Group Life, Disability & Long-Term Care InsuranceGroup Life Disability Long-Term Care Insurance refers to a suite of employee benefits that includes life insurance, short- and long-term disability coverage, and long-term care insurance—all offered by an employer to eligible employees. These benefits are designed to support the well-being and financial security of employees and their families, both in the near term and throughout life’s unpredictable challenges.

At Murphy Insurance, we help employers strengthen their benefits package by tailoring group life, disability, and long-term care insurance options that meet the evolving needs of today’s workforce. Group life insurance offers financial protection to an employee’s loved ones in the event of death. In contrast, group disability insurance replaces income during a covered illness, injury, or condition, helping employees maintain stability during recovery. Long-term care insurance helps employees prepare for future healthcare needs related to aging, such as home care, assisted living, or nursing facilities.

Beyond protecting individuals, these group benefits can enhance employee loyalty, reduce turnover, and position your company as an employer of choice. Businesses can also explore additional strategies, such as using life insurance for key person coverage or as part of succession planning. Murphy Insurance’s benefits specialists will work with you to assess your team’s size, goals, and budget and create a program that fits your organization’s specific needs—making it easier for you to take care of what matters most: your people.

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Life Insurance in Groton, MA: Protecting What Matters with Murphy Insurance

For families and individuals in Groton and surrounding communities, life insurance from Murphy Insurance offers more than peace of mind—it provides a solid foundation for long-term financial security. Whether you’re safeguarding loved ones, covering debts, or planning for the future, our personalized life insurance solutions are designed to fit your goals and budget. From affordable term life to permanent protection and full-service planning, our Groton-based team is here to help you protect what matters most with trusted guidance, top-rated options, and local expertise.

Attract Top Talent in Milford, MA with Competitive Employee Benefits

In today’s competitive job market, offering strong employee benefits is no longer optional—it’s essential. For Milford, MA, businesses, Murphy Insurance provides customized, affordable benefit solutions that help you attract top talent, reduce turnover, and foster long-term growth.