely reminder that protecting your property starts with proactive safety practices. From routine maintenance to understanding insurance coverage, taking the right precautions can help property owners reduce risks, prevent costly damage, and ensure their homes or buildings remain safe and well protected.
Steering wheelSteering wheel

What Should You Do After a Car Accident to Help Your Insurance Claim?

A car accident can be stressful and overwhelming, especially in the moments that follow. This checklist outlines practical steps drivers can take after an accident to protect themselves, document key details, and help keep the insurance claims process on track

Visit Our Personal Insurance Page

Personal Insurance

Life is an ever-changing journey, and it deserves a thoughtful, comprehensive plan to protect the things and people that matter most. Our dedicated team at Murphy Insurance is here to assist you in creating that plan. With a wide range of product options at our disposal, we ensure that your plan is tailored precisely to your requirements. Our commitment to providing clear, intelligent guidance to help you achieve true peace of mind. Learn more about our personal insurance portfolio.

Visit Our Business Insurance Page

Business Insurance

Murphy Insurance stands as your steadfast partner in safeguarding your business from unforeseen challenges in today’s dynamic business landscape. In an era where comprehensive business insurance is not just a prudent choice but a vital one for ensuring the long-term stability and security of your enterprise, we are here to offer our expertise. Running a business inherently entails various risks that can potentially impact your financial stability and reputation. Learn more about our comprehensive business insurance solutions, which are meticulously designed to protect you from these potential threats, granting you peace of mind necessary to focus on the growth and prosperity of your business.