Personal Insurance refers to a range of insurance products designed to protect individuals and families against financial losses and liabilities arising from various risks and uncertainties. These insurance policies are tailored to cover personal assets, health, and liabilities, providing financial protection and peace of mind to policyholders and their families.
Here are some common types of personal insurance and why they are important:
Overall, personal insurance is important for protecting individuals and families from financial losses and liabilities associated with health-related issues, disability, property damage, accidents, and other unforeseen events. It provides financial security, peace of mind, and a safety net during times of uncertainty and adversity.
Don’t hesitate to contact Murphy Insurance at 800 222 8711 or submit an inquiry via our Contact Us form to learn about our Personal Insurance.
Winter driving requires preparation. Pack emergency supplies, check tire pressure, and ensure your battery is ready. Keep your gas tank half full and stay informed on road conditions. Drive slowly, leave extra space, and avoid sudden moves. If stuck, stay in your vehicle and clear the exhaust pipe to prevent carbon monoxide buildup.
Are you vying for the coveted low-number license plate in Massachusetts? Now’s your chance! With the MA RMV’s annual Low Plate Lottery now open for applications, residents have the opportunity to secure one of the 198 available plates, provided they meet the eligibility criteria and abide by the rules outlined by MassDOT.
Dealing with mail addressed to a deceased loved one can be emotionally challenging and logistically frustrating. Whether you’re the Executor of their estate or simply a resident who shared their address, there are steps you can take to minimize the influx of such mail, from registering the deceased on the Deceased Do Not Contact List to requesting mail forwarding or contacting organizations directly to inform them of the death. Remember to handle such mail respectfully, as opening someone else’s mail without legal authorization is a federal offense.
The 2022 Atlantic Hurricane Season is expected to be “above-normal,” with 19 named storms, 9 hurricanes, and 4 major hurricanes. Home and business owners are advised to review their insurance policies, especially for flood coverage, and prepare by securing properties and creating emergency plans.
For those selling or buying homes, it’s crucial to note the updates to the NFIP and revised flood insurance rates starting April 1, 2015. These changes affect property owners or buyers in flood zones or areas newly designated as Special Flood Hazard Areas due to updated flood maps.
Prepare yourself for winter’s worst nightmare: ice dams. While prevention is key, having a plan in place is crucial for dealing with these roofing woes.
Snow has a high water content, posing flood risks if not managed properly. Implementing preventive measures can effectively mitigate potential flood issues caused by snow accumulation.
Prepare for winter by ensuring your insurance coverage is adequate for potential damages caused by snow, ice, and cold weather. Take preventive measures such as cleaning gutters, insulating pipes, and servicing heating systems to minimize risks and protect your property.
Ensure a spook-free Halloween by taking reasonable precautions to protect your property and visitors, suggests the Insurance Information Institute (I.I.I.). From well-lit walkways to raised liability limits, these measures not only keep the festive spirit alive but also provide financial security against potential mishaps.
Amidst the upheaval caused by the COVID pandemic, many are reevaluating their priorities, with a significant uptick in inquiries and purchases of life insurance reflecting a newfound focus on protecting loved ones. As concerns about the unforeseen rise, it’s crucial to understand that obtaining life insurance remains accessible, provided transparency about health conditions during the application process, reinforcing the importance of securing coverage early on.