Author Archive for: murphyinsurstg
Entries by Murphy Insurance
Massachusetts Senate Attempts to Increase Accident Surcharge Threshold Limits
The Massachusetts Senate has successfully incorporated an amendment into the 2016 State Budget, aiming to raise the Property Damage Threshold for both Minor and Major accidents. The proposed thresholds would increase to $1,001 for Minor Accidents and $5,001 for Major Accidents, potentially benefiting Massachusetts drivers by impacting surcharge points added to driving records, which can influence insurance premiums following at-fault accidents.
Mapfre|Commerce is Now Just Mapfre
Murphy Insurance Agency has worked closely with Mapfre|Commerce Insurance for decades. As Commerce Insurance transitions to the Mapfre brand, we want to reassure our customers that this change will not impact their insurance coverage. Feel free to reach out with any questions or concerns.
Data Breach and Cyber Liability: Real Risks in a Virtual World
In the modern business environment, companies storing customer data and utilizing technology must remain vigilant against the potential risks of cyber/data breaches. Those providing technology services or accessing third-party data need to exercise heightened diligence as their exposure extends beyond their immediate clients to encompass all customers of those clients.
Check Your Sump Pump
Regular maintenance checks are crucial to ensure your sump pump functions properly, preventing damage from excess ground or rainwater and keeping your home dry. Testing the pump annually, preferably in late winter or early spring before the onset of heavy spring rains, can significantly reduce the risk of failure during critical moments.
Murphy Insurance Renews 5-Star Designation
Murphy Insurance Agency has once again earned the prestigious Five Star Agency Designation, reaffirming its commitment to excellence. After an intensive review process, the Massachusetts Association of Insurance Agents (MAIA) announced that Murphy Insurance has proudly held this designation since 1999.
New MA Law Requires Use of Headlights Effective April 7, 2015
A new law passed, effective April 7, 2015, mandating drivers to activate headlights and taillights alongside windshield wipers. Non-compliance with this regulation constitutes ticketable and surchargeable offenses, potentially leading to increased insurance premiums.
10 Things You Should Know About Insurance
There are many things you might not know about your current insurance policies for your home, family, cars, and business. It is important to understand what is and isn’t covered.
Coaching Your Teenage Driver
Obtaining a driver’s license is a significant milestone for teenagers, symbolizing increased freedom and independence alongside added responsibility. While many teens may feel invincible, it’s crucial for parents to instill a heightened sense of responsibility, particularly when driving, to ensure safety on the road.
Car Insurance Checklist…Getting the Best Value
To secure excellent auto insurance, prioritize value over price. It’s crucial to consider the value you receive for your spending when purchasing car insurance, as minimum legal requirements may not offer sufficient protection in the event of a serious accident involving bodily injury or significant property damage.