Earned Sick Time Law Effective July 1, 2015

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Massachusetts voters approved the Massachusetts Paid Sick Days Initiative on November 4, 2014, granting employees the right to earned paid sick leave. Effective July 1, 2015, the Earned Sick Time Law applies to most employers, though businesses must honor existing contracts or collective bargaining agreements with more generous leave policies.

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Mapfre|Commerce is Now Just Mapfre

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Murphy Insurance Agency has worked closely with Mapfre|Commerce Insurance for decades. As Commerce Insurance transitions to the Mapfre brand, we want to reassure our customers that this change will not impact their insurance coverage. Feel free to reach out with any questions or concerns.

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Data Breach and Cyber Liability: Real Risks in a Virtual World

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In the modern business environment, companies storing customer data and utilizing technology must remain vigilant against the potential risks of cyber/data breaches. Those providing technology services or accessing third-party data need to exercise heightened diligence as their exposure extends beyond their immediate clients to encompass all customers of those clients.

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Murphy Insurance Renews 5-Star Designation

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Murphy Insurance Agency has once again earned the prestigious Five Star Agency Designation, reaffirming its commitment to excellence. After an intensive review process, the Massachusetts Association of Insurance Agents (MAIA) announced that Murphy Insurance has proudly held this designation since 1999.

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New MA Law Requires Use of Headlights Effective April 7, 2015

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A new law passed, effective April 7, 2015, mandating drivers to activate headlights and taillights alongside windshield wipers. Non-compliance with this regulation constitutes ticketable and surchargeable offenses, potentially leading to increased insurance premiums.

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10 Things You Should Know About Insurance

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There are many things you might not know about your current insurance policies for your home, family, cars, and business. It is important to understand what is and isn’t covered.

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The Evolution of Insurance Products

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Claims significantly shape the evolution of insurance products, influencing both the specific loss situations covered and the markets or geographic areas insurers target. At a micro-level, claims trends may lead to exclusions in policy coverage, while at a macro-level, they determine insurers’ business interests.

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Snow Load Alert…Protect Your Roof and Building

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Property owners must manage snow accumulation on roofs during winter storms to prevent hazards. From clearing snow from vents to watching for structural weaknesses, taking proactive steps can safeguard against damage and potential accidents.

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Where You Buy Workers Comp Can Make a Difference

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The choice of where to obtain Workers’ Comp Insurance can impact your business. While classification rates are determined by the Commonwealth, individual insurance companies may offer modified or decreased rates for specific job classifications, potentially leading to cost savings.

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