It’s Peak Hurricane Season…Are You Financially Prepared?

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Flood preparedness goes beyond securing your home—it also means being financially ready. Many property owners underestimate their flood risk and the costs associated with flood damage. Investing in flood insurance and using tools like the Interactive Cost of Flooding Tool and the Animated Flood Risk Scenario Tool can help you assess potential impacts. Stay informed and take proactive steps to protect your family and finances before disaster strikes.

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MA Workers Comp Payroll Basis for Sole Proprieters & Partners, effective October 1, 2015

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The Workers Compensation Rating and Inspection Bureau of Massachusetts (WCRIBMA) has introduced new payroll determinations for sole proprietors, partners, and LLC members, impacting premium calculations. Based on the Statewide Average Weekly Wage (SAWW), premiums are now determined by a formulaic approach, affecting new and renewal workers’ compensation business from October 1, 2015.

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MassRMV: FasTrack License Renewal Self-Service Kiosks

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FasTrack service is available at select MA RMV branches, including Boston’s Haymarket, Worcester, Springfield, and more. This self-service kiosk allows eligible customers to take their own photo, complete transactions quickly, and receive a temporary credential, with the permanent license or ID mailed to their address.

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Headlight & Windshield Wiper Law No Longer a Surchargeable Offense – July 17, 2015

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A new law eliminates the surchargeable offense for not using headlights with windshield wipers. Though using headlights and taillights with wipers remains mandatory and enforceable, receiving a ticket won’t affect your driving record or insurance premium.

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CT Passes Data Breach Notification Legislation

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A new Connecticut law mandates that consumers be notified of a data breach within 90 days of discovery and requires at least one year of free identity theft protection for breaches involving Social Security Numbers. Attorney General George Jepsen emphasized that his office will continue to scrutinize breaches and take enforcement action against companies that unreasonably delay notification, even if they comply with the 90-day limit.

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Mapfre|Commerce is Now Just Mapfre

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Murphy Insurance Agency has worked closely with Mapfre|Commerce Insurance for decades. As Commerce Insurance transitions to the Mapfre brand, we want to reassure our customers that this change will not impact their insurance coverage. Feel free to reach out with any questions or concerns.

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Data Breach and Cyber Liability: Real Risks in a Virtual World

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In the modern business environment, companies storing customer data and utilizing technology must remain vigilant against the potential risks of cyber/data breaches. Those providing technology services or accessing third-party data need to exercise heightened diligence as their exposure extends beyond their immediate clients to encompass all customers of those clients.

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Murphy Insurance Renews 5-Star Designation

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Murphy Insurance Agency has once again earned the prestigious Five Star Agency Designation, reaffirming its commitment to excellence. After an intensive review process, the Massachusetts Association of Insurance Agents (MAIA) announced that Murphy Insurance has proudly held this designation since 1999.

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New MA Law Requires Use of Headlights Effective April 7, 2015

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A new law passed, effective April 7, 2015, mandating drivers to activate headlights and taillights alongside windshield wipers. Non-compliance with this regulation constitutes ticketable and surchargeable offenses, potentially leading to increased insurance premiums.

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